Investor Presentation

GANESH~ HOUSING .. LIMITED'1 (formerly known as Ganesh Housing Corporation limited) ISO 9001:2015 I ISO 14001:2015. ISO 45001 :2018 REF.NO./GHL/A HMD/2026-2027/ 363E DATE: JULY 24, 2026 To To BSE Limited National Stock Exchange of India Ltd. Corporate Relation Department Exchange Plaza, Phiroze Jeejeebhoy Towers Plot No. C/1, G Block Dalal Street, Bandra-Kurla Complex Mumbai - 400 001 Bandra (E), Mumbai -400 051 REF: Security Code No. 526367 REF: Company Symbol: GANESHHOU Dear Sir/Madam, SUB: -Ql FY27 EARNINGS PRESENTATION In continuation of our letter dated July 21, 2026, we are enclosing herewith Q 1 FY27 Earnings Presentation. The said Ql FY27 Earnings Presentation would also be available on our website viz; www.ganeshhousing.com Thanking you, Yours faithfully, For GANESH HOUSING LIMITED (formerly known as GANESH HOUSING CORPORATION LIMITED) JASMIN JANI COMPANY SECRETARY & COMPLIANCE OFFICER Encl: As above GANESH CORPORATE HOUSE 100 ft Hebatpur-Thaltej Road, Nr. Sola Bridge, Off. S.G. Highway, Ahmedabad-380 054. Gujarat, India. CIN:L45200GJ1991PLC015817 P +91 79 6160 8888 E ganesh@ganeshhousing.com W www.ganeshhousing.com • GANESH - ® HOUSING LIMITED.., Ganesh Housing • Earnings Presentation Q1 FY27 This presentation is for information purposes only and does not constitute an offer, solicitation or advertisement with respect to the purchase or sale of any security of Disclaimer Ganesh Housing Limited (the “Company”) and no part of it shall form the basis of or be relied upon in connection with any contract or commitment whatsoever. This presentation is not a complete description of the Company. Certain statements in the presentation contain words or phrases that are forward looking statements. All forward-looking statements are subject to risks, uncertainties and assumptions that could cause actual results to differ materially from those contemplated by the relevant forward-looking statement. Any opinion, estimate or projection herein constitutes a judgment as of the date of this presentation, and there can be no assurance that future results or events will be consistent with any such opinion, estimate or projection. All information contained in this presentation has been prepared solely by the Company. No information contained herein has been independently verified by anyone else. No representation or warranty (express or implied) of any nature is made nor is any responsibility or liability of any kind accepted with respect to the truthfulness, completeness or accuracy of any information, projection, representation or warranty (expressed or implied) or omissions in this presentation. Neither the Company nor anyone else accepts any liability whatsoever for any loss, howsoever, arising from any use or reliance on this presentation or its contents or otherwise arising in connection therewith. The distribution of this document in certain jurisdictions may be restricted by law and persons into whose possession this presentation comes should inform themselves about, and observe, any such restrictions. Q1 FY27 Highlights Q1 FY27 Highlights Q1 FY27 Key Financial and Operational Highlights Revenue Strong Balance Sheet Q1 FY27 revenue stood at Low capital gearing ratio, reflecting INR 2,802 Mn, registering prudent financial management and a 130% QoQ growth. strong internal accruals. EBITDA EBITDA for Q1 FY27 stood at INR 1,100 Mn, PAT for Q1 FY27 came in at reflecting a 12% QoQ INR 420 Mn. growth. Key Planned Project Ongoing Project Update One91 Thaltej: Development plan • Malabar Retreatis progressing well, revised to monetise land and currently 83% complete. strengthen upfront cash flow • Million Mind Tech Park – Phase 1 was generation. inaugurated by Hon’ble Union Home & Cooperation Minister Shri Amit Shah. Fit-outs are progressing well and completion is expected soon. GANESH.=: MOUS,INIG. . LIMITED" Ganesh Housing Corporation Limited is now Ganesh Housing Limited — reflecting a refreshed identity and continued legacy of trust and excellence. GAN£.