Reviewed / Unaudited Financial Results of the Bank for the Quarter (Q2) / Half Year ended September 30, 2026

Ref No: PSB/HO/Shares Cell / 59 /2026-27 October 17, 2026 BSE Limited, National Stock Exchange of India Ltd., Department of Corporate Services, Exchange Plaza, C – 1, Block – G, 25th floor, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Bandra (East), Dalal Street, Fort, Mumbai – 400 051. Mumbai – 400 001. SYMBOL: PSB SERIES: EQ SCRIP ID : PSB SCRIP CODE : 533295 Dear Sir, Reg: Punjab & Sind Bank – Press Release dated October 17, 2026 We are forwarding a copy of Press Release dated October 17, 2026 issued by the Bank on Reviewed Unaudited Financial Results of the Bank for the Quarter (Q2) / Half Year ended September 30, 2026. The same can also be viewed on the website of the Bank i.e. https://punjabandsind.bank.in/ This is for your information & records. Yours faithfully Saket Mehrotra Company Secretary Head Office: 21, Rajendra Place, New Delhi-110008 Corporate Office: NBCC Office Complex, Block 3, East Kidwai Nagar, New Delhi – 110023 Email: complianceofficer@psb.bank.in PRESS RELEASE Date: 17th Oct 2026 FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED 30th SEPTEMBER 2026  Net Profit on Year-on-Year Basis grew by 39.66 % from ₹295 Cr. to ₹412 Cr.  Operating Profit on Year-on-Year Basis grew by 22.38% from ₹505 Cr. to ₹618 Cr.  Net Profit on Quarter-on-Quarter Basis grew by 24.47 % from ₹331 Cr. to ₹412 Cr.  Operating Profit on Quarter-on-Quarter Basis grew by 13.39% from ₹545 Cr. to ₹618 Cr.  RAM (%) increased by 553 bps from 55.84% to 61.37% on Year-on-Year Basis.  Gross NPA on Year-on-Year Basis decreased by 83 bps from 2.92% to 2.09%.  Net NPA on Year-on-Year Basis reduced by 22 bps from 0.83% to 0.61%.  Business per Branch improved from ₹148.77 Cr to ₹164.20 Cr. on Year-on-Year Basis.  Return on Assets (%) improved by 16 bps from 0.72% to 0.88% on Year-on-Year Basis.  NIM (%) improved by 17 bps from 2.60% to 2.77% on Year-on-Year Basis. Key Highlights (Q2 FY2025-26 to Q2 FY2026-27)  Total Business registered growth of 15.73% and stands at ₹ 279231 Cr.  Total Deposit showed a growth of 12.97%, and Retail Term Deposits showed a growth of 9.64%.  Total advances grew by 19.28%, whereas RAM advances registered a healthy growth of 31.08%.  Retail advances registered a growth of 42.71%, Agriculture advances registered a growth of 16.01% & MSME advances registered a growth of 28.69%.  Provision Coverage Ratio increased by 60bps from 91.88% to 92.48 %.  Core fee income grew by 23.62% and stands at ₹246 cr.  Total Income grew by 11.06% and stands at ₹3747 cr.  Net Interest income grew by 22.32% and stands at ₹1162 cr.  Return on Equity (%) improved by 280 bps from 10.41% to 13.21%.  Cost to Income ratio reduced by 268 bps from 61.87% to 59.19%.  CRAR (%) reduced by 64 bps from 17.19% to 16.55%. Press release on performance of the Bank for the Quarter and Half year ended 30th september 2026 Page 1 of 2 Business Highlights for the Quarter ended 30th september 2026 (in Cr.) Q2FY25-26 Q2FY26-27 YoY (%) Total Business 241272 279231 15.73% Total Deposit 135706 153312 12.97% Retail Term Deposits 61432 67354 9.64% Total Advances 105566 125919 19.28% RAM Advances 58953 77276 31.08% RAM (%) 55.84 61.37 553 bps GNPA (₹ in Crores) 3082 2636 (14.47%) GNPA (%) 2.92 2.09 (83) bps NNPA (₹ in Crores) 854 751 (12.06%) NNPA (%) 0.83 0.61 (22) bps Business Highlights for the Half year ended 30th September 2026 (in Cr.) HY1 FY26 HY1 FY27 YoY (%) Operating Profit 1045 1163 11.29% Net Profit 564 743 31.74% Net Interest Income 1851 2200 18.85% Cost to Income Ratio 61.20 59.68 (152) bps RoA 0.70 0.81 11 bps NIM 2.56 2.65 9 bps RoE 10.13 12.19 206 bps Core Fee Income 343 Cr. 410 Cr. 19.53% =============== Press release on performance of the Bank for the Quarter and Half year ended 30th september 2026 Page 2 of 2