Approval of Unaudited Financial Results for the quarter and half year ended September 30, 2026

Secretarial Department SEC/LODR/257/2026-27 October 16,2026 National Stock Exchange of India Limited BSE Limited Listing Department, Department of Corporate Services- Listing, Exchange Plaza, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex, Dalal Street, Fort, Bandra (E), Mumbai – 400 001. Mumbai – 400 051 Ref.: Scrip Symbol: FEDERALBNK/Scrip Code: 500469 Dear Sir/ Madam, Sub: Approval of Unaudited Financial Results for the quarter and half year ended September 30, 2026 Pursuant to Regulation 30, 33, 52 and other applicable provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, this is to inform you that the Board of Directors of The Federal Bank Limited ("Bank") have, at their meeting held today, inter alia, considered, reviewed and approved the Consolidated and Standalone Unaudited Financial Results of the Bank, for the quarter and half year ended September 30, 2026, as recommended to them by the Audit Committee. A copy of the said Financial Results, along with the Limited Review Report thereon, submitted by the Joint Statutory Auditors of the Bank, is enclosed herewith. The adjourned Board Meeting resumed at 12:15 pm., today i.e on October 16, 2026 and results were approved by the Board at 01:00 p.m. (IST) and is continuing for consideration of other agenda matters. The above information is also being hosted on the Bank’s website, www.federal.bank.in as per the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Kindly take the same on record. Thanking you, Yours faithfully, For The Federal Bank Limited Samir P Rajdev Company Secretary Federal Bank | 6th Floor, Federal Towers, Bank Junction, Aluva | Kerala | 683101 Phone: 0484- 2622263| E-mail: secretarial@federalbank.co.in | Website: www.federal.bank.in CIN: L65191KL1931PLC000368 Price Waterhouse LLP K. S. AryAR & CO Chartered Accountants Chartered Accountants NESCO IT Building III, 7th & 8ttt Floor, # F-7, Laxmi Mills, Shakti NESCO IT Park, Nesco Complex, Gate Mills Lane, Off Dr E Moses No. 3,lvestern Lxpress Highway, Road, Mumbai - 4ooort Goregaon (East), Mumbai - 40oo63 Independent Auditors' Review Report on unaudited standalone Financial Results for the quarter and halfyear ended september 3o, 2026, ofrhe Federal Bank Limited pursuant to the,-Reg'Iations 3:q and Regulations 5z read with reguration 63 (2) of the sE^Br (Listing Obligations and Disclosure Requirements) Regulationi, zorg (as amended) To the Board of Dilectors The Federal Bank Limited, 1 we have reviewed the accompanying unaudited standalone financial results of rhe Federal Bank umited (the "Bank") for the quarter ended september 3<l, 2026 and the year to date results for the pe.iod.April 1, 2c26 lo September Bo, 2026, which are included in the iccompanlng ,standalone unaudited Financial Results for the quarter and halfyear ended september 3o, 2o26, thtstatement of Assets and Liabilities as on that date and the Standalone Unaudited Cash Flow Statement for the half year ended on that date (the "statement") being submitted by the Bank pursuant to the requirements of Regulation 33 and Regulation 5z read with Regulation 63(2) of the SEBI (Listing obligitions and Disclosure RequirementsJ Regulations, zot5, as amended (the "Listing Regulations,iot5,j, inclutling relevant circulars issued by the SEBI from time to time, except for the disclosures relating to Pillar disclosures as at september 3o, zoz6, including leverage ratio, Iiquidity coverage ratio and net stable funding ratio under Basel III Capital Regulations as would be disilosed on the-Bank's website and in respect of which a link has been provided in the Statement and have not been reviewed bv us. We have initialed the Statement for identification purposes only. 2 This Statement, which is the responsibility of the Bank's Management and approved by the Bank's Board of Directors, has been prepared in accordance with the recognition and measurement principles Iaid down in Accounting Standard z5 "Interin Financial Repofting" ("AS 25") prescribed under Section 133 of the Companies Act, 2or3, the relevant provisions of the Baaking Regulation Act, 1949, the circulars, guidelines and directions issued by the Reserve Bank of India (RB1) from time to time ("RBI Guidelines") and other accounting principles generally accepted in India. Our responsibility is to issue a reporl on the Statement based on our review. 