$H.=: Q1 FY27 Financial Performance MOUS,INIG. . LIMITED" Particulars (INR Mn) Q1FY27 Q4FY26 Q1FY26 QoQ (%) YoY (%) Revenue 2,802 1,218 1,510 130% 86% EBITDA 1,100 983 1,280 12% (14%) EBITDA Margin (%) 39.3% 80.7% 84.8% (41.4%) (45.5%) PBT 1,049 957 1,255 10% (16%) PAT 420 614 931 (32%) (55%) PAT Margin (%) 15.0% 50.4% 61.6% (35.4%) (46.6%) EPS (INR) 5.03 7.36 11.16 (32%) (55%) Q1 FY27 Project Updates GANESH=-· HOUSUiG UMITED" Million Minds IT SEZ – Phase 1 (Commercial Project, ~1.4 msf total development, 8.5 lakh sq ft GLA) o ~55% of leasable area already under active discussions / LOIs / EOIs, mainly from • Global Capability Centers (GCCs), • Hybrid workspace providers, and • Technology firms. o Fit-outs and completion approaching, enabling lease rentals to commence by Q3 FY27. o ESG-certified Platinum project, with sustainable design and infrastructure. One 91 Thaltej o Favourable market conditions have led to a strategic shift towards land monetisation, enabling upfront cash generation and improved cash flow realization. Land Bank & Acquisitions o Total land reserves: ~518 acres (fully paid). o ~411 acres at Godhavi Township (main land bank); ~65 acres at Million Minds SEZ (housing multiple phases); Balance in Thaltej and Malabar Retreat corridors. o New acquisitions: Some new parcels under negotiation/acquisition during Q4, not yet included in 518-acre figure; Partial payments already made. GAN£.$H.=: Ahmedabad : India’s Most Affordable High-Growth Real Estate Market MOUS,INIG. . LIMITED" Ahmedabad’s real estate market is driven by rising project registrations, robust infrastructure like Metro Phase II, and The city has emerged as India’s most its proximity to GIFT City. The city’s selection as a host affordable housing market, with an EMI-to- venue for the 2030 Commonwealth Games is set to income ratio of ~18% in 2025, well below further boost infrastructure development and investor metro averages. sentiment. Improved connectivity and strong investment appetite continue to fuel demand for both residential and commercial projects, with property values expected to appreciate by 10–15% annually, making Gujarat’s real estate market a high-return opportunity. 01 02 03 04 Ahmedabad remains Gujarat’s real-estate Ahmedabad, ranked India’s cleanest nucleus, accounting for ~42 % of the state’s large city in Swachh Survekshan 2024- investments, benefitting from its gateway 25, stands among the top cities for position to GIFT City and fast-expanding infrastructure, safety, and ease of living infrastructure ecosystem. making it a preferred destination for homebuyers and professionals alike. Ticket Size Segment Health in H1 2026 Launches and Sales Trends Ticket - Size Segment Unsold Inventory (Housing Units; YoY change) Quarters - to - sell (QTS) 25,000 0 - 5 mn 15,460 (4%) 10.2 20,000 5 – 10 mn 14,738 (15%) 7.1 15,000 10 – 20 mn 5,431 (15%) 7.2 10,000 20 – 50 mn 2,040 (17%) 6.4 5,000 50 – 100 mn 26 (-65%) 0.1 CY'18 CY'19 CY'20 CY'21 CY'22 CY'23 CY'24 CY'25 H1'26 100 – 200 mn 36 (9%) 7.0 • Launches (units) • Sales (units) 200 – 500 mn - - Source: Knight Frank 7 Ongoing/Completed Project Update - Million Minds (IT SEZ) Phase Status Expected Completion Nearing Completion July - 2026 Construction Area Leasable Area ~1.4 Mn. Sq. Ft. 0.85 Mn. Sq. Ft. Million Mind Phase 1 - project update of ongoing construction work Project cost of the first phase has been funded from internal accruals and the company may not have to raise any debt for its balance construction work - '-----~- -- GANESH.=: Ongoing/Completed Project Update - Million Minds Phase 1 (Site Update) l:IOUS,INIG. . LIMITED" GAN£.SH.=; Million Minds (IT SEZ) : A Landmark Beginning MOUS,INIG. . LIMITED" GANESH--= HOUSING~ LIMITED'-1 MILLION MINDS GAN£.$H.=: Million Minds (IT SEZ) : Landmark Project in High Growing Market MOUS,INIG. . LIMITED" Prime Location • State of the art, world-class infrastructure facilities on 65 acres of land located at a key loc [Showing first 8,000 characters — download PDF for full document]