Financial Result for the Quarter ended September, 2026

ONE TO ONE t-do 31-4 arAgn De m Bank of India WIVE (cid:9) Ref. No.:HO:IRC:SVM:2026-27:256 Date: 23.10.2026 Scrip Code: BANKINDIA Scrip Code: 532149 The Vice President — Listing Department, The Vice-President — Listing Department, National Stock Exchange of India Ltd., BSE Ltd., Exchange Plaza, 25, P.J. Towers, Dalal Street, Bandra Kurla Complex, Bandra East, Mumbai 400 001. Mumbai 400 051. /J-1 )c (cid:9) Dear Sir / Madam, Re: Outcome of Board Meeting - Unaudited (Reviewed) Financial Results for the 2nd Quarter / Half-Year ended September, 2026 Submission of Limited Review Report. In terms of Regulation 23, 30, 32, 33 and 52 of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015, we advise as under: 2.(cid:9) The Board of Directors of Bank of India at its meeting held today considered and approved the Unaudited (Reviewed) Standalone and Consolidated Financial Results of the Bank, for the 2nd quarter / Half-Year ended September, 2026. 3 Further, we enclose the following: Unaudited (Reviewed) Standalone, Consolidated Financial Results and Limited Review Report of the Auditors. Statement of Assets and Liabilities for the Quarter and Half-Year ended 30.09.2026. (cid:226) Statement of Cash Flows for the Quarter and Half-Year ended 30.09.2026. Security Cover Certificate as on 30th September, 2026. Statement of Related Party Transactions for the Q2FY27. NIL Statement of Deviation / Variation in utilization of Capital Funds raised during Q2FY27. C. ation:(cid:9) Public (A(cid:9) 41:0 #P4.(cid:9) tfF ci)ll-ftig:f4h7W1NtfltIffri, cl•Z 61‘3q-I, 8-176111,1, 45,(cid:9) TrfF, (cid:9) Irdt- 400 051 OF /4, S (cid:9) cr,Ce Investor Relations Cell, Star House - I, 8th Floor, C-5, G-Block, Bandra Kurla Complex, Bandra (East), Mumbai -400 051 Ph.: (022) 6668 4490 : Fax: (022) 6668 4491 Email: headoffice.share@bankofindia.bank.in H.O. Inve rtsy istsTasime OINK TO ONO BLan"k fo"f Intdiira 4. The meeting of the Board of Directors started at 3.30 PM and concluded at 4.47 PM. 5. The information is also available on Bank's website i.e. www.bankofindia.bank.in under `Communication to BSE/NSE' on Home Page. 1-1-47 Yours faithfully, (Usha Ramsinghani) m441 (cid:9) i1 ki Company Secretary Encl: As above Classification: Public TIVIF (cid:9) 'redT #0.1 f42-117, tcH(cid:9) 811-6—if 141'6 ,(cid:9) igf T-df TiTu, V-074, 44- 400 051 Head Office: Investor Relations Cell, Star House - I, 8th Floor, C-5, G-Block, Bandra Kurla Complex, Bandra (East), Mumbai • 400 051 Ph.: (022) 6668 4490 Fax: (022) 6668 4491 Email: headoffice.share@bankofindia.bank.in 5(cid:9) <a i Bank of India NAP Head Office : Star House, C - 5, 'G' Block, Bandra-Kurla Complex, Sandra (East), Mumbai - 400 051 Reviewed Financial Results for the Quarter/Half Year ended September 30, 2026 In Lakh Standalone Consolidated Sr. Quarter ended Half Year ended Year ended Quarter ended Half Year ended Year ended Particulars No. Reviewed Reviewed Reviewed Reviewed Reviewed Audited Reviewed Reviewed Reviewed Reviewed Reviewed Audited 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 1 Interest earned ( a )4( b )+( c )+( d) 21,22,887 19,94,932 18,40,609 41,17,819 36,75,828 75,16,127 21,36,990 20,09,690 18,52,148 41,46,680 36,98,809 75,61,328 (a) Interest/ discount on advances/bills 15,47,040 14,35,826 12,94,449 29,82,866 25,73,677 53,47,233 15,56,378 14,44,435 13,02,543 30,00,812 25,89,650 53,79,331 ( b ) Income on Investments 4,76,047 4,53,216 4,53,015 9,29,263 9,15,376 18,05,048 4,80,703 4,59,385 4,56,697 9,40,088 9,22,743 18,19,256 ( c ) Interest on balances with RBI and other inter bank funds 82,535 67,905 78,737 1,50,440 1,62,028 2,77,690 82,643 67,886 78,500 1,50,529 1,61,669 2,76,585 ( d ) Others 17,265 37,985 14,408 55,251 24,747 86,156 17,266 37,984 14,408 55,251 24,747 86,156 2 Other Income 2,76,986 2,57,915 2,21,983 5,34,901 4,38,593 9,87,427 2,76,735 2,61,538 2,21,839 5,38,273 4,42,940 10,03,628 3 TOTAL INCOME ( 