Enclosure attached for approval of Issuance of Non-Convertible Debentures, Secured, unrated, unlisted and redeemable.

JMJ JMJ FINTECH LIMITED CIN: L51102TZ1982PLC029253 F' N T E C H Regd Office: Shop No 3, 1st Floor, Adhi Vinayaga Complex, No 3 Bus stand, Gopalsamy Temple Street, Ganapathy, Coimbatore, Tamil Nadu, India-641006 A BSE Listed Non-Banking Financial Company Email: investor@jmifintechitd.com | Mob:7395922291/92 22" October 2026 Department of Corporate Services BSE Limited 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai - 400 001 Scrip Code: BSE: 538834 Sub: Outcome of the Board Meeting held on Thursday, October 22, 2026 Ref: Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 Dear Sir/Madam, Pursuant to Regulation 30 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("Listing Regulations"), we hereby inform you that the Board of Directors of JMJ FINTECH LIMITED, at its meeting held today, Thursday, October 22, 2026, commenced at 01:30 P.M. and concluded at 05:35 P.M., has inter alia considered and approved the following: * Approved the proposal to increase the loan limit/financial assistance from Rs.10 Crores to Rs.15 Crores to JMJ Finance Limited, a related party entity, subject to the approval of shareholders through Postal Ballot. * Approved the proposal for appointment of Mrs Shiny Joju (DIN: 08205263) as an Executive Director (Whole-time Director) of the Company, subject to the approval of shareholders through Postal Ballot and prior written approval from Reserve Bank of India, with effect from the date, whichever is later. ¢ Approved the re-appointment and re-designation of Mr. Johny Madathumpady Lonappan (DIN: 00017895) (Mr. Johny M. L.) from Executive Chairman (Whole-time Director) to Executive Director (Whole-time Director) of the Company, subject to the approval of shareholders through Postal Ballot, with effect from 01 December, 2026. ® Approved the re-appointment and re-designation of Mr. Joju Madathumpady Johny (DIN: 02712125) (Mr Joju M. J.) from Managing Director to Chairman & Managing Director of the Company, subject to the approval of shareholders through Postal Ballot, with effect from 09" December 2026. * Approved the issuance of Secured, Unlisted, Unrated, Redeemable Non-Convertible Debentures (NCDs) aggregating up to 27,00,00,000/- (Rupees Seven Crores Only) on a private placement basis in one or more tranches, and approved the core terms and conditions, draft Private Placement Offer J MJ JMJ FINTECH LIMITED CIN: L51102TZ1982PLC029253 F' N TE c H Regd Office: Shop No 3, 1st Floor, Adhi Vinayaga Complex, No 3 Bus stand, Gopalsamy Temple Street, Ganapathy, Coimbatore, Tamil Nadu, India-641006 A BSE Listed Non-Banking Financial Company Email: investor@jmifintechitd.com | Mob:7395922291/92 Letter (Form PAS-4), opening of an Escrow Account, and execution of necessary agreements. Approved the appointment of IDBI Trusteeship Services Limited as the Debenture Trustee for the proposed NCD issue. ® Approved the draft Postal Ballot Notice, Explanatory Statement, and Calendar of Events for seeking approval of the members for the aforementioned items. The Board has fixed Friday, October 23, 2026, as the Cut-off Date for determining the eligibility of members to receive the Postal Ballot Notice and vote electronically. e Appointed M/s. Lakshmmi Subramanian & Associates, Practicing Company Secretaries, as Scrutinizer to conduct the Postal Ballot e-voting process in a fair and transparent manner. * Appointed Central Depository Services (India) Limited (CDSL) as the agency to provide remote e-voting facilities. The requisite disclosures as required under Regulation 30 of the Listing Regulations read with SEBI Circular No. SEBI/HO/CFD/CFD-PoD-1/P/CIR/2023/123 dated July 13, 2023, are enclosed herewith as Annexure I and Annexure II. The above information is also available on the website of the Company at https:/jmjfintechltd.com/. Kindly take the above information on record. Thanking You, Yours faithfully, For JMJ FINTECH LIMITED VIDYA