BSEResult5d ago · 22 Oct 2026, 10:38 am
Outcome of Board Meeting_ Standalone and Consolidated financial results for the quarter and half year ended 30.09.2026
Paisalo Digital Ltd · 532900
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Paisalo Digital Ltd has announced its unaudited financial results for the quarter and half year ended September 30, 2026, with a net profit of ₹6,505.45 lakhs for the quarter and ₹12,591.92 lakhs for the half year.
Analysis Scores
Earnings Impact6/10
Growth Catalyst2/10
Governance Concern1/10
Regulatory Risk1/10
Balance Sheet Risk2/10
Liquidity Impact8/10
Market Sentiment5/10
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Full Announcement
Paisalo Digital Ltd - 532900 - Financial Results For The Quarter And Half Year Ended 30.09.2026
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Date: October 22, 2026
To, To,
The Manager The Asstt. Vice President
Department of Corporate Relationship National Stock Exchange of India Limited
BSE Limited Exchange Plaza, Bandra Kurla Complex
25 P. J. Towers, Dalal Street Bandra (East)
Mumbai -400 001 Mumbai -400 051
Scrip Code: 532900 (Equity) Scrip Code: PAISALO
NCDs- 975202, 975251, 975329, 975437, 975640, 975865, 976752, 977004,
977097, 977278, 977279, 977358, 977371, 977643, 941165, 941167, 941169,
941171, 941173, 941175, 978172 and CPs- 731434, 731624, 732088, 732666,
732669, 732751, 732753 and 732754
Subject : Outcome of Board Meeting held on October 22, 2026, as per Regulations 30, 33, 52 and
63 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
Dear Sir/Madam,
With reference to our intimation letter dated October 12, 2026, regarding Board Meeting and pursuant to
Regulations 30, 52 and other applicable provisions of the Securities and Exchange Board of India (Listing
Obligations and Disclosure Requirements) Regulations, 2015, as amended, we wish to inform that the Board of
Directors of the Company at its meeting held today has, inter alia, approved Unaudited Financial Results
(Standalone and Consolidated) with the Limited Review Report for the Quarter and half year ended September
30, 2026.
Pursuant to applicable regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations,
2015, we enclose the following as Annexure I:
1. Statements showing the Unaudited Financial Results (Standalone and Consolidated) for quarter and half
year ended September 30, 2026, and
2. Auditor’s Limited Review Reports on Unaudited Financial Results–Standalone and Consolidated.
The meeting of Board of Directors commenced at 09:30 A.M. and concluded at 10:25 A.M.
We request you to take the same on record.
Thanking you,
Yours faithfully,
For Paisalo Digital Limited
(MANENDRA SINGH)
Company Secretary
Encl.: as above
1. AFRINEX EXCHANGE LISTING CENTRE
2. INDIA INTERNATIONAL EXCHANGE (IFSC) LTD.
STATEMENT OF STANDALONE UNAUDITED FINANCIAL RESULTS FOR THE QUARTER/HALF YEAR ENDED 30TH SEPTEMBER, 2026
( in Lakhs Except EPS)
Quarter Ended Half Year Ended Year Ended
Particulars 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026
(Unaudited) (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Audited)
I Revenue from operations:
(i) Interest Income 26,039.22 24,489.89 19,959.17 50,529.11 39,141.42 87,867.09
(ii) Dividend Income 0.72 1.00 - 1.72 - 1.72
(iii) Rental Income - - - - - -
(iv) Fees and commission Income 1,009.00 888.69 1,669.42 1,897.69 3,400.63 3,871.82
(v) Net gain on fair value changes 185.03 82.43 ( 45.59) 267.46 - -
(vi) Net gain on derecognition of financial instruments under amortized cost category - - - - - -
(vii) Sale of products (including Excise Duty) - - - - - -
(viii) Sale of services - - - - - -
(ix) Others - - - - - -
Total Revenue from operations (I) 27,233.97 25,462.01 21,583.00 52,695.98 42,542.05 91,740.63
II Other Income - - - - - -
Total Income (I+II) 27,233.97 25,462.01 21,583.00 52,695.98 42,542.05 91,740.63
III Expenses:
(i) Finance Costs 12,802.96 11,390.30 9,539.78 24,193.26 18,608.27 36,520.77
(ii) Fees and commission expense - - - - - -
(iii) Net loss on fair value changes - - 48.44 - 48.44 49.46
(iv) Net loss on derecognition of financial instruments under amortized cost category - - - - - -
(v) Impairment on financial instruments ( 37.81) 1,562.79 753.06 1,524.98 2,410.84 3,764.84
(vi) Cost of materials consumed - - - - - -
(vii) Purchases of Stock-in-trade - - - - - -
(viii) Changes in Inventories of finished goods, stock-in- trade and work-in- progress - - - - - -