1 + 2) 23,99,873 22,52,847 20,62,592 46,52,720 41,14,421 85,03,554 24,13,725 22,71,228 20,73,987 46,84,953 41,41,749 85,64,956 4 Interest expended 14,22,166 13,11,678 12,49,232 27,33,844 24,77,640 49,98,851 14,26,270 13,15,584 12,52,986 27,41,854 24,85,069 50,13,949 5 Operating expenses (e )+( f) 4,68,803 4,36,061 4,31,275 9,04,864 8,53,758 17,99,830 4,74,268 4,41,845 4,35,753 9,16,113 8,64,440 18,25,056 (e) Employees cost 2,66,719 2,60,251 2,45,232 5,26,970 4,84,851 10,31,177 2,70,880 2,63,999 2,47,630 5,34,879 4,89,635 10,44,967 ( f ) Other operating expenses (All items exceeding 10% of the total expenditure excluding interest expenditure may be shown separately) 2,02,084 1,75,810 1,86,043 3,77,894 3,68,907 7,68,653 2,03,388 1,77,846 1,88,123 3,81,234 3,74,805 7,80,089 TOTAL EXPENSES (4)+(5) (excluding Provisions 6 and Contingencies) 18,90,969 17,47,739 16,50,507 36,38,708 33,31,398 67,98,681 19,00,538 17,57,429 16,88,739 36,57,967 33,49,509 68,39,005 OPERATING PROFIT (3)-(6) 7 Profit before Provisions and Contingencies) 5,08,904 5,05,108 3,82,085 10,14,012 7,83,023 17,04,873 5,13,187 5,13,799 3,85,248 10,26,986 7,92,240 17,25,951 8 Provisions (other than tax) and Contingendes 79,743 96,360 44,124 1,76,103 1,53,732 3,10,307 81,097 97,112 49,166 1,78,209 1,60,378 3,18,801 of which provision for Non-performing Assets 1,01,012 1,14,411 47,241 2,15,423 1,57,682 3,39,267 1,02,310 1,14,735 51,609 2,17,046 1,63,084 3,46,335 9 Exceptional items - - 0 - - - (51,880) (51,880) Profit/ (Loss) from Ordinary Activities before tax (7)- 10 (8)-(9) 4,29,161 4,08,748 3,37,961 8,37,909 6,29,291 13,94,566 4,32,090 4,16,687 3,36,082 8,48,777 5,79,982 13,55,270 11 Tax Expense 1,08,923 1,01,958 82,504 2,10,881 1,48,622 3,41,851 1,09,879 1,02,841 83,518 2,12,720 1,51,023 3,46,344 Net Profit/ (Loss) from Ordinary Activities after 12 tax(7)-(8)-(11) 3,20,238 3,06,790 2,55,457 6,27,028 4,80,669 10,52,715 3,22,211 3,13,846 2,52,564 6,36,057 4,28,959 10,08,926 Less : Minority Interest 1...... 88 140 (111) 228 (16) 295 Add : Share of earnings in Assodates 8,759 16,552 4,994 25,311 11,650 21,999 13 Extraordinary items (net of tax expense) - - - - - - - - 14 Net Profit(+)/Loss(-) for the period 3,20,238 3,06,790 2,55,457 6,27,028 4,80,669 10,52,715 3,30,882 3,30,258 2,57,669 6,61,140 4,40,625 10,30,630 15 Paid-up equity share capital (Face valuer 10/- each) 4,55,341 4,55,341 4,55,341 4,55,341 4,55,341 4,55,341 4,55,341 4,55,341 4,55,341 4,55,341 4,55,341 4,55,341 16 Reserves excluding Revaluation Reserve 75,47,654 77,38,068 Classification: Internal arilx (cid:9) oi Bank of IndiaMm 'P e in Lakh Standalone Consolidated Sr. Quarter ended Half Year ended Year ended Quarter ended Half Year ended Year ended Particulars No. Reviewed Reviewed Reviewed Reviewed Reviewed Audited Reviewed Reviewed Reviewed Reviewed Reviewed Audited 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 3103.2026 17 Analytical Ratios ( i ) Percentage of shares held by Government of India 73.38% 73.38% 73.38% 73.38% 73.38% 73.38% 73.38% 73.38% 73.38% 73.38% 73.38% 73.38% (ii) Capital Adequacy Ratio ( Basel III) 17.78% 18.69% 16.69% 17.78% 16.69% 18.01% 18.35% 19.28% 17.24% 18.35% 17.24% 18.58% (a) CET 1 Ratio 15.49% 15.97% 13.89% 15.49% 13.89% 15.05% 16.08% 16.59% 14.48% 16.08% 14.48% 15.66% (b) Additional Tier 1 Ratio 0.29% 0.30% 0.60% 0.29% 0.60% 0.30% 0.28% 0.30% 0.59°/. 0.28% 0.59% 0.30% (iii) Earnings per Share ( EPS) (4) a) Basic EPS 7.03 6.74 5.61 13.77 10.56 23.12 7.27 7.25 5.66 14.52 9.68 22.64 Diluted EPS (before Extraordinary items (net of tax . expenses) for the period, for the year to date and for the previous year (Not annualised)) 7.03 6.74 5.61 13.77 10.56 2312 7.27 7.25 5.66 14.52 9.68 22.64 b) Basic EPS 7.03 6.74 5.61 13.77 10.56 23.12 7.27 7.25 5.66 14.52 9.68 22.64 Diluted EPS (after Extraordinary items for the period, for the year to date and for the previous year (Not annualised)) [Showing first 8,000 characters — download PDF for full document]