DAMODARAN COMPANY SECRETARY & COMPLIANCE OFFICER Membership No: A69509 JMJ JMJ FINTECH LIMITED CIN: L51102TZ1982PLC029253 FINTECH Regd Office: Shop No 3, 1st Floor, Adhi Vinayaga Complex, No 3 Bus stand, Gopalsamy Temple Street, Ganapathy, Coimbatore, Tamil Nadu, India-641006 A BSE Listed Non-Banking Financial Company Email: investor@jmifintechitd.com | Mob:7395922291/92 ANNEXURE I Disclosures under Regulation 30 of SEBI (LODR) Regulations, 2015 regarding Appointments / Re-designations of Directors: Sr. No. | Particulars 1 2 3 Johny Joju 1. | Name of Director Shiny Joju Madathumpady Madathumpady Lonappan Johny 2. | Date of Birth August 31, 1979 September 25, 1952 | February 25, 1976 3. | DIN 08205263 00017895 02712125 Appointment as Executive Director (Whole-time Re-appointment & Director), subject to | Re-designation from | Re-appointment & the prior written | Executive Chairman | Re-designation approval of the | (Whole-time from Managing 4. | Reason for Change Reserve Bank of | Director) to | Director ¢ to India (RBI) and | Executive Director | Chairman & shareholders' (Whole-time Managing Director. approval through | Director). postal ballot, whichever is later. Effective from the date of obtaining prior written 5 Effective from approval from the [E)‘:::;‘l;ir 01 2%(2’2‘ December 09, 5 * | D Aa pt pe o int& m entT erm of | R Ine ds ie ar v oe r theB ank approo vaf l | Subjv ect to shary e holder° |1 2 G0 0 26, & subject to ppointmen appre approval via Postal | Sharenolder from the Ballot approval via Postal shareholders through atiot. Ballot. Postal Ballot, whichever is later. Annexed below as | Annexed below as | Annexed below as 6. || Brief Profile Annexure 11 Annexure IV Annexure V Disclosure of | Related to Mr. Joju | Related to Mr. Joju | Related to Mrs. 7. | Relationships M. J and Mr. Johny | M. J. and Mrs. Shiny | Shiny Joju and Mr. Between Directors M.L. Joju. Johny M. L. He is not debarred Information under She is not debarred | He is not debarred | from holding office BSE Circular from‘ holding office fr(_)m holdingqf’ficeof of Director by 8. LIST/COMP/14/2018- of Director by virtue | Director by virtue of | virtue of any SEBI 19 of any SEBI order or | any SEBI order or | order or statutory statutory authority. statutory authority. authority. JMJ JMJ FINTECH LIMITED CIN: L51102TZ1982PLC029253 FINTECH Regd Office: Shop No 3, 1st Floor, Adhi Vinayaga Complex, No 3 Bus stand, Gopalsamy Temple Street, Ganapathy, Coimbatore, Tamil Nadu, India-641006 A BSE Listed Non-Banking Financial Company Email: investor@jmifintechitd.com | Mob:7395922291/92 No. of other companies in which holding the position of a Managing Director/ Chief Executive Nil Nil Nil Officer/ Whole Time Director/ Secretary/ Chief Financial Officer/ Manager. ANNEXURE II Disclosures for NCD Issuance under Regulation 30: Sl. No. | Particulars Details 1 £ iti Secured, Unlisted, Unrated, Redeemable Non- - | Type of securities Convertible Debentures (NCDs) 2. Total Issue Size Up to %7,00,00,000/- (Rupees Seven Crores only) 3. Mode of Issuance Private Placement 4. Listing Details Unlisted S. Debenture Trustee IDBI Trusteeship Services Limited . First pari-passu / exclusive charge over identified 6. Security / Asset Cover assets};recepivables of the Compafy 7. Nature of Debentures Redeemable, Secured, Non-convertible Debentures 8. Face Value of Debentures Rs. 10,000/~ each 9. Period of subscription Issue remains open for subscription from 28.10.2026 to 26.11.2026 10. | Deemed date of allotment 27.11.2026 11. | Terms of the NCD See Item P under heading 2 of “particulars of the offer in PAS-4” 12. | Redemption method Bullet Payment at par at the end of the tenure subscribed. 13. | Interest Rates 10.50%,12.00%,12.50% & 13.40% 14. | Mode of refund of application | Within 15 days from the date of allotment, by money mode of direct creditNECS/RTGS/NEFT/ or other mode permitted by RBI from time to time. 15. | Minimum Application size S Debentures of [Showing first 8,000 characters — download PDF for full document]