Financial result for the quarter ended June 2026

Italn Bank of India IM1i011 Ref No.: HO:IRC:AS:2026-27:131 Date: 24.07.2026 Scrip Code: BANKINDIA Scrip Code: 532149 The Vice President — Listing Department, The Vice-President — Listing Department, National Stock Exchange of India Ltd., BSE Ltd., Exchange Plaza, 25, P.J. Towers, Dalal Street, Bandra Kurla Complex, Bandra East, Mumbai 400 001. Mumbai 400 051. 1*-0/FeT4T Dear Sir / Madam, Re: Outcome of Board Meeting - Unaudited (Reviewed) Financial Results for the 1st Quarter ended 30th June. 2026. In terms of Regulation 30, 33 and 52 of SEBI (LODR) Regulations, 2015, we advise as under I. The Board of Directors of our Bank at their meeting held today i.e. 24t" July, 2026 considered and approved the Unaudited (Reviewed) Standalone and Consolidated Financial Results of the Bank for the 1st Quarter ended 30th June, 2026. II. Further, we enclose the following: Unaudited (Reviewed) Standalone, Consolidated Financial Results for the 1st Quarter ended 30'" June, 2026 along with the Segment Results and Limited Review report of the Auditors. Statement of Assets & Liabilities for the quarter ended 30.06.2026. (cid:226) Security Cover Certificate as on 30t" June, 2026. (cid:226) Nil Statement of Deviation / Variation in utilization of proceeds of issue of Equity Shares and Non-Convertible Debt Bonds for the Quarter ended 30t" June, 2026. 2(cid:9) The meeting of the Board of Directors commenced at 3.30 P.M. and concluded at ti :Li() PM. mItl(cid:9) itk(cid:9) afrolf TifkU, tt-5,(cid:9) - 400 051 Head Office: Investor Relations Cell, Star House - I, 8th Floor, C-5, G-Block, Bandra Kurla Complex, Bandra (East), Mumbai - 400 051 Ph.: (022) 6668 4490/ 4491 Email: headoffice.share@bankofindia.bank.in 11215 (cid:9) itfivi Deihl lir' Bank of India Mon 3.(cid:9) The Financial Results is also available on Bank's website i9e. www bankofindia.bank.in under "Communication to BSE/NSE" on Home Page. 1-1-atti Yours faithfully, (Usha Ramsinghani) $1:14t Triz d' Company Secretary Encl: As above 'MIR (cid:9) : fadxlah(cid:9) r fdl-ETIT, RR 6h3N-I, airalf Ai* CO (cid:9) c1Firgd,Ord, Ts; - 400 051 Head Office: Investor Relations Cell, Star House - I, 8th Floor, C-5, G-Block, Bandra Kurla Complex, Bandra (East), Mumbai - 400 051 Ph.: (022) 6668 4490/ 4491 Email: headoffice share@bankofindia.bank.in (cid:9) atisv (cid:9) Bank of India Head Office : Star House, C - 5, 'G' Block, Bandra-Karla Complex, Bandra (East), Mumbai - 400 051 Unaudited/ Reviewed Financial Results for the Quarter ended June 30, 2026 in Lakh Standalone Consolidated Sr. Quarter ended Year ended Quarter ended Year ended Particulars No. Reviewed Audited Reviewed Audited Reviewed Audited Reviewed Audited 30.06.2026 31.03.2026 30.06.2025 31.03.2026 30.06.2026 31.03.2026 30.06.2025 31.03.2026 1 Interest earned ( a )+( b )+( c )+( d) 19,94,932 19,47,586 18,35,219 75,16,127 20,09,690 19,57,337 18,46,661 75,61,328 ( a ) Interest/ discount on advances/bills 14,35,826 14,05,495 12,79,228 53,47,233 14,44,435 14,15,224 12,87,107 53,79,331 (b) Income on Investments 4,53,216 4,46,077 4,62,361 18,05,048 4,59,385 4,48,502 4,66,046 18,19,256 ( c ) Interest on balances with RBI and other inter bank funds 67,905 47,494 83,291 2,77,690 67,886 45,091 83,169 2,76,585 (d) Others 37,985 48,520 10,339 86,156 37,984 48,520 10,339 86,156 2 Other Income 2,57,915 3,20,952 2,16,610 9,87,427 2,61,538 3,27,950 2,21,101 10,03,628 3 TOTAL INCOME ( 1 + 2) 22,52,847 22,68,538 20,51,829 85,03,554 22,71,228 22,85,287 20,67,762 85,64,956 4 Interest expended 13,11,678 12,74,567 12,28,408 49,98,851 13,15,584 12,78,457 12,32,083 50,13,949 5 Operating expenses (e )+( f) 4,36,061 4,91,400 4,22,483 17,99,830 4,41,845 4,98,676 4,28,687 18,25,056 ( e ) Employees cost 2,60,251 2,81,143 2,39,619 10,31,177 2,63,999 2,84,621 2,42,005 10,44,967 ( f ) Other operating expenses (All items exceeding 10./0 of the total expenditure excluding interest expenditure may be shown separately) 1,75,810 2,10,257 1,82,864 7,68,653 1,77,846 2,14,055 1,86,682 