Please find attached herewith outcome of the Board meeting of the Bank held on October 22, 2026

October 22, 2026 Ref.: SSFB/CS/65/2026-27 National Stock Exchange of India Limited BSE Limited The Listing Department The Corporate Relationship Department Exchange Plaza, C-1, Block G, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Dalal Street, Fort, Bandra (East), Mumbai-400051 Mumbai-400 001 Symbol: SURYODAY Scrip Code: 543279, 960033, 978308 Dear Sir / Madam, Sub: Outcome of the meeting of the Board of Directors (the “Board”) of Suryoday Small Finance Bank Limited (the “Bank”) held on October 22, 2026 - Regulation 30, 51 and other provisions of the SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) Ref: Bank’s intimation vide letter No. Ref.: SSFB/CS/64/2026-27 dated October 17, 2026, regarding the Board meeting of the Bank on October 22, 2026, for considering raising of funds by issue of Non- Convertible Debentures (Tier II Bonds) on Private Placement basis. In continuation to the abovementioned intimation and pursuant to Regulation 30 and 51 read with Schedule III of the SEBI Listing Regulation, we would like to inform that the Board of Directors of the Bank at their meeting held today i.e., October 22, 2026, has inter-alia, considered and approved the following: 1) Raising of capital through issuance of Non-Convertible debentures: The Board has approved the issuance of up to Rs. 100 Crores in single tranche of Rated, Listed, Unsecured, Subordinated, Transferable, Redeemable, Fully Paid Up, Lower Tier II Non-Convertible Debentures in a single series, to be categorized as Lower Tier II Capital (in compliance with Basel II framework on Capital Adequacy) on a private placement basis in dematerialized form. The details as required under Regulation 30 read with Part A of Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and and SEBI Circular No. SEBI/HO/CFD/CFD-PoD-1/P/CIR/2023/123 dated July 13, 2023, and SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, and other applicable provisions, if any, and other relevant circulars, is provided in Annexure-A. SURYODAY SMALL FINANCE BANK LIMITED Registered Office: 1101, Sharda Terraces, Plot. 65, Sector 11, CBD Belapur, Navi Mumbai – 400614, Maharashtra Tel: 022-41856700 Corporate Office: 7th Floor, Seawoods Grand Central, Tower No. 1, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai – 400 706 E Mail: info@suryodaybank.com / Web: https://suryoday.bank.in/ CIN: L65923MH2008PLC261472 / GSTIN NO: 27AAMCS5499J1ZG The meeting of the Board of Directors commenced at 07:00 p.m. and concluded at 07:35 p.m. This intimation shall also be made available on the Bank's website at https://suryoday.bank.in/investor- corner/#disclosure-to-stock-exchanges in terms of Regulation 30, 46 and 62 of the SEBI Listing Regulations. The above is submitted for your kind information and appropriate dissemination. Thanking you, Yours truly, For Suryoday Small Finance Bank Limited Geeta Krishnan Interim Company Secretary & Compliance Officer SURYODAY SMALL FINANCE BANK LIMITED Registered Office: 1101, Sharda Terraces, Plot. 65, Sector 11, CBD Belapur, Navi Mumbai – 400614, Maharashtra Tel: 022-41856700 Corporate Office: 7th Floor, Seawoods Grand Central, Tower No. 1, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai – 400 706 E Mail: info@suryodaybank.com / Web: https://suryoday.bank.in/ CIN: L65923MH2008PLC261472 / GSTIN NO: 27AAMCS5499J1ZG Annexure -A The disclosure, as required under Regulation 30 read with Schedule III of the SEBI Listing Regulation and SEBI Circular No. SEBI/HO/CFD/CFD-PoD-1/P/CIR/2023/123 dated July 13, 2023, and SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, and other applicable provisions, if any, and other relevant circulars relating to Raising of capital through issuance of Non-Convertible debentures as under: Sr Particulars Details 1 Type of securities proposed to be issued (viz. Issuance of Rated, Listed, Unsecured, equity shares, convertibles etc.) Subordinated, Transferable, Redeemable, Fully Paid Up, Lower Tier II Non- Convertible Debentures in a single series on a Private Placement basis in dematerialised form 2 Type of issuance (further public offering, rights Private Placement issue, depository receipts (ADR/GDR), qualified institutions placement, preferential allotment etc.) 3 Total number of securities proposed to be issued Up to Rs. 100 Crore or the total amount for which the securities will be issued (approximately) 4 Size of the issue 5 Whether proposed to be listed? If yes, name of the Yes, the Non-Convertible Debentures are stock exchange(s) proposed to be listed on BSE Limited 6 Tenure of the instrument - date of allotment and As approved by the Board of Directors date of maturity 7 Coupon/interest offered, schedule of payment of As approved by the Board of Directors coupon/interest and principal; 8 Charge/security, if any, created over the assets Not applicable as the proposed issuance is unsecured 9 Special right/interest/privileges attached to the There are no special rights/interest/ instrument and changes thereof privileges attached to the instrument 10 Delay in payment of interest / principal amount Not Applicable for a period of more than three months from the due date or default in payment of interest / principal 11 Details of any letter or comments regarding Not Applicable payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any 12 Details of redemption of preference shares Not applicable indicating the manner of redemption (whether out of profits or out of fresh issue) and debentures 13 Any cancellation or termination of proposal for Not Applicable issuance of securities including reasons thereto SURYODAY SMALL FINANCE BANK LIMITED Registered Office: 1101, Sharda Terraces, Plot. 65, Sector 11, CBD Belapur, Navi Mumbai – 400614, Maharashtra Tel: 022-41856700 Corporate Office: 7th Floor, Seawoods Grand Central, Tower No. 1, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai – 400 706 E Mail: info@suryodaybank.com / Web: https://suryoday.bank.in/ CIN: L65923MH2008PLC261472 / GSTIN NO: 27AAMCS5499J1ZG