Press Release

संदर् भ Ref.: नि. से. वि.ISD/233/2026-27 दिन ांक Date: अक्टूबर October 19, 2026 बीएसई दिस्टांग सेंटर BSE Listing Centre National Stock Exchange of India Ltd. स्िप कोड Scrip Code - 532 477 दनप्स NEAPS स्िप कोड Scrip Symbol-UNIONBANK-EQ Subject: Press Release on the Financial Results of the Bank for the Quarter ended on September 30, 2026. We enclose herewith a copy of Press Release issued by the Bank on its Unaudited Financial Results (Standalone and Consolidated) for the quarter ended on September 30, 2026. The same is also made available on the Bank’s website under the following link - https://www.unionbankofindia.bank.in Thanking you. भवदीय Yours faithfully, कंपिी सचिि Company Secretary Encl.: As above. Union Bank of India, Investor Services Division, Union Bank Bhavan,239,Vidhan Bhavan Marg, Nariman Point, Mumbai- 400021. : + 91 22 2289 6636/2289 6643, investorservices@unionbankofindia.bank.in , website: www.unionbankofindia.bank.in ---------------------------------------------------------------------------------------------------- 17.21% है। Classificati on: Public कु ल कारोबार 23,79,697 24,75,330 4.02 22,09,828 24,75,330 12.01 िैनिक जमा 12,83,366 13,19,455 2.81 12,34,621 13,19,455 6.87 चालू जमा 73,989 81,607 10.30 63,010 81,607 29.51 बचत जमा 3,76,316 3,79,121 0.75 3,38,844 3,79,121 11.89 कािा 4,50,305 4,60,728 2.31 4,01,854 4,60,728 14.65 कािा (%)-घरेलू 35.10 34.93 -17 32.56 34.93 237 िीिी अिुपात (%) 86.10 88.13 203 79.67 88.13 846 खुदरा 2,56,653 2,65,323 3.38 2,38,506 2,65,323 11.24 कृ नर् 1,83,184 1,89,810 3.62 1,68,405 1,89,810 12.71 एमएिएमई 1,68,258 1,80,394 7.21 1,47,395 1,80,394 22.39 रैम अनिम 6,08,095 6,35,527 4.51 5,54,306 6,35,527 14.65 िकल अनिम 10,96,331 11,55,876 5.43 9,75,207 11,55,876 18.53 ब्याज आय 27,203 28,158 3.51 53,110 55,361 4.24 ब्याज िे इतर आय 4,603 4,651 1.04 9,482 9,254 -2.40 ब्याज व्यय 17,166 17,576 2.39 35,185 34,742 -1.26 पररचालि व्यय 6,638 7,126 7.36 13,684 13,764 0.58 नििल ब्याज आय 10,037 10,583 5.43 17,925 20,620 15.03 पररचालि लाभ 8,003 8,108 1.31 13,723 16,110 17.39 नििल लाभ 5,332 5,537 3.84 8,365 10,870 29.95 एिआईएम (%) 2.80 2.86 6 2.71 2.83 12 जमा लाित (%) 5.05 5.01 -4 5.50 5.03 -47 अनिम िे प्राप्त लाभ(%) 7.90 7.90 0 8.42 7.90 -52 आय लाित अिुपात (%) 45.34 46.78 144 49.93 46.07 -386 आरओए (%) 1.36 1.38 2 1.13 1.37 24 आरओई (%) 17.23 17.21 -2 14.84 16.89 205 िकल एिपीए (%) 2.65 2.42 -23 3.29 2.42 -87 नििल एिपीए(%) 0.47 0.42 -5 0.55 0.42 -13 पीिीआर (%) 95.05 95.20 15 95.13 95.20 7 क्रे निट लाित (%) 0.38 0.21 -17 0.34 0.29 -5 िीईटी-1 (%) 16.38 16.05 -33 14.37 16.05 168 िीआरएआर (%) 18.46 17.94 -52 17.07 17.94 87 Classificati on: Public Classificati on: Public ---------------------------------------------------------------------------------------------------- Press Release Financial Results for the Quarter ended September 30, 2026 The Board of Directors of Union Bank of India today approved the accounts of the Bank for the Quarter ended September 30, 2026. Key Highlights in Q2FY27 1. Financial Performance: Net Profit of the Bank stood at Rs. 5,537 Crores during Q2FY27. Interest income of Bank stood at Rs. 28,158 Crores during Q2FY27. 2. Business Growth: Total Business of the Bank increased by 12.01% YoY, wherein Gross Advances increased by 18.53% YoY & Total Deposit grew by 6.87% YoY. Bank has a total Business of Rs. 24,75,330 Crores as on September 30, 2026. 3. Deposit Growth: Global deposits have increased by 6.87% YoY. Bank now has total deposits base of Rs. 13,19,455 Crores as on September 30, 2026. 4. Growth in Retail, Agri and MSME (RAM) segments: RAM Segment of the Bank increased by 14.65% YoY, within which 11.24% growth in Retail and 22.39% growth in MSME advances is achieved on YoY basis. RAM advances as a percentage of Domestic Advances stood at 57.47%. 5. Reduction in NPA: Gross NPA (%) reduced by 87 bps on YoY basis to 2.42% and Net NPA (%) reduced by 13 bps on YoY basis to 0.42% as on 30.09.2026. 