Unaudited Reviewed Financial Results (Standalone and Consolidated) of the Bank for the Quarter / Half Year ended on September 30, 2026.

if ase aforra de (N Union Bank N Pext aGe sn Ba Rnki eng f.:fA app .A.FE. 1SD/232/2026w -ee 27eRe ay So AG Sov eern tm ient of Dind aia tU ende :rta Okin cg tober 19, 2Ss 026 areas ferraes BSELtd. AgataEeih Veeder ait SfBar feaes dreas fareeat Sex BSEListing Centre National Stock Exchange ofIndia Ltd. NEAPS TeTCH feHT HISScrip Code -532 477 FST HISScripSymbol-UNIONBANK-EQ Taerarrer Security - UBI-AT/BB Agiaat Madam / Felea Sir, Subject: Unaudited Reviewed Financial Results (Standalone and Consolidated) of the Bank for the Quarter / HalfYear ended on September 30, 2026. Ref.: Our letter dated ISD/226/2026-27 dated October 13, 2026. Pursuant to the Regulation 30 read with sub para 4(h) of Para A ofPart AofSchedule IIIofthe SEBI(Listing Obligations and Disclosure Requirements) Regulations, 2015 (Listing Regulations) as amended and SEBI Master Circular HO/49/14/14(7)2025-CFD-POD2/1/3762/2026 updated 30.1.2026 we submit herewith the following: Regulations 32,33 and Regulation 52 ofthe Listing Regulations: 1. Unaudited Reviewed (Standalone and Consolidated) Financial Results of the Bank for the Half Year ended on September 30, 2026, together with line items as specified under Regulation 52(4) ofthe Listing Regulations, which have been approved by the Board of Directors at its meeting held on October 19, 2026. 2. Statement ofAssets and Liabilitiesfor the Half Year ended on September 30, 2026. 3. Statement ofCash Flowsfor the Half Yearended on September 30, 2026. 4. The Limited Review Report as submitted bythe Statutory Central Auditors on the Financial Results (Standalone & Consolidated) of the Bank for the quarter / half year ended on September 30, 2026. 5. NIL Statement of Deviation/variation in utilization of proceeds of issue of Equity shares and Basel IllCompliant Non-Convertible Debt Bonds for the quarter / half year ended on September 30, 2026. Regulation 54 ofthe Listing Regulations: NILSecurity Cover certificate as on September 30, 2026, for Non-Convertible Debt Securities, as submitted by the Statutory Central Auditors in the format as specified by SEBI vide its Circular No. SEBI/HO/MIRSD/MIRSD_CRADT/CIR/P/2022/67 dated May 19, 2022. apa de site gfe, Pras dardwr, afar ae ue, 239,faera yas ari, “Ae ogc, ¥fag- 400021. Union Bank of India, Investor Services Division, Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai - 400021. @: +912222896636, D2investorservices@unionbankofindia.bank.in ,website: www.unionbankofindia.bank.in NextGen Banking App are ease aTSUAS of India \ AGovernment ofindiaUndertaking The Financial Results will also be made available on the Bank’swebsite under the following link - https://www.unionbankofindia.co.in/en/common/financial-results The Board meeting started at 10.00 a.m. and concluded at 11.55 a.m. Thanking you. sTa€RT Yoursfaithfully, (Ashish Mishra) Company Secretary Encl: As above. Cc:1. IDBI Trusteeship Services Ltd., Mumbai. 2.Catalyst Trusteeship Limited, Mumbai Union Ba @nk :U +oP f 9Ia I 1nr d 2i 2aa ,e 22Ins 8vi 9t ee s 6ts o 6rS 3f 6S ,a Sn e >, rv <iF c iner s va eg sDe toiv rsist eia ro vr n id , cem sU @nu im uo nn, ioa B nf a be n ar k nkB oa h fa ia nv dau n ia,g 2 .b3, 9 a, n2 k3 .in9 V, idf ha au n »r wt B eha ba sq v ia tena :n Mf w, a wrga w,g .uN na ir oiu m nl bae n a, nkH P ooa fiig n nt- d, ia4 .M b0 au0 nm0 kb .2 a ini1. -400021. aUnsioen ge (G) = Union NextGen Banking App na 239,UnionBankBhavan,VidhanBhavan aMare,Nariman Point, Mumbai-400021 Standalone Unaudited Financial Results forthe Quarter and Halfyear ended 30" September, 2026 (2 In Lakh)| Standalone Particutans Quarter Ended HalfYear Ended Year Ended 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 (Unaudited) | (Unaudited) | (Unaudited) (Unaudited) | (Unaudited) (Audited) 1 Interest Earned (a)+(b)+(c)+(d) 28,15,827 27,20,319 26,19,056 55,36,146 53,10,981 1,05,99,223 (a) _|Interest/DiscountonAdvances/Bills 21,97,890 21,02,476 19,62,504 43,00,366 39,72,126 