Outcome of Board Meeting held on 16 October 2026

HOUSING FINANCE 16 October 2026 To. To, The Manager The Manager Listing Department Listing Department SSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers. Exchange Plaza. C-1 Block G Dalal Street Sandra - Kurla Complex. Sandra (East) Mumbai -400 001 Mumbai -400 051 BSE Code: 544252 NSE Code: BA:JA:JHFL - EQ Dear Sir/Madam. Sub: Outcome of Meeting of Board of Directors held on 16 October 2026 In terms of provision of Regulation 30 read with Regulation 51 (Part A and B of Schedule Ill) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations. 2015. c·sEBI Listing Regulations. 2015"), as amended, this is to inform you that the Board of Directors of the Company, at its meeting held today, i.e. Friday, 16 October 2026 have approved the unaudited financial results of the Company prepared as per Indian Accounting Standard (Ind AS) for the quarter and half year ended 30 September 2026. Further as per SEBI Listing Regulations. 2015. following documents are enclosed: i. Unaudited financial results along with limited review report pursuant to Regulation 33 and Regulation 52 of SEBI Listing Regulations. 2015. The limited review report is submitted with unmodified opinion(s); ii. Details as per Regulation 52(4) of SEBI Listing Regulations. 2015; I iii. Press release regarding financial performance; iv. Security Cover certificate as per Regulation 54(3) of SEBI Listing Regulations. 2015 read with SEBI Master Circular dated 28 September 2026; v. A statement as per Regulation 52(7) and (7A) of the SEBI Listing Regulations. 2015, read with SEBI Master Circular dated 11 0uly 2025; vi. Certificate from CFO on use of proceeds from issue of Commercial papers: and vii. Statement of Related Party Transactions pursuant to pr'?visions o Regulation2 3(9) of SEBI Listing Regulations, 2015. The meeting commenced at 02.00 p.m. and concluded at D.�:°J� p.m. The above information is also being uploaded on the Company's website. We request you to kindly take the same on record. Thanking you. Yours Faithfully, Company Secretary tor.servi a.in Cc: Catalyst Trusteeship Limited. Pune (Debenture Trustee) Encl.: As above BA:JA:J HOUSING FINANCE LTD. www.baJaJhousingfinance.in Corporate Office: 5th Floor, B2 Building, Cerebrum IT Park, Kumar City. Kalyani Nagar, Pune 411014. Maharashtra Registered Office: 4th Floor. Bajaj Finserv House, Off Pune-Ahmednagar Road, Viman Nagar, Pune 411014. Maharashtra Corporate Identity Number (CIN): L65910PN2008PLC132228 Tel: +91 20718 78060 Email: bhflwecare@bajajhousing.co.in Singhi & Co. Mukund M. Chitale & Co. Chartered Accountants Chartered Accountants 82 4028, Marathon lnnova, 4th Floor 2"d Floor, Kapur House, Off Ganpatrao Kadam Marg, Paranjape B Scheme Road No. 1, Lower Parel, Vile Parle (E), Mumbai-400013, India Mumbai - 400 057, India Independent Auditors' Limited Review Report on the Unaudited Financial Results of Bajaj Housing Finance Limited for the quarter and half year ended September 30, 2026 pursuant to the Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, (as amended) To the Board of Directors of Bajaj Housing Finance Limited 1) We have reviewed the accompanying statement of unaudited financial results. of Bajaj Housing Finance Limited ('the Company') for the quarter and half year ended September 30, 2026 (the 'Statement'), being submitted by the Company pursuant to the requirements of Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015, as amended ("the Listing Regulations"), including relevant circulars issued by the SEBI from time to time. 2) This Statement, which is the responsibility of the Company's Management and approved by the Company's Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard 34 'Interim Financial Reporting' ('Ind AS 34'), prescribed under Section 133 of the Companies Act, 2013, as amended (the 'Act') read with relevant rules issued thereunder and other accounting principles generally accepted in India and is in compliance with the preparation and disclosure requirements of Listing Regulations. Our responsibility is to express a conclusion on the Statement based on our review. 3) We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410, "Review of Interim Financial Information Performed by the Independent Auditor of the Entity" issued by the Institute of Chartered Accountants of India. This Standard requires that we plan and perform the review to obtain moderate assurance as to whether the statements are free of material misstatement. A review of interim financial information consists of making inquiries, primarily of personnel responsible for financial and accounting matters and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing specified under section 143(10) of the Companies Act 2013, and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. Singhi & Co. Mukund M. Chitale & Co. Chartered Accountants Chartered Accountants 4) Based on our review conducted as stated above, nothing has come to our attention that causes us to believe that the accompanying Statement prepared in accordance with recognition and measurement principles laid down in the aforesaid Indian Accounting Standards 34 ('Ind AS 34') specified under Section 133 of the Act, as amended, read with relevant rules iss.ued thereunder and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in terms of the Regulation 33 and 52 of the Listing Regulations, including the manner in which it is to be disclosed, or that it contains any material misstatement. For Singhi & Co. For Mukund M. Chitale & Co. Chartered Accountants Chartered Accountants Firm's Registration No. 302049E Firm's Registration No. 106655W Partner Membership Number 040404 ,,... e Membership Number 166003 UDIN: .2,(;>{) L.i 0 4 0'-fITFW V\/-:. \) 00 UDIN: 2-6 \ bb cog( E :r 'I Nu st 19 Place: Pune Place: Pune Date: October 16, 2026 Date: October 16, 2026 Bajaj Housing Finance Limited Statement of unaudited financial results for the Quarter and Half year ended 30 September 2026 Statement of Profit and Loss (f incrore) Particulars Quarter ended Half year ended Year ended 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Audited) 1 Income (a) Revenue from operations Interest income 3.051.74 2,856.07 2.614.44 5.907.81 5,107.03 10,511.61 Fees and commission Income 124.54 105.84 67.85 230.38 126.53 297.11 Net gain on fair value changes 24.19 22.56 28.07 46.75 66.08 86.33 Sale of services 7.79 6.70 10.16 14.49 16.61 20.57 Income on derecognised (assigned) loans 31.59 61.21 15.09 92.80 26.22 195.35 other operatini;i income 10.72 10,64 1243 21.36 18.40 36.23 Total Revenue from operations 3,250.57 3,063.02 2,748.04 6,313.59 5,360.87 11,147.20 (b) Other income 0.52 0.03 0.15 0.55 2.89 3.09 Total Income 3,251.09 3,063.05 2,748.19 6,314.14 5,363.76 11,150.29 2 Expenses (a) Finance costs 1.996.65 1.888.49 1.657.96 3,885.14 3,263.92 6,759.39 (b) Fees and commission expense 3.13 3.00 3.48 6.13 6.69 13.09 (c) Impairment on financial instruments 34.78 16.10 42.85 50.88 81.06 190.68 (d) Employee benefits expense 162.43 155.61 136.09 318.04 271.71 559.21 (e) Depreciation and amortisation expenses 13.37 12.85 11.70 26.22 22.79 47.33 (f)Otherexpenses 61.00 58.26 63.45 119.26 127.99 247.43 Total expenses 2,271.36 2,134.31 1,915.53 4.405.67 3,774.16 7,817.13 3 Profit before exceptional items and tax (1-2) 979.73 928.74 832.66 1,908.47 1,589.60 3,333.16 4 Exceptional [Showing first 8,000 characters — download PDF for full document]