BSECompany Update3d ago · 24 Jul 2026, 03:39 pm
Please find attached the press release captioned 'DCB Bank announces First Quarter FY 2027 Results'. This is for your information and appropriate dissemination
DCB Bank Ltd · 532772
✦ AI Summary▲ PositiveResults
DCB Bank Ltd announced its Q1 FY 2027 results, with a 36% increase in Profit After Tax (PAT) to INR 213 Cr, compared to INR 157 Cr in the same quarter last year. The bank's advances grew 17% year-on-year, and deposits grew 20%. The Gross NPA ratio was 2.43%, and the Net NPA ratio was 0.84%. The Provision Coverage Ratio (PCR) was 79.81%, and the Capital Adequacy Ratio was 17.03%. The bank's CEO, Mr. Praveen Kutty, attributed the growth to improved profitability, lower credit costs, and lower gross and net NPAs.
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Growth Catalyst6/10
Governance Concern2/10
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Market Sentiment8/10
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DCB Bank Ltd - 532772 - Announcement under Regulation 30 (LODR)-Press Release / Media Release
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Ref. No.CO:CS:RC:2026-27:089 July 24, 2026
BSE Limited, National Stock Exchange of India Limited,
P J Towers, Exchange Plaza, Bandra Kurla Complex,
Dalal Street, Fort, Bandra (E),
Mumbai - 400 001. Mumbai – 400 051
BSE Scrip Code No.: 532772 NSE SYMBOL: DCBBANK
Dear Sirs,
Re: Press release
Please find attached the press release captioned “DCB Bank announces First Quarter FY
2027 Results”.
This is for your information and appropriate dissemination
Thanking you,
Yours faithfully,
For DCB Bank Limited
Rubi Chaturvedi
Company Secretary &
Compliance Officer
Encl: As above.
DCB Bank Limited
Corporate & Registered Office: 6th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013
CIN: L99999MH1995PLC089008 Tel: +91 22 66187000 Fax: +91 22 66589970 Website: www.dcb.bank.in
Press Release for Immediate Circulation
DCB Bank announces First Quarter 2027 Results
July 24, 2026, Mumbai: The Board of Directors of DCB Bank Ltd. (BSE: 532772; NSE: DCB)
at its meeting in Mumbai on July 24, 2026, approved the unaudited financial results for the
quarter ended June 30, 2026 (Q1 FY 2027) along with limited review report by statutory
auditors ‘Varma & Varma, Chartered Accountants’ and ‘Deloitte Haskins & Sells, Chartered
Accountants’.
Highlights:
1) The Bank’s Profit After Tax (PAT) for Q1 FY 2027 was at INR 213 Cr. In comparison
Profit After Tax for Q1 FY 2026 was at INR 157 Cr., growth of 36%.
2) Advances growth year-on-year was at 17% and Deposits growth year-on-year was at
20%.
3) The Gross NPA as on June 30, 2026, was at 2.43%. Net NPA was at 0.84% as on
June 30, 2026.
The Provision Coverage Ratio (PCR) as on June 30, 2026 was at 79.81% and PCR
without considering Gold Loans NPAs was at 80.46%.
4) Capital Adequacy continues to be strong and as on June 30, 2026, the Capital
Adequacy Ratio was at 17.03% (with Tier I at 14.90% and Tier II at 2.13% as per Basel
III norms).
Speaking on the Q1 2027 results Mr. Praveen Kutty, Managing Director & CEO said,
“The growth momentum over the year on both deposits and advances continue to be strong.
There has been marked improvement on most levers of profitability, resulting in 36% increase
in profit after tax, compared to previous year. Cost to average assets is at a historic low, the
portfolio quality improvement continues with lower credit costs, lower gross and net NPAs.
The combination of the above has resulted in the Bank registering the highest ever quarterly
PAT, for the fourth consecutive quarter with 2.05% improvement in ROE since last year”.
