Submission of Press relese titled "Regency Fincorp receives Board Approval of Rs. 312 Crore Fundraise"

CIN:L67120PB1993PLC013169 Regency Fincorp Limited (Formerly Known as: Regency Investments Limited) Corp & Regd Office: SCO 6, Upper Ground Floor LA MER, PR-7, Airport Road, Zirakpur140603, Punjab. Contact No: +91 7717593645, Web: www. regencyfincorp.co.in E-mail: regencyinvestmentsltd@gmail.com Date: 16th October 2026 The Manager (Listing), Listing Department BSE Limited, P.J. Towers, Dalal Street, Mumbai-400 001 Ref: Regency Fincorp Limited Scrip Code: 540175 Subject: Submission of Press Release Under regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 Dear Sir/Madam, Pursuant to Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are pleased to submit herewith the Press Release under the following title: “Regency Fincorp receives Board Approval of ~₹312 Crore Fundraise” The aforesaid Press Release is being submitted for your information and dissemination on the Stock Exchange website. Kindly take the same on record. For Regency Fincorp Limited Abhimanyu Company Secretary & Compliance Officer Membership No.: A49176 Encl.: Press Release Regency Fincorp receives Board Approval of ~₹312 Crore Fundraise Proposed acquisitions in digital lending and gold loans to drive the Company’s next phase of growth India, 16th October 2026: Regency Fincorp Limited, a non-banking financial company (NBFC) focused on providing accessible and customer centric financial solutions has received an approval from the board of ₹312.15 crore through the preferential issuance of equity shares and warrants convertible into equity shares, subject to shareholder and other applicable approvals. The proposed issuance comprises 1,42,66,412 equity shares at ₹50.50 per share with a face value of ₹10 per share, aggregating ~₹72.05 crore, and 4,75,46,030 convertible warrants at ₹50.50 per warrant, aggregating ~₹240.11 crore. Each warrant will be convertible into one equity share within 18 months from the date of allotment, subject to applicable terms and conditions. The proposed fundraise is intended to support the expansion through strategic acquisitions and strengthen its digital lending platform capabilities. The Company has earmarked up to ~₹120 crore for acquiring a company with a digital lending platform within 1 year and up to ~₹75 crore for acquiring a company with a gold loan business, within 6 months. A further ₹32 crore is proposed to be deployed towards onward lending for MSME loans over two years, while ₹10.15 crore is allocated for general corporate purposes over the same period. Post the fund raise the share capital is expected to increase to ₹152 crore in a phased manner. The proposed preferential issue includes 61 proposed allottees for equity shares and 56 proposed allottees for convertible warrants, across promoter and public categories. The proposed fundraise will not affect the promoters’ shareholding, as fresh capital has been infused by the promoters. Commenting on the development, Mr. Sarfaraz Mallick, Co-founder and Chief Financial Officer, Regency Fincorp Limited, said, “The proposed fundraise of approximately ₹312.15 crore marks an important step in Regency Fincorp’s growth journey. It is intended to strengthen our capital base and support our strategic priorities, including the proposed acquisitions of a company with a digital lending platform and a company with an established gold loan business, alongside continued support for our MSME lending operations. We believe these opportunities can help us diversify our lending portfolio, expand our business scale and strengthen our revenue-generating capabilities. By combining our existing strengths with new lending capabilities and technology-led opportunities, we aim to build a more diversified and scalable financial services business. We remain focused on disciplined capital allocation, responsible growth and creating sustainable long-term value for our stakeholders. The proposed fundraise and acquisitions remain subject to the requisite approvals and applicable regulatory requirements.” About Regency Fincorp Limited: Regency Fincorp Limited is a non-banking financial company (NBFC) engaged in providing a range of financial products and lending solutions designed to meet the needs of retail customers, MSMEs, and emerging businesses. The Company is committed to driving financial inclusion through accessible credit solutions, operational excellence, and customer-centric innovation. For Further queries, contact: For further information please contact: For Media: Adfactors PR For Investors: Adfactors IR Ms. Zenobia Vaz Ms. Aashvi Shah E: Zenobia.vaz@adfactorspr.com E: aashvi.shah@adfactorspr.com Ms. Sruti Sikdar Mr. Harshil Ghanshyani E: Sruti.sikdar@adfactorspr.com E: harshil.ghanshyani@adfactorspr.com