Investor Presentation

October 15, 2026 To, To, The Manager, The Manager, Listing Department, Listing Department, BSE Limited, The National Stock Exchange of India Limited, Phiroze Jeejeebhoy Tower, Exchange Plaza, C-1, Block G, Dalal Street, Bandra Kurla Complex, Bandra (East), Mumbai – 400 001. Mumbai – 400 051. BSE Scrip Code: 540776 NSE Symbol: 5PAISA Subject: Investor Presentation on the Unaudited Financial Results for the quarter and half year ended September 30, 2026 Dear Sir/Madam, Pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended from time to time, please find enclosed herewith presentation to be made to the Investors/Analysts on the Unaudited Financial Results of the Company for the quarter and half year ended September 30, 2026. The same is also available on the website of the Company at www.5paisa.com. Kindly take the above on record and oblige. Thanking You, For 5paisa Capital Limited Mehul Somaiya Company Secretary and Compliance Officer ACS – 43026 Email: csteam@5paisa.com Place: Thane Encl: as above 5paisa Capital Limited Registered Office: IIFL House, Sun Infotech Park, Road No.16V, Plot No. B-23, Wagle Estate, Thane - 400604 Tel.: +91 22 41035000 I E-mail: support@5paisa.com I Website: www.5paisa.com I CIN: L67190MH2007PLC289249 INVESTOR PRESENTATION Q2 FY27 5PAISA CAPITAL QUARTER ENDED SEPTEMBER 30TH, 2026 Table of content Q2 FY27 Highlights & Digital Wealth Industry Outlook 01• P Kel ya Ht igf ho ligr hm ts o f Q2 FY27 02 • Consistent Surge in Participation Our Journey & Focus Ownership for DIIs & Retail on the Rise 5paisa Digital Wealth Ecosystem Impact of regulatory Changes Financial Information About Us 03 Key Business Numbers 04 Environmental, Social & Governance (ESG) Net-worth, Margins & MTF Events & Employee Engagements Consolidated Financial Performance Board of Directors & Core Management Team 5paisa Q2 FY27 HIGHLIGHTS & DIGITAL WEALTH PLATFORM 5PAISA CAPITAL Q1 FY27 HIGHLIGHTS Key highlights – Q2 FY27 vs. Q1 FY27 CUSTOMER FINANCIALS BUSINESS C5us3tom.4er bLasae kh R₹ev8en6ue5 Mn A₹vg2 D.a5ily 9Tu rnTovner (Notional) ▲ +2% QoQ ▼ -2% QoQ ▼ -15% QoQ C8us1tom.6er Kacquisition B₹ro3kin4g i9nc oMme n M₹u2tua,l0 Fu9nd5 AU MCr ▲ +10% QoQ ▼ -11% QoQ ▲ +2% QoQ A2pp4 u.se1rs Mn P₹ro7fit1 aft eMr taxn A₹vg4 Cl,i8ent1 Fu1nd inMg Bnook ▲ +1% QoQ ▼ -39% QoQ ▲ +19% QoQ 5paisa OUR JOURNEY Our Journey so far 2026-27 NEXT GROWTH 2025-26 PHASE 2024-25 FRONTIERS 2020-21 SCALE UP PROFITABLE • 2018-19 GROWTH • Investor Confidence – Raised ECOSYSTEM capital of ₹469 Cr through Crossed customer Rights Issue BUILDING base of 5 Mn+ ADTO reached all- Launched new app with faster, • Enhanced product time high ₹3.8 Tn+ smoother, low latency & AI suite with new powered experience Crossed 10 lakh • launches – Pay Later, Clocked highest ever • customer base • Scalper, MCP, MF Revenue ₹394 Cr Trendlyne acquisition to offer Dashboard & ETF Product Market Fit: AI-powered research, curated Achieved positive revamp Reached 1 lakh Highest ever PAT stock baskets, F&O insights, unit economics customers ₹68 Cr portfolio analytics, and smart recommendations Investor Confidence: $13M (₹101 Cr) capital raised through Rights Issue 5paisa OUR FOCUS Five year key focus areas Maximizing Client Value at Every Touchpoint 2023 2024 2025 2026 2027 Experience Hyper Acquisition Monetization Tech Ecosystem & Product & Tech led-growth Engine Flywheel Distribution Scale Acceleration • Scaled Digital Onboarding Launched Web Trade Improved The Overall App Optimize Existing Tech Station 2.0, Stability For Optimal Stack To Enhance Acquired 1 Mn Clients Performance Performance, Scalability, Drive Strong Brand And Reliability Launched Xtreme Api • • Positioning Launched A Dedicated Expansion Of Partner Platform FNO360 Model Launched Xstream API Accelerate Organic Growth Advanced Trading-view GPT, MCP. And Scalper • Through Charts To Enhance Trading Feature Addition To Terminal. Capabilities Fno360 To Provide More • Elevate App Experience Data Insights • With Improved Strengthen Pay Later Offering. AI Driven transformation Launched Algo Space 5paisa Amplifies trading (pay later) Smart leverage solutions for higher buying power like MTF, BTST, CUSPA Scalper High frequency trading through 3 in one chart visibility Advanced orders VTT, order slicing, basket orders, quick response, bulk orders Market analytics Order flow, unusual volumes, OI analysis, volatility scanners gnidarT Portfolio tools Track ,analyse, and optimize your investments in real time Diversified solutions Build long term wealth through mutual funds, SIPs Primary & second market access Access to IPOs, NFOs, & ETFs gnitsevnI AlgoSpace Pre -built strategies with one click execution Pro grade infrastructure Co-location facility, XTS, APIs access, AI chat assistant for developers Dedicated FnO platform Built for traders; powered by speed, strategy & insight Open APIs (Xstream) Zero cost trading & market data gateway for algos, prop desk & fintechs smroftalP Partnership offerings Smallcase, Cleartax, Marketsmith, Intraedge, vested, etc. FinSchool A comprehensive knowledge platform for financial learning Seamless customer support Delivering fast & reliable assistance for hassle free experience eulaV DIGITAL WEALTH ECOSYSTEM 5paisa at glance Empowering every Indian to build wealth with our, full-stack digital wealth management platform. Multi-platform experience Seamless trading designed across platforms – mobile apps, web, EXE, XTS, APIs 5paisa NEW APP New App rebuilt for Speed, Simplicity & Scale Faster execution Better trading decisions Pro level tools Clean Interface AI Native app NEW APP Everything you need to trade and invest INVEST OPTIONS MARGIN SPEED Direct MFs, SIPs from ₹500 Advance Strategy Builder Unified Pledge Equity, MFs, ETFs Flash Trade — 1 tap orders Create complex option strategies Unlock trading margin across eligible No order forms, no extra steps — just Start investing in Direct Mutual Funds directly from the Option Chain. assetsthrough one unified pledge tap to Buy or Sell. Built for scalpers from as little as ₹500. Set up SIPs in a See max profit, max loss, probability journey. Filter assets, pledge or and active traders who know that in few taps, choose the frequency, and of profit and payoff chart before unpledge in a single flow. fast markets, every second counts. track from one dedicated dashboard. placing the order. CHARTS AUTOMATION PAYOUTS WATCHLISTS Trade from Charts Smart Orders for Entry, SL & TP Instant Withdrawal up to ₹2L Track 2,500 stocks, 10 watchlists Analyze price action, pull up the full option Define your entry, stop-loss, and profit Submit a withdrawal request and your Create up to 10 fully personalized chain, and fire your trade — all from a target in one go before you even funds hit your bank account almost watchlists and track stocks, ETFs, single, uninterrupted chart screen. place the trade. The app monitors the immediately. No waiting until next day and F&O instruments with real-time market and executes automatically. your money moves as fast as your prices, mini charts, and corporate trades action alerts. Heavily customizations to align to your needs. TRADING Built for the Serious Trader Speed, precision & edge — the complete trading and derivatives ecosystem Scalper Pay Later (MTF) AlgoSpace Screenshot 1 3-in-1 charts, ultra-fast 4x leverage · 1,500+ stocks Readymade Algo strategies execution T+5 VTT Basket Orders Scalper / FnO360 2x Leverage on Non-MTF Validity-till-triggered orders Multiple orders in one click Stocks Bulk Orders Quick Reverse Market Analytics Execute large order sets at Screenshot 2 Flip a position instantly OI, volumes & volatility scans once Option Chain Positions Strategy Analyzer Alpha Scan Option Chain / Live strike-wise mapping Payoff, Greeks & 50+ scanners Real-time FnO signal detection Strategy Builder Open APIs (Xstream) Position Grouping Xstream AI Grouped by [Showing first 8,000 characters — download PDF for full document]