General Updates

INVESTOR SERVICES CELL Ref. No.: ISC/408/2026-27 Date: 15.10.2026 The Vice President The Vice President National Stock Exchange of India Ltd. BSE Ltd. Exchange Plaza, Bandra - Kurla Complex 25, P. J. Towers Bandra East, Mumbai - 400 051 Dalal Street, Mumbai - 400001 NSE Symbol : INDIANB BSE Scrip Code - 532814 Dear Sir/Madam, Subject: Disclosure under Regulation 30 of the SEBI (LODR) Regulations, 2015 In terms of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015, we have to inform you that as part of RBI Inspection for Supervisory Evaluation (ISE) 2026, RBI observed that the Bank had included the Specific Provision attributed to Standard Assets with probable stress in particular assets/segments amounting to Rs.3823 Crore as part of General Provisions and Loss Reserves (GPLR) and incorrectly reckoned an amount of Rs.2470 Crore as part of Bank’s Tier 2 Capital. It was further observed that the Bank did not apply Credit Conversion Factor (CCF) to undrawn exposures on accounts with Unconditional Cancellability Clause (UCC) resulting in under estimation of Credit RWA by Rs.22,079 Crore, on the premise that Unconditional Cancellability Clause (UCC) was included in respective sanction letters and was duly acknowledged by the respective borrowers. The details of Risk Weighted Assets (RWA) and CRAR calculated by the Bank as on 31.03.2026 and assessed by RBI as part of ISE 2026 are as under: Particular Calculated by Assessed by RBI as the Bank part of ISE 2026 Credit Risk Weighted Assets (Rs. in Crore) 376320 398512 Total RWA (Rs. in Crore) 437546 459737 Common Equity Tier 1 (CET 1) 71764 71764 (Rs. in Crore) Tier 2 Capital (Rs. in Crore) 6704 4234 CET-1 CRAR (%) 16.40% 15.61% Tier 2 CRAR (%) 1.53% 0.92% Total CRAR (%) 17.93% 16.53% Further, we submit that the RWA and CRAR as assessed by RBI as part of ISE 2026 does not have any impact on Net Profit as on March 31, 2026 reported by the Bank. The CET 1 CRAR and Total CRAR of the Bank as on 31.03.2026 are well above the RBI specified minimum CET 1 CRAR of 5.50% and Total CRAR of 11.50%. The Bank has already factored the aforesaid aspects of RBI in calculation of RWA and CRAR of the Bank for the Quarter ended on September 30, 2026. This is for your information, record and dissemination please. Yours faithfully, For Indian Bank AGM & Company Secretary Corporate Office: 254-260, Avvai Shanmugam Salai, Royapettah, Chennai – 600 014 फोि Phone: 044-2813 4484/4698, ई-मेल Email: investors@indianbank.bank.in