3. We conducted our review oft}te Statement in accordance with the Standard on Review Engagements (SRE) 2410, 'Review of Interim Financial Information Performed by the Independent Auditor of the Entity', issued by the lnstitute of Chaftered Accountants of India. This standard requires that we plan and perform the review to obtain noderate assurance as to whether the financial statements are free of mate al misstatement. A rel'iew is limited primarily to inquiries of Bank's personnel and analytical procedures applied to financial data and thus provides less assurance than an audit. We have not pedormed an audit and accordingly, we do not express an audit opinion. 4. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanving Statement has not been prepared in accordance with recognition and measurement principles laid down in AS 25, prescribed under Section 133 ofthe Companies Act, zor3, the RBI Guidelines and other accounting principles generally accepted in India and has not disclosed the information required to be disclosed in accordance with the requirements of Regulation 33 and Regulation 52 read with Regulation 63(z) of the Listing Regulations, zot5, including the manner in which it is tobe disclosed, orthat it contains any material misstatement, orthat it has not been prepared in accordance with the relevant prudential norms issued by the RBI in respect of Income recognition, asset classification, pror,isioning and other related matters except for the disclosures relating to Pillar 3 disclosures as at September 3o, 2o26, including leverage ratio, liquidity coverage ratio and net stable funding ratio under Basel III Capital Regulations as would be disclosed on the Bank's website and in respect ofwhich a link has been provitled in the Statement and have not been reviewed by us. lrl ), 1 Price Waterhouse LLP K. S. AIYAR & CO Chartered Accountants Chartered Accountants 5. The standalone financial results of the Bank for the quarters ended June 3o, 2o26, September 3o, 2o2S, and the year-to-date results for the period April 1, to"5 to septembe. 3o, zoz5, *"ie reviewid jointiy by two other firms ofchartered accountants who issued their unmotlifie-d concfirio", tfr"i.-."po.t1 dated July tz, 2c26 and october 18, zoz5, respectively. The standalone financial's" taia te" ments oi the Bank for the year ended March 31, zoz6, wire audited lointry by two other firms of chartered accountants, who issued an unmodified opinion vide their report dated April 29, zoz6. Our conclusion is not modified in respect of this matter. For Price Waterhouse LLP For K. S. Aiyar & Co. Firm Registration Number: 3o1rt2E /E3oo264 Chartered Accountants Chartered Accountants Firm Registration Number; 1oo186W N"f-il 1#A s*/-" A Sharad Agarwal Sachin Negandhi Partner Partner Membership Number: 118522 Membership Number: 112888 UDIN: 26118522EMATTA1220 UDIN: 26112888OAI'TQW9613 Place: Mumbai Place: Mumbai Date: October 16, 2026 Date: October 16, 2026 Federol Bonk THE FEDERAL BANK LIMITED REGD.OFFICE: P.B.NO. 1O3, FEDERAL TOWERS, ALUVA-6a31O1 (CIN: L65t9lKL1931PLCOOO368) UNAUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED SEPTEMBER 3O, 2026 { in Lakhs) Half Year ended Year ended Particulars 30.09.2026 30.o6.2026 30.o9.202s 30.o9,2026 30.o9.2025 31.O3.2025 Unaudited Uraudited Unaudited Unaudited unaudited Audited 1 Interest earned (a)+(b)+(c)+ d l 72 098 7,23,437 6.74 216 t495,929 13,42,8/9 27 69 538 Interesvdiscount on advance bills 6,16 635 5 75 641 5,38,340 1l 92 276 10 70,629 [Showing first 8,000 characters — download PDF for full document]