Analysts/Institutional Investor Meet/Con. Call Updates

Ref No: 12/SE/CS/OCT/2026-27 Date: October 22, 2026 Listing Department L i s t i n g & Compliance Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th Floor Dalal Street, Mumbai – 400001 Plot No. C/1, “G” Block Bandra- Kurla Complex Bandra(E), Mumbai- 400051 BSE Scrip Code: 544020 NSE Symbol: ESAFSFB Dear Sir/ Madam, Subject: Intimation of Earnings Conference Call for the Financial Results for the Quarter and Half Year Ended September 30, 2026 on October 29, 2026 In continuation to our intimation dated October 16, 2026 regarding scheduling of the Board meeting to consider, approve and take on record the Unaudited Standalone Financial Results for the quarter and half year ended September 30, 2026, (“the financial results”), pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, we would like to inform that a conference call for analysts and investors to discuss the results of the Unaudited Standalone Financial Results for the quarter and half year ended September 30, 2026 is scheduled to be held on Thursday, October 29, 2026 at 04:00 P.M (IST). The requisite details for the same are given in the attached invite. The Unaudited Standalone Financial Results and related Investor Presentation after being released to the stock exchanges, shall be made available on the Bank’s website at https://www.esaf.bank.in/investor-relation/?id=disclosure-to-stock-exchanges. The audio recordings and the transcript of the conference call shall be made available on the Bank’s website within the prescribed time. This intimation shall also be made available on the Bank’ s website at https://www.esaf.bank.in/investor-relation/?id=disclosure-to-stock-exchanges Requesting you to take the same into your records. Thanking you, Yours Faithfully For ESAF Small Finance Bank Limited Ranjith Raj. P Company Secretary and Compliance Officer Earnings Conference Call Elara Securities (India) Private Limited is pleased to invite you to a Conference Call with ESAF Small Finance Bank Limited represented by Dr. K Paul Thomas, Managing Director and Chief Executive Officer Mr. George K. John, Executive Director Mr. Gireesh C.P., Chief Financial Officer Subject: Conference call to discuss Q 2FY2 7 earnings Date: Thursday , 29 October 2026 Time: 04.00 PM IST 11.30 AM (UK) - 06.30 PM (Singapore, Hong Kong) 06.30 AM (East Coast, US) - 03.30 AM (West Coast, US ) Diamond Pass Login: Click here for Registration Dial in Numbers: Universal Numbers: +91 22 6280 1146, +91 22 7115 8047 Toll Free Numbers: US: 1 866 746 2133, UK: 0 808 101 1573, Singapore: 800 101 2045, Hong Kong: 800 964 448 , Australia: 0080014243444 RSVP Pritesh Bumb l pritesh.bumb @elaracapital.com l +91 9890421636 India - Corporate office Europe USA Asia / Pacific Elara Securities (India) Private Limited Elara Capital Plc. Elara Securities Inc. Elara Capital (Asia) Pte.Ltd. One International Center, Tower 1, 6th Floor, The Grove, 950 Third Avenue, Suite 1900 One Marina Boulevard, 12th Floor, Senapati Bapat Marg, 248A Marylebone Road, New York, NY 10022 United States Level 20, Elphinstone Road (West) London, NW1 6JZ, Tel: +1 212 430 5870 Singapore 018989 Mumbai – 400 013, India United Kingdom Fax: +1 212 208 2501 Tel : +65 6978 4047 Tel : +91 22 6164 8500 Tel : +44 20 7486 9733