79,90,743 (b)_ |Income onInvestments 5,57,864 5,60,214 5,41,748 11,18,078 11,23,958 22,30,948 © Interest onBalances withReserve BankofIndiaand 27,868 25,832 1,06,784 53,700 1,98,277 313,234 other Inter BankFunds (d) |Others 32,205 31,797 8,020 64,002 16,620 64,298 2 |OtherIncome 4,65,102 4,60,301 4,99,582 9,25,403 9,48,160 19,43,479 A. {TOTAL INCOME(142) 32,80,929 31,80,620 31,18,638 64,61,549 62,59,141 1,25,42,702 3 {Interest Expended 17,57,558 17,16,596 17,37,819 34,74,154 35,18,489 69,33,340 4 |OperatingExpenses (a) +(b) 7,12,611 6,63,766 6,99,424 13,76,377 13,68,391 27,47,412 (a) [Employees Cost 3,94,474 3,81,534 3,90,865 7,76,008 7,85,455 15,29,042 (b)_|Other operating expenses 3,18,137 2,82,232 3,08,559 6,00,369 5,82,936 12,18,370 B. |TOTAL EXPENDITURE (3+4) 24,70,169 23,80,362 24,37,243 48,50,531 48,86,880 96,80,752 (ExcludingProvisionsandContingencies) C. |OPERATING PROFIT (A-B) 8,10,760 8,00,258 6,81,395 16,11,018 13,72,261 28,61,950 (Profitbefore ProvisionsandContingencies) D. [Provisions and Contingencies (Other than Tax) 70,075 97,942 1,39,673 1,68,017 3,06,124 4,43,845 Ofwhichprovisionsfor Non-PerformingAssets 59,600 1,01,955 52,600 1,61,555 1,67,894 2,33,725 E. |Exceptional Items F,|Profit/(Loss) eae Acsivities paforeTax 7,40,685| —7,02,316|—5,41,722| 14,43,001| —10,66,137| 24,18, 105 G. |TaxExpenses 1,86,965 1,69,086 1,16,814 3,56,051 2,29,676 5,48,391 H., |NetProfit/(Loss) from Ordinary activities after tax (F-G) 5,53,720 5,33,230 4,24,908 10,86,950 8,36,461 18,69,714 |. |Extraordinary items (net of tax expense) - - 5 = - J. |NetProfit/(Loss) forthe period (H-I) 5,53,720 5,33,230 4,24,908 10,86,950 8,36,461 18,69,714 Paid-up EquityShare Capital 5 (F.V.of each share Rs.10) 7,63,361 7,63,361 7,63,361 7,63,361 7,63,361 7,63,361 6 Reserves excluding Revaluation Reserves ; 1,13,95,970 (As per BalanceSheet ofpreviousAccounting Year) 7 {Analytical Ratios (i)__|Percentage ofShares held byGovernment ofIndia 74.76%; 74.76% 74.76%: 74.76% 74.76%: 74.76%) (ii) _|CapitalAdequacy Ratio(Basel III) 17.94% 18.46% 17.07%: 17.94% 17.07%) 18.10% (a)CET1 Ratio 16.05% 16.38%: 14.37% 16.05% 14.37% 15.69% (b)Additional Tier1Ratio 0.78% 0.94% 1.21% 0.78% 1.21% 0.94% (iii) _|BasicandDiluted EarningPerShare (a)BeforeExtraordinary Items (2) *7.25 *6.99 *5.57 "14.24 "10.96 24.49 (b)After Extraordinary Items (2) *7.25 6.99 “5.57 “14.24 *10.96 24.49 (iv) |NPA Ratios (a) Amount of GrossNon-Performing Assets 27,91,621 29,09,272 32,08,513 27,91,621 32,08,513 30,40,077 (b) Amountof NetNon-Performing Assets 4,76,849 5,01,698 5,20,942 4,76,849 5,20,942 5,06,728 (c) %ofGrossNPAs 2.42% 2.65% 3.29% 2.42% 3.29% 2.82%, (d) %of NetNPAs 0.42%, 0.47% 0.55% 0.42%, 0.55% 0.48% (v)_|Return onAssets (Annualised) (Average)( %) 1.38%) 1.36% 1.16%, 1.37% 1.13%, 1.25% i) Outstanding Redeemable Preference Shares (Quantity and Value) (vii) |Capital Redemption Reserve - - (viii) [DebentureRedemption Reserve - : : be : (ix) |Net Worth 1,28,71,215 1,23,77,618 1,12,74,115 1,28,71,215 1,12,74,115 1,17,87,107 (x) {Securities Premium 25,51,318 25,51,318 25,51,318 25,51,318 25,51,318 25,51,318 (xi) |Paid UpDebtCapital/ Outstanding Debt 12.87% 19.42% 24.26%. 12.87%: 24.26% 19.35% (xii) |Debt-Equity Ratio (Total Borrowings/ Net Worth) 0.79 0.59 0.61 0.79 0.61 0.65 (xitiy[Piiabicae erg aang 6.33% 4.70% 4.65% 6.33% 4.65% 4,925) (xiv)pasta Feat tocome! 24.1% 25.16% 21.85% 24.93% 21.92% 22.82%) ) healer Tan Se} 16.88% 16.76% 13.62% 16.82% 13.36% 14.91% *Not Annualised S Shp praot S25 afar sank Fe (G) union NextGenBanking Ane 239, Union Bank Bhavan, Vidhan Bhavan Marg, Nariman Point, Mumbai-400021 Consolidated Unaudited Financial Results for the Quarter/Half year Ended 30% September, 2026 (2 InLakh) Consolidated Quarter Ended Halfyear Ended Year Ended Particulars 30.09.2026 30.06.2026 30.09.2025 | 30.09.2026 | 30.09.2025 31.03.2026 (Unaudited) | (Unaudited) | (Unaudited) | (Unaudited) | (Unaudited) | (Audited) 1 |Interest Earned [(a)+(b)+(c)+(d)] 28,37,773 27,42,710 26,20,514 55,80,483 53,30,376 1,06,79,88 [Showing first 8,000 characters — download PDF for full document]