Investor Presentation

Ref./No./FRACTAL/SE/2026-27/033 Date: July 23, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza, Plot No. C/1, G Block, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Dalal Street, Fort, Bandra (East), Mumbai 400051 Mumbai 400 001 Maharashtra, India Maharashtra, India Scrip Symbol: FRACTAL Scrip Code: 544700 Sub: Investor Presentation on the Unaudited Financial Results for the quarter ended June 30, 2026 Dear Ma’am / Sir, Pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed the Investor Presentation on the Unaudited Financial Results (Consolidated and Standalone) for the quarter ended June 30, 2026, to be made at the conference call scheduled on Friday, July 24, 2026, from 8:00 a.m. IST to 9:00 a.m. IST. This disclosure and the Investor Presentation will also be hosted on the Company’s website at: https://fractal.ai/investor-relations Kindly take the same on records and arrange to bring this to the notice of all concerned. Thanking you. Yours sincerely, For Fractal Analytics Limited Somya Agarwal Company Secretary and Compliance Officer Membership No: A17336 Encl: a/a Fractal Analytics Limited (formerly known as Fractal Analytics Private Limited) CIN: L72400MH2000PLC125369 Registered address: Level 7, Commerz II, International Business Park, Oberoi Garden City, Off W. E. Highway Goregaon (E), Mumbai - 400063, Maharashtra, India. W: www.fractal.ai | P: +91 22 6850 5800 | E: investorrelations@fractal.ai Performance Update - Q1 FY27 July 23, 2026 Safe Harbor Statement Certain statements in this presentation concerning our future growth prospects are forward-looking statements. These statements are subject to substantial known and unknown risks, uncertainties and other factors, which may cause actual results or outcomes to differ materially from those implied by the forward-looking statements. Important factors that may cause actual results or outcomes to differ from those implied by the forward-looking statements include, but are not limited to, risks and uncertainties relating to the execution of our business strategy, our revenues highly dependent on clients located in the United States, our ability to attract and retain highly skilled professionals, increase in wages, investments to reskill our employees, economic uncertainties and geopolitical situations, technological disruption and innovations, complex and evolving regulatory landscape, including immigration regulation changes, legal restrictions on raising capital or acquiring companies outside India, and unauthorized use of our intellectual property and general economic conditions affecting our industry The Company may, from time to time, make additional written and oral forward-looking statements, including statements contained in the Company's filings with the Stock Exchanges and our reports to shareholders. All forward- looking statements included in this presentation are based on information and estimates available to us on the date hereof, and we do not undertake any obligation to update these forward-looking statements unless required to do so by law. Q1 FY27 Financial Revenue ▲20% Performance Net Income ▲92% Q1’27 Fractal Group: 92% increase in Net Income from Margin Expansion and Revenue Growth Growth Profitability Other highlights INR 9,125m▲ 46%▲ 6.7%▲ 20% YoY1 29 bps YoY 55 bps YoY Revenue from operations Gross Margin R&D investments4 117% 77▲ 17%▲ INR (1,030m)▲ 189 bps YoY 20% YoY Net Revenue Net Promoter Adjusted EBITDA margin Cash flow from operations Retention (NRR)2 Score INR 723m▲ INR 4.31▲ USD 83K | INR 7.5m▲ 92% YoY 79% YoY 3% YoY Net Income Basic EPS5 Revenue per Billable FTE3 Net Income excl. associate INR 957m Basic EPS excl. associate INR 5.68 1All revenue growth is organic; Fractal Group CC growth for Q1’27 is 9% YoY | 2NRR is calculated in INR | 3Revenue per Billable FTE is calculated based on trailing twelve months data 4 4R&D opex 4.5% | 5Diluted EPS is INR 4.09 with 78% YoY; Diluted EPS excluding