(ix) Employee Benefits Expenses 1,885.95 1,742.46 1,781.14 3,628.41 3,452.74 7,435.43
(x) Depreciation, amortization and impairment 549.01 432.52 218.01 981.53 438.16 1,224.23
(xi) Other expenses 3,368.51 2,173.42 2,416.11 5,541.93 4,464.14 11,162.92
Total Expenses (III) 18,568.62 17,301.49 14,756.54 35,870.11 29,422.59 60,157.65
IV Profit/(loss) before exceptional items and tax (II-III) 8 ,665.35 8 ,160.52 6 ,826.46 16,825.87 13,119.46 31,582.98
V Exceptional items - - - - - 78.39
VI Profit/(loss) before tax (IV-V) 8,665.35 8,160.52 6 ,826.46 16,825.87 13,119.46 31,504.59
VII Tax Expense:
(1) Current Tax 1,671.20 2,174.05 1,685.08 3,845.25 3,178.44 7,225.79
(2) Deferred Tax 488.70 (100.00) 60.64 388.70 193.96 8 09.89
VIII Profit/(loss) for the period from continuing operations (VI-VII) 6,505.45 6,086.47 5 ,080.74 12,591.92 9 ,747.06 23,468.91
IX Profit/(loss) from discontinued operations - - - - - -
X Tax Expense of discontinued operations - - - - - -
XI Profit/(loss) from discontinued operations (After tax) (IX-X) - - - - - -
XII Profit/(loss) for the period (VIII+XI) 6,505.45 6,086.47 5 ,080.74 12,591.92 9 ,747.06 23,468.91
XIII Other Comprehensive Income:
(A) (i) Items that will not be reclassified to profit or loss (Revaluation of Building) - - - - - -
(ii) Income tax relating to items that will not be reclassified to profit or loss - - - - - -
Subtotal (A) - - - - - -
(B) (i) Items that will be reclassified to profit or loss (specify items and amounts) - - - - - -
(ii) Income tax relating to items that will be reclassified to profit or loss - - - - - -
Subtotal (B) - - - - - -
Other Comprehensive Income (A+B) - - - - - -
XIV Total Comprehensive Income for the period 6,505.45 6,086.47 5 ,080.74 12,591.92 9 ,747.06 23,468.91
(Comprising Profit (Loss) and other Comprehensive Income for the period) (XII+XIII)
XV Paid-up equity share capital (face value of Re. 1 per equity share) 9,142.11 9,095.84 9,095.84 9,142.11 9,095.84 9,095.84
XVI Other equity as per statement of assets and liabilities - - - - - 1,68,196.19
XVII Earnings per equity share (for continuing operations):
Basic (Rs.) 0.71 0.67 0.56 1.38 1.08 2.59
Diluted (Rs.) 0.71 0.67 0.56 1.38 1.08 2.59
XVII Earnings per equity share (for discontinued operations):
I Basic (Rs.) - - - - - -
Diluted (Rs.) - - - - - -
XIX Earnings per equity share (for continuing and discontinued operations):
Basic (Rs.) 0.71 0.67 0.56 1.38 1.08 2.59
Diluted (Rs.) 0.71 0.67 0.56 1.38 1.08 2.59
STANDALONE STATEMENT OF ASSETS AND LIABILITIES AS AT 30TH SEPTEMBER, 2026
( in Lakhs)
As At As At
Sr. Particulars 30.09.2026 31.03.2026
(Unaudited) (Audited)
I ASSETS
(1) Financial Assets
(a) Cash & Cash Equivalents 5 ,664.56 14,682.23
(b) Bank Balances other than (a) above 3 43.59 299.95
(c) Derivative Financial Instruments - -
(d) Receivables
(i) Trade Receivables 2 ,556.64 1 ,766.09
(ii) Other Receivables - -
(e) Loans 7 ,00,791.20 5,79,400.67
(f) Investments 2 0,585.36 6 ,204.91
(g) Other Financial Assets 8 ,605.32 2 ,220.06
(2) Non Financial Assets
(a) Current Tax Assets (Net) - 2 ,465.71
(b) Deferred Tax Asset (Net) - -
(c) Investment Property - -
(d) Biological Assets other than Bearer plants - -
(e) Property, Plant and Equipments 8 ,211.49 8 ,408.80
(f) Capital Work-in-Progress - -
(g) Intangible Assets under development - -
(h) Goodwill - -
(i) Other Intangible Assets 1 2.90 13.20
(j) Other Non-Financial Assets 5 ,495.48 3 ,704.31
Total Assets 7,52,266.54 6,19,165.93
II EQUITY AND LIABILITIES
(1) Financial Liabilities
(a) Derivative Financial Instruments - -
(b) Payables
(I) Trade Payables
(i) Total outstanding dues of Micro Enterprises and Small Enterprises 1 44.18 76.46
(ii) Total outstanding dues of creditors other than Micro Enterprises and Small Enterprises 4 ,244.03 2 ,444.06
(II) Other Payables
(i) Total outstanding dues of Micro Enterprises and Small Enterprises - -
(ii) Total outstanding dues of creditors other than Micro Enterprises and Small Enterprises 1 ,951.31 2 ,083.32
(c) Debt Securities 1,45,569.36 1,15,597.20
(d) Borrowings (Other than Debt Securities) 3,96,335.39 3,11,750.26
(e) Deposits - -
(f) Subordinated Liabilities 1 00.00 100.00
(g) Other Financial Liabilities 2 ,161.88 1 ,947.52
(2) Non-Financial Liabilities
(a) Current Tax Liabilities (Net) 1 ,078.93 -
(b) Provisions 6 ,244.64 5 ,583.10
(c) Deferre
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