Approval of Unaudited Financial Results for the quarter and half year ended 30.09.2026

UCO BANK sqrqqffifosrssT Honours Your Trust HO/Finonce/Sh ore / 1\812026-27 Dote: 15.10.2026 Notionol Slock Exchonge of lndio [td. BSE Limiled "Exchonge Plozo" Phiroze Jee.leebhoy Towers Plot no. C/], G Block Dolol Street,Fort, Bondro-Kurlo Complex, Bondro (E) Mumboi - 400 001 Mumboi - 400 051 BSE Scrip Code: 532505 NSE Scrlp Symbol: UCOBANK Modom/ Deor Sir, Sub : Oulcome of Boord Meellng under Regulollon 30 ond olher oppllcoble regulolions of SEBI (tisting Obligotlons ond Disclosure Requiremenls) Regulotions 201 5 ("tisting Regulolions") We hereby inform thot the Boord of Direclors of the Bonk ot its meeting held todoy i.e. I 5th October. 2026. inter olio, considered ond opproved the Unoudited (Reviewed) Finonciol Results of the Bonk for the quorter ond holf yeor ended 30rh September,2026 ond the copy of the some is enclosed. The boord meeting commenced ot l:