associates is INR 5.39 Q1’27 Fractal.ai: Our existing clients continue to expand their relationships with us Net Revenue Retention (NRR) 3% 21% 117% Q1’27 (INR) Existing clients New clients Churn Growth% Net Revenue Retention (NRR) in our Fractal.ai segment measures how effectively we retain and expand revenue from our existing clients over a defined period and is calculated by comparing the current period’s 5 revenue from the clients who existed at the start of the period, with their revenue in the previous period - including the effects of upsells, cross-sells and contractions Q1’27: Fractal continues to be one of the most respected brands in AI Industry-leading Net Promoter Score (NPS) 1 for Fractal.ai Q1’27 4 pts YoY 100 73 81 74 80 80 77 78 75 73 78 77 81 77 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Q3'26 Q4'26 Q1'27 1 Net Promoter Score (NPS) is used in Fractal.ai segment to gauge client satisfaction and advocacy. Clients rate us on a 10-point scale on their willingness to recommend Fractal. Promoters are clients who score us at 6 9 or above. Detractors are clients who score us 6 or below. NPS = Promoters% - Detractors% . NPS is presented as a score (Scores above 50 are considered great for consumer brands and above 40 for B2B brands) Q1’27 Fractal.ai: We have a diversified revenue base, with robust growth across most industries & geographies Revenue by industry (Q1’27) – Fractal.ai Revenue by geography (Q1’27) – Fractal.ai APAC & Others CPGR ▲19% Others YoY 7.7% 11.2% BFSI HLS ▲69% Americas ▲24% 13.0% Europe CPGR Europe ▲25% TMT* ▼ 22% 21.4% 37.8% APAC & BFSI ▲36% ▼ 2% TMT Americas Others 18.0% 67.4% Others ▲63% Total ▲21% Total ▲21% 23.5% *Excl. TMT, Fractal.ai grew 37% YoY CPGR (Consumer products goods and retail) | BFSI (Banking, financial services and Insurance) | HLS (Healthcare and life sciences) | TMT (Technology, Media & Telecom) | Others comprises largely energy, travel 7 and industrials verticals; Revenue by geography is based on client billing location Fractal.ai: Overall growth reflects continued strengthening of client relationships Clients by TTM Revenue Contribution TTM June-25 TTM June-26 Fractal has scaled >$1m 54 58 client relationships with significant of which, 18 19 >$5m headroom for growth of which, >$10m of which, >$20m Fractal Group: Steady improvement in profitability continues Q1’27 Gross Margin (INR Mn) +21% YoY, +29 bps ▲ Q1’27 Adjusted EBITDA (INR Mn) +35% YoY, +189 bps ▲ 4,800 4,170 50% 2,000 24% 4,300 49% 3,454 1,537 3,800 48% 22% 1,500 3,300 47% 1,137 20% 2,800 46% 2,300 45% 45% 1,000 1,800 44% 17% 16% 1,300 43% 15% 14% 800 42% 300 41% - 10% (200) Q1'26 Q1'27 40% Q1'26 Q1'27 Q1’27 Net Income (INR Mn) +92% YoY, +296 bps ▲ Q1’27 Operating EBIT* (INR Mn) +42% YoY, +175 bps ▲ Net Income (INR m) excl. associate +59% YoY, +260 bps ▲ 20% 1,200 1,600 16% 1,400 1,000 14% 1,200 1,031 14% 723 12% 1,000 12% 10% 11% 10% 600 800 8% 10% 8% 8% 600 400 6% 400 5% 4% 200 2% 2% - 0% - 0% Q1'26 Q1'27 Q1'26 Q1'27 *Operating EBIT is without Other income, Share of loss of associates and Exceptional items Q1’27 Fractal Alpha: Continued investments in Alpha All values in INR m, except % Revenue & Gross Margin Adjusted segment results 300 150% Q1'26 Q1'27 130% +20% 110% (42) 150 70% - -10% (140) Q1'26 Q1'27 Revenue Gross margin To strengthen the AI for work and workforce pillar, we have integrated Iqigai and edtech related teams from fractal.ai into Fractal Alpha and segment numbers have been restated for FY26 to reflect this change Fractal Group: Q1’27 Net Income at INR 723m, +92% growth YoY All values in INR m, except % INR 723m 0.4% 7.9% 0.3% 0.2% 0.8% 7.3% 0.3% 1.6% INR 377m -0.7% 0.3% 5.0% Q1'26 Net Gross Margin SG&A, R&D ESOP & One Depreciation & Tax Exceptional OpNeerta itniocnoaml PeA T Other income Share of loss of Q1'27 Net Income time retention Finance cost items before other associates Income cost income and share of associate [Showing first 8,000 characters — download PDF for full document]