Financial numbers are rounded off to nearest whole number Page 1 of 3
DCB Bank Limited
Corp. & Reg. Office: 6th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013
CIN: L99999MH1995PLC089008 Tel: +91 22 66187000 Fax: +91 22 66589970 Website: www.dcb.bank.in
Key Balance Sheet Parameters
Jun 30, Mar 31, Dec 31, Sep 30, Jun 30,
INR Cr.
2026 2026 2025 2025 2025
Total Assets 88,752 88,069 81,840 78,890 77,395
Deposits 74,482 72,583 67,754 64,777 62,039
Net Advances 59,951 60,022 56,600 52,975 51,215
Investments 20,873 20,378 19,620 20,496 19,948
Shareholders’ Equity 6,771 6,535 6,350 5,973 5,840
Gross NPA Ratio 2.43% 2.45% 2.72% 2.91% 2.98%
Net NPA Ratio 0.84% 0.89% 1.10% 1.21% 1.22%
Coverage Ratio 79.81% 78.42% 75.35% 74.15% 74.04%
CASA Ratio 21.65% 22.38% 22.77% 23.52% 23.32%
Credit Deposit Ratio 80.49% 82.69% 83.54% 81.78% 82.55%
DCB Bank Audited Results for the Quarter ended June 30, 2026
Q1 FY Q4 FY Q3 FY Q2 FY Q1 FY FY
INR Cr.
2026-27 2025-26 2025-26 2025-26 2025-26 2025-26
Interest Income 1,984 1,907 1,861 1,823 1,814 7,404
Interest Expense (1,300) (1,252) (1,236) (1,227) (1,233) (4,948)
Net Interest Income 684 655 625 596 581 2,457
Non-Interest Income 196 212 221 186 236 855
Total Income 880 867 846 782 817 3,312
Operating Expenses (536) (525) (523) (478) (490) (2,016)
Operating Profit 344 342 323 304 327 1,296
Provisions other than (57) (69) (74) (61) (115) (319)
Net Profit Before 287 273 249 243 212 977
Tax (74) (67) (64) (59) (55) (245)
Net Profit After Tax 213 206 185 184 157 732
About DCB Bank
DCB Bank Limited is a new generation private sector bank with 480 branches (as on June 30,
2026) across 20 states and 2 union territories. It is a scheduled commercial bank regulated by the
Reserve Bank of India. It is professionally managed and governed. DCB Bank has contemporary
technology and infrastructure, including state-of-the-art internet banking and mobile banking app
for personal as well as business banking customers.
The Bank’s business segments are Retail, micro-SMEs, SMEs, mid-Corporate, Microfinance
Institutions (MFI), Agriculture, Government, Public Sector, Indian Banks, Co-operative Banks and
Non Banking Finance Companies (NBFC).
A presentation for investors is separately available at www.dcb.bank.in
Financial numbers are rounded off to nearest whole number Page 2 of 3
DCB Bank Limited
Corp. & Reg. Office: 6th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013
CIN: L99999MH1995PLC089008 Tel: +91 22 66187000 Fax: +91 22 66589970 Website: www.dcb.bank.in
Safe Harbour
Some of the statements contained herein are forward looking statements. These statements are
based on information currently available to us. There are risks and uncertainties which could cause
actual outcomes to differ materially from these forward-looking statements. We assume no
responsibility to update these statements as circumstances change.
Kindly direct your enquiries to:
Gaurav Mehta Priyanka Kanawat
DCB Bank Limited Senior Group Head
Email: gauravm@dcbbank.com Adfactors PR
Landline: +91 2267574444
Email:priyanka.kanawat@adfactorspr.com
Financial numbers are rounded off to nearest whole number Page 3 of 3
DCB Bank Limited
Corp. & Reg. Office: 6th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013
CIN: L99999MH1995PLC089008 Tel: +91 22 66187000 Fax: +91 22 66589970 Website: www.dcb.bank.in