Please find attached the press release captioned 'DCB Bank announces Second Quarter FY 2027 Results'.

Ref. No.CO:CS:RC:2026-27:158 October 23, 2026 BSE Limited, National Stock Exchange of India Limited, P J Towers, Exchange Plaza, Bandra Kurla Complex, Dalal Street, Fort, Bandra (E), Mumbai - 400 001. Mumbai – 400 051 BSE Scrip Code No.: 532772 NSE SYMBOL: DCBBANK Dear Sirs, Re: Press release Please find attached the press release captioned “DCB Bank announces Second Quarter FY 2027 Results”. This is for your information and appropriate dissemination Thanking you, Yours faithfully, For DCB Bank Limited Rubi Chaturvedi Company Secretary & Compliance Officer Encl: As above. DCB Bank Limited Corporate & Registered Office: 6th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013 CIN: L99999MH1995PLC089008 Tel: +91 22 66187000 Fax: +91 22 66589970 Website: www.dcb.bank.in Press Release for Immediate Circulation DCB Bank announces Second Quarter 2027 Results October 23, 2026, Mumbai: The Board of Directors of DCB Bank Ltd. (BSE: 532772; NSE: DCB) at its meeting in Mumbai on October 23, 2026, approved the unaudited financial results for the quarter and half-year ended September 30, 2026 (Q2 FY 2027) along with limited review report by statutory auditors ‘Varma & Varma, Chartered Accountants’ and ‘Deloitte Haskins & Sells, Chartered Accountants’. Highlights: 1) The Bank’s Profit After Tax (PAT) for Q2 FY 2027 was at INR 236 Cr. In comparison Profit After Tax for Q2 FY 2026 was at INR 184 Cr., growth of 29%. 2) Advances growth year-on-year was at 21% and Deposits growth year-on-year was at 19%. 3) The Gross NPA as on September 30, 2026, was at 2.29%. Net NPA was at 0.73% as on September 30, 2026. 4) The Provision Coverage Ratio (PCR) as on September 30, 2026 was at 81.38% and PCR without considering Gold Loans NPAs was at 82.01%. 5) Capital Adequacy continues to be strong and as on September 30, 2026, the Capital Adequacy Ratio was at 16.63% (with Tier I at 14.57% and Tier II at 2.06% as per Basel III norms). Speaking on the Q2 2027 results Mr. Praveen Kutty, Managing Director & CEO said, “Robust growth in both deposits and advances, steadily increasing operating profit, Gross NPA & Net NPA at multi year lows and PCR at multi year high, culminating in the highest ever quarterly PAT for the fifth consecutive quarter, ROA in excess of 1% and ROE in excess of 14.5%”. Financial numbers are rounded off to nearest whole number Page 1 of 3 DCB Bank Limited Corp. & Reg. Office: 6th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013 CIN: L99999MH1995PLC089008 Tel: +91 22 66187000 Fax: +91 22 66589970 Website: www.dcb.bank.in Key Balance Sheet Parameters Sep 30, Jun 30, Mar 31, Dec 31, Sep 30, INR Cr. 2026 2026 2026 2025 2025 Total Assets 92,648 88,752 88,069 81,840 78,890 Deposits 76,839 74,482 72,583 67,754 64,777 Net Advances 64,127 59,951 60,022 56,600 52,975 Investments 21,375 20,873 20,378 19,620 20,496 Shareholders’ Equity 6,941 6,771 6,535 6,350 5,973 Gross NPA Ratio 2.29% 2.43% 2.45% 2.72% 2.91% Net NPA Ratio 0.73% 0.84% 0.89% 1.10% 1.21% Coverage Ratio 81.38% 79.81% 78.42% 75.35% 74.15% CASA Ratio 22.30% 21.65% 22.38% 22.77% 23.52% Credit Deposit Ratio 83.46% 80.49% 82.69% 83.54% 81.78% DCB Bank Audited Results for the Quarter ended September 30, 2026 Q2 FY Q1 FY Q4 FY Q3 FY Q2 FY FY INR Cr. 2026-27 2026-27 2025-26 2025-26 2025-26 2025-26 Interest Income 2,051 1,984 1,907 1,861 1,823 7,404 Interest Expense (1,352) (1,300) (1,252) (1,236) (1,227) (4,948) Net Interest Income 699 684 655 625 596 2,457 Non-Interest Income 249 196 212 221 186 855 Total Income 948 880 867 846 782 3,312 Operating Expenses (565) (536) (525) (523) (478) (2,016) Operating Profit 383 344 342 323 304 1,296 Provisions other than (65) (57) (69) (74) (61) (319) Net Profit Before 318 287 273 249 243 977 Tax (82) (74) (67) (64) (59) (245) Net Profit After Tax 236 213 206 185 184 732 About DCB Bank DCB Bank Limited is a new generation private sector bank with 483 branches (as on September 30, 2026) across 20 states and 2 union territories. It is a scheduled commercial bank regulated by the Reserve Bank of India. It is professionally managed and governed. DCB Bank has contemporary technology and infrastructure, including state-of-the-art internet banking and mobile banking app for personal as well as business banking customers. The Bank’s business segments are Retail, micro-SMEs, SMEs, mid-Corporate, Microfinance Institutions (MFI), Agriculture, Government, Public Sector, Indian Banks, Co-operative Banks and Non Banking Finance Companies (NBFC). A presentation for investors is separately available at www.dcb.bank.in Financial numbers are rounded off to nearest whole number Page 2 of 3 DCB Bank Limited Corp. & Reg. Office: 6th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013 CIN: L99999MH1995PLC089008 Tel: +91 22 66187000 Fax: +91 22 66589970 Website: www.dcb.bank.in Safe Harbour Some of the statements contained herein are forward looking statements. These statements are based on information currently available to us. There are risks and uncertainties which could cause actual outcomes to differ materially from these forward-looking statements. We assume no responsibility to update these statements as circumstances change. Kindly direct your enquiries to: Gaurav Mehta Priyanka Kanawat DCB Bank Limited Senior Group Head Email: gauravm@dcb.bank.in Adfactors PR Landline: +91 2267574444 Email:priyanka.kanawat@adfactorspr.com Financial numbers are rounded off to nearest whole number Page 3 of 3 DCB Bank Limited Corp. & Reg. Office: 6th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013 CIN: L99999MH1995PLC089008 Tel: +91 22 66187000 Fax: +91 22 66589970 Website: www.dcb.bank.in