7,80,089 TOTAL EXPENSES (4)+(5) (excluding Provisions 6 and Contingencies) 17,47,739 17,65,967 16,50,891 67,98,681 17,57,429 17,77,133 16,60,770 68,39,005 OPERATING PROFIT (3)-(6) 7 (Profit before Provisions and Contingencies) 5,05,108 5,02,571 4,00,938 17,04,873 5,13,799 5,08,154 4,06,992 17,25,951 8 Provisions (other than tax) and Contingencies 96,360 98,976 1,09,608 3,10,307 97,112 1,00,218 1,11,212 3,18,801 of which provision for Non-performing Assets 1,14,411 1,21,068 1,10,441 3,39,267 1,14,735 1,22,090 1,11,475 3,46,335 9 Exceptional items - - - - (51,880) (51,880) Profit/ (Loss) from Ordinary Activities before tax 10 (7)-(8)-(9) 4,08,748 4,03,595 2,91,330 13,94,566 4,16,687 4,07,935 2,43,900 13,55,270 11 Tax Expense 1,01,958 1,02,016 66,118 3,41,851 1,02,841 1,02,970 67,505 3,46,344 Net Profit/ (Loss) from Ordinary Activities after 12 tax(7)-(8)-(11.) 3,06,790 3,01,579 2,25,212 10,52,715 3,13,846 3,04,966 1,76,395 10,08,926 Less : Minority Interest 140 114 95 295 Add : Share of earnings in Associates 16,552 3,924 6,656 21,999 13 Extraordinary items (net of tax expense) - - - - - - - - 14 Net Profit(+)/Loss(-) for the_period 3,06,790 3,01,579 2,25,212 10,52,715 3,30,258 3,08,776 1,82,956 10,30,630 15 Paid-up equity share capital (Face value C 1W- each) 4,55,341 4,55,341 4,55,341 4,55,341 4,55,341 4,55,341 4,55,341 4,55,341 16 Reserves excluding Revaluation Reserve 75,47,654 77,38,068 aft-c0(cid:9) (cid:9) 411 1201 Bank of [InIn dia Md. t in Lakh Standalone Consolidated Sr. Quarter ended Year ended Quarter ended Year ended Particulars No. Reviewed Audited Reviewed Audited Reviewed Audited Reviewed Audited 30.06.2026 31.03.2026 30.06.2025 31.03.2026 30.06.2026 31.03.2026 30.06.2025 31.03.2026 17 Analytical Ratios ( i ) Percentage of shares held by Government of India 73.38% 73.38% 73.38% 73.38% 73.38% 73.38% 73.38% 73.38% (ii) Capital Adequacy Ratio ( Basel III) 18.69% 18.01% 17.39% 18.01% 19.28% 18.58% 17.90% 18.58% (a) CET 1 Ratio 15.97% 15.05% 14.52% 15.05% 16.59% 15.66% 15.06% 15.66% (b) Additional Tier 1 Ratio 0.30% 0.30% 0.62% 0.30% 0.30% 0.30% 0.62% 0.30% (iii) Earnings per Share ( EPS) (t) a)B asic EPS 6.74 6.62 4.95 23.12 7.25 6.78 4.02 22.64 Diluted EPS (before Extraordinary items (net of tax expenses) for the period, for the year to date and for the previous year (Not annualised)) 6.74 6.62 4.95 23.12 7.25 6.78 4.02 22.64 b) Basic EPS 6.74 6.62 4.95 23.12 7.25 6.78 4.02 22.64 Diluted EPS (after Extraordinary items for the period, for the year to date and for the previous year (Not annualised)) 6.74 6.62 4.95 23.12 7.25 6.78 4.02 2264 (iv) NPA Ratios (a)A mount of gross non-performing assets 14,45,354 15,30,601 19,64,020 15,30,601 (b)A mount of net non-performing assets 4,01,859 4,24,997 4,94,989 4,24,997 (c)P ercentage of Gross NPAs 1.81% 1.98% 2.92% 1.98% (d)P ercentage of Net NPAs 0.51% 0.56% 0.75% 0.56% (v) Return on Assets (Annualised) 1.01% 1.01% 0.82% 0.93% (vi) Net Worth 76,94,034 75,27,811 66,86,230 75,27,811 78,90,859 77,05,575 68,36,318 77,05,575 (vii) Outstanding redeemable preference shares - - - - - - - - (viii) Capital Redemption Reserve - - - - 50 50 50 50 (ix) Debenture Redemption Reserve - - - - - - - - (x) Debt-Equity ratio* 0.71 0.78 0.57 0.78 (xi) Total Debt to Total Assets Ratio * 9.67% 10.19% 11.96% 10.19% (xii) Operating Margin (%) 22.42% 22.15% 19.54% 20.05% 2262% 22.24% 19.68% 20.15% (xiii) Net Profit Margin (%) 13.62% 13.29% 10.98% 12.38% 14.54% 13.51% 8.85% 12.03% (*) Debt represents borrowings with residual maturity of more than one year. Total Debt represents total borrowings of the Bank. Note: Disclosure of Interest Service Coverage Ratio & Debt Service Coverage Ratio is not applicable to the Bank. .C_IassitcatIgn; Internal (cid:9) tfttri boi Segment Information Bank of India Ige Part A: Business Se ',lents in Lakh Standalone Consol'dated Sr. Quarter ended Year ended Quarter ended Year ended Particulars No. Reviewed Audited Reviewed Audited Reviewed Audited Reviewed Audited 30 [Showing first 8,000 characters — download PDF for full document]