6. Strong Capital Ratios: CRAR stood at 17.94% as on 30.09.2026. CET-1 ratio improved from 14.37% as on 30.09.2025 to 16.05% as on 30.09.2026. 7 . Returns: Bank’s Return on Assets & Return on Equity stands at 1.38% and 17.21% respectively during Q2FY27. Classification: Public Corporate Communications Division, Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai – 400021. Key Summary of Results Quarterly Half Yearly Particulars QoQ YoY Jun-26 (Q) Sep-26 (Q) Sep-25 (6M) Sep-26 (6M) (%) / bps (%) / bps Total Business 23,79,697 24,75,330 4.02 22,09,828 24,75,330 12.01 Global Deposits 12,83,366 13,19,455 2.81 12,34,621 13,19,455 6.87 Current 73,989 81,607 10.30 63,010 81,607 29.51 Savings 3,76,316 3,79,121 0.75 3,38,844 3,79,121 11.89 CASA 4,50,305 4,60,728 2.31 4,01,854 4,60,728 14.65 CASA (%)-Domestic 35.10 34.93 -17 32.56 34.93 237 CD Ratio (%)-Global 86.10 88.13 203 79.67 88.13 846 Retail 2,56,653 2,65,323 3.38 2,38,506 2,65,323 11.24 Agriculture 1,83,184 1,89,810 3.62 1,68,405 1,89,810 12.71 MSME 1,68,258 1,80,394 7.21 1,47,395 1,80,394 22.39 RAM Advances 6,08,095 6,35,527 4.51 5,54,306 6,35,527 14.65 Gross Advances 10,96,331 11,55,876 5.43 9,75,207 11,55,876 18.53 Earnings Interest Income 27,203 28,158 3.51 53,110 55,361 4.24 Non-Interest Income 4,603 4,651 1.04 9,482 9,254 -2.40 Interest Expenditure 17,166 17,576 2.39 35,185 34,742 -1.26 Operating Expenses 6,638 7,126 7.36 13,684 13,764 0.58 Net Interest Income 10,037 10,583 5.43 17,925 20,620 15.03 Operating Profit 8,003 8,108 1.31 13,723 16,110 17.39 Net Profit 5,332 5,537 3.84 8,365 10,870 29.95 Ratios NIM (%) 2.80 2.86 6 2.71 2.83 12 Cost of Deposits (%) 5.05 5.01 -4 5.50 5.03 -47 Yield on Advances (%) 7.90 7.90 0 8.42 7.90 -52 Cost to Income Ratio (%) 45.34 46.78 144 49.93 46.07 -386 RoA (%) 1.36 1.38 2 1.13 1.37 24 RoE (%) 17.23 17.21 -2 14.84 16.89 205 Gross NPA (%) 2.65 2.42 -23 3.29 2.42 -87 Net NPA (%) 0.47 0.42 -5 0.55 0.42 -13 PCR (%) 95.05 95.20 15 95.13 95.20 7 Credit Cost (%) 0.38 0.21 -17 0.34 0.29 -5 CET-1 (%) 16.38 16.05 -33 14.37 16.05 168 CRAR (%) 18.46 17.94 -52 17.07 17.94 87 Classification: Public Corporate Communications Division, Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai – 400021. Network: 8713 Branches including foreign branches 8815 ATMs 28654 BC Points 138 MLPs (MSME Loan Points) 143 RLPs (Retail Loan Points) 117 Union MSME First Branches 1670 Gold Loan Points 11 LCBs & 38 MCBs 3 SAMBs & 27 ARBs Financial Inclusion schemes: Financial Inclusion schemes launched by GOI with an aim to eliminate barriers and provide economically priced financial services to the less accessible sections of the society through government-backed schemes like PMJJBY, PMSBY, PMJDY and APY. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): This is a Government- backed insurance scheme; where 6.23 lakhs new enrollments were done by the Bank for the quarter ended September 30, 2026. Pradhan Mantri Suraksha Bima Yojana (PMSBY): This is Government- backed accidental insurance scheme; where 21.76 lakhs new enrollments were done by the Bank for the quarter ended September 30, 2026. Pradhan Mantri Jan Dhan Yojana (PMJDY): Our bank is instrumental in opening 3.49 Crores accounts under PMJDY Scheme with balance of Rs. 16,671 Crores as on 30.09.2026. The corresponding figure was 3.33 Crores account with balance of Rs. 13,864 Crores as on 30.09.2026. Atal Pension Yojana (APY): APY is a pension scheme, primarily targeted at the individuals working in unorganized sector, 2.85 lakh new enrollments were done by Bank for the quarter ended September 30, 2026. Union Nari Shakti Scheme for Women Entrepreneurs: Sanctioned 1995 Applications for Rs. 346 crores during Q2FY27 Credit facility towards Green initiatives: - 1) Renewable Energy Sector: -Sanctioned Rs. 39110 crores as on 30.09.2026 2) Union Green Miles: -Sanctioned amount Rs. 3731 crores as on 30.09.2026 Date: October 19, 2026 Place: Mumbai Classification: Public Corporate Communications Division, Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai – 400021.