Approval of unaudited standalone and consolidated financial results of the Bank for the quarter and half-year ended September 30, 2026

CIN: L65920MH1994PLC080618 HDFC Bank Limited, Email: shareholder.grievances@hdfc.bank.in Sandoz House, Website: www.hdfc.bank.in Shivsagar Estate, Dr. Annie Besant Road, Worli, Mumbai – 400018 Tel. No.:022-66521000 Ref. No. SE/2026-27/126 October 17, 2026 BSE Limited National Stock Exchange of India Limited Dept of Corporate Services The Listing Department Phiroze Jeejeebhoy Towers, Exchange Plaza Dalal Street, Fort, Bandra Kurla Complex, Mumbai 400 001 Mumbai 400 051 Scrip code: 500180 Scrip code: HDFCBANK Dear Sir/Madam, Sub: Approval of unaudited standalone and consolidated financial results of the Bank for the quarter and half- year ended September 30, 2026 With reference to our intimation dated September 22, 2026 and pursuant to Regulations 30, 33 and other applicable provisions of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to inform you that the Board of Directors of the Bank at its meeting held today i.e. on October 17, 2026, based on the recommendation of the Audit Committee, approved the unaudited standalone and consolidated financial results of the Bank for the quarter and half-year ended September 30, 2026 (“Results”). The Results along with Limited Review Reports of the Joint Statutory Auditors and Press Release on the said Results are enclosed and being uploaded on the website of the Bank. The said Results will also be published in the newspapers in the prescribed format. Please note that the Board Meeting commenced at 11.00 a.m. today, i.e. on Saturday, October 17, 2026 and the Results were approved by the Board at 1.30 p.m. Thereafter, the Board Meeting continued for consideration of other agenda matters. Further, kindly note that in terms of the Bank’s Share Dealing Code and the SEBI (Prohibition of Insider Trading) Regulations, 2015, the window for trading in Securities of the Bank by its designated persons and their immediate relatives shall open on Tuesday, October 20, 2026. This is for your information and appropriate dissemination. Thank you. Yours faithfully, For HDFC Bank Limited Ajay Agarwal Company Secretary Group Head – Secretarial & Group Oversight Encl: a/a Copy to: 1. New York Stock Exchange 2. Singapore Exchange Securities Trading Limited 11,Wall Street, 2 Shenton Way 068804 New York, NY 10005, USA # 02-00 SGX Centre 1 Singapore 068804 Regd. Office: HDFC Bank Limited, HDFC Bank House, Senapa ti Bapat Marg, Lower Parel (West), Mumbai – 400 013 F BANK' We understand your world HDFC BANK LIMITED CIN L66920MH1994PLC080618 Sandoz House, ShIvsagar Estato, Dr. Annlo Bosant Road, Wont, Mumbal 400 018. Wobslto: https://www.hdfc.bank.ln, Tol,: 022-6662 1000, Fax: 022- 2496 0739 UNAUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED SEPTEMBER 30, 2026 In crore Quarter ended Half year ended Year ended Particulars 30.09.2026 30.06.2026 39.09.2026 30.09.2026 30.09.2026 31.03.2026 Unaudited Unaudited Unaudited Unaudited Unaudited Audited 1 Interest earned (a)+(b)+(c)+(d) 83426.60 79362,78 76690.70 162789.38 154160.90 307522.08 a) Interest / discount on advances / bills 65458.33 61953.87 59264.81 127412.20 119457.45 239762.46 b) Income on investments 15253.52 14272.21 15285,48 29525.73 30355.56 58945.38 c) Interest on balances with Reserve Bank of India and other 1330.90 1365.28 554.79 2696,18 1224.96 2674,70 inter-bank funds d) Others 1383.85 1771.42 1585.62 3155.27 3122.93 6139.54 2 Other Income (Refer note 12) 13831.02 12821.60 14350.02 26652.62 36079.85 62532.57 3 Total Income (1)+(2) 97267.62 92184.38 91040.72 189442.00 190240.76 370054.65 4 Interest expended 48807.42 45828.83 45139,20 94636.25 91171.43 178836.04 5 Operating expenses (i)+(ii) 18966.78 18187,49 17977.92 37154.27 35411.76 72660.33 i) Employees cost 6774.17 6414.83 6461.29 13189.00 12619.26 26050.15 ii) Other operating expenses 12192.61 11772.66 11516,63 23965.27 22792.50 46610.18 6 Total Expenditure (4)4-(6) (excluding provisions and 67774.20 64016.32 63117.12 131790.62 126683.19 261496.37 contingencies) 7 Operating Profit before provisions and contingencies (3)-(6) 29483.42 28168.06 27923.60 57661.48 63667.66 118668.28 8 Provisions (other than tax) and Contingencies (Refer note 7) 3573.62 3059,76 3500.53 6633.38 17942,16 23389.59 9 Exceptional items - - - - - - 10 Profit from ordinary activities before tax (7)-(8)-(9) 25909.80 26108.30 24423.07 51018.10 46716.40 96168.69 11 Tax Expense (Refer note 13) 6399.84 6048.58 5781.79 12448.42 8918.91 20497.40 12 Net Profit from ordinary activities after tax (10)-(11) 19609.96 19069.72 18641.28 38669.68 36796.49 74671.29 13 Extraordinary Items (net of tax expense) - - - - - 14 Net Profit for the period (12)-(13) 19609.96 19069.72 18641.28 38669.68 36796.49 74671.29 15 Paid up equity share capital (Face Value of Z 1/- each) 1541.86 1540.13 1536.37 1541.86 1536.37 1539.34 16 Reserves excluding revaluation reserves 556816.45 17 Analytical Ratios and other disclosures: (i) Percentage of shares held by Government of India Nil Nil Nil Nil Nil Nil (ii) Capital Adequacy Ratio 18.87% 19.57% 19.96% 18.87% 19.96% 19.71% (iii) Earnings per share (EPS) (t) (Face Value of I' 1/- each): (a) Basic EPS before & after extraordinary items (net of tax 12.66 12.38 12.14 25.04 24.00 48.62 expense) - not annualized (b) Diluted EPS before & after extraordinary items (net of tax 12.63 12.35 12.09 24.98 23.88 48.40 expense) - not annualized (iv) NPA Ratios: (a) Gross NPAs 35809.70 35846.35 34289.48 35809.70 34289.48 34061.19 (b) Net NPAs 11850.86 12357.27 11447.29 11850.86 11447.29 11169.54 (c) % of Gross NPAs to Gross Advances 1.11% 1.17% 1.24% 1.11% 1.24% 1,15% (d) % of Net NPAs to Net Advances 0.37% 0.41% 0.42% 0,37% 0.42% 0.38% (v) Return on assets (average) - not annualized 0.45% 0.46% 0.49% 0.91% 0.97% 1.94% (vi) Net worth 566722.23 566201.13 507536.55 566722.23 507536.55 546325.46 (vii) Outstanding Redeemable Preference Shares - - - - - (viii) Capital Redemption Reserve - - - - - - (ix) Debt Equity Ratio* 0.63 0.56 0.52 0.63 . 0.52 • 0.53 (x) Total Debts to Total Assets" 10.68% 10.50% 12.73% 10.68% 12.73% 11.21% * Debt represents borrowings with residual maturity of mono than one year. "Total debts represents total borrowings of the Bank. 'Nth Floor, Ccntral 0 V rig and 4,1 tt< It Yang o MUMBAI 1' N: I Park, N.:. Cenllr. V:aster xi. CSS Highway. Co egaon (East), hlumbai • 400 061 Regd. Office : HDFC Bank Ltd., MFG Bank House, Senapatl Bapat Marc, Lower Parol (West), Mumbal - 400013. Prir" ,HDFC BANK We understand your world Standalone Segment information in accordance with the RBI guidelines and Accounting Standard 17 - Segment Reporting of the operating segments of the Bank is as under: CZ in crore) Quarter ended Half year ended Year ended 30,09.2026 30.06.2026 30.09.2026 30.09.2026 30.09.2026 31.03.2026 Particulars Unaudited Unaudited Unaudited Unaudited Unaudited Audited 1 Segment Revenue a) Treasury (Refer note 12) 19150.30 18192.38 20609,22 37342.68 48892.56 84337.48 b) Retail Banking: 79112.16 75888.80 75584.52 155000.96 150775.70 301853.51 (0 Digital Banking' 3.89 3.39 2.62 7.28 5.11 10.37 (ii) Nor? Digital Banking 79106.27 75885.41 75581.90 154993,68 150770.59 301843.14 c) Wholesale Banking 52743.87 48670.85 42308.37 101414.72 87098.59 174506,30 d) Other Banking Operations 9700.20 9044.03 9333.81 18744.23 18027.45 36840.96 e) Unallocated - - - .. - - Total 160706.63 161796,06 147836.92 312602.59 304794.30 597538.26 Less: Inter Segment Revenue 63448.91 59611.68 56795.20 123060.59 114553.55 227483.60 Income from Operations 97267.62 92184.38 91040.72 189442.00 190240.75 370054.65 2 Segment Rosultss a) Treasury (Refer note 12) 2099.17 2406.59 4212.52 4505.76 16989.38 21142.48 b) Retail Banking: 10521.59 10131.32 9098.86 20652.91 12480.56 32026.72 (0 Digital Banking' 0.00 0.07 (0.44) 0.07 (0.64) (1.59) (ii) Non Digital Banking 10521.59 10131.25 9099.30 20652.84 12481.20 32028.31 c) Wholesale Banking 10563.24 10364.04 8922.62 20927.28 12621.01 339 [Showing first 8,000 characters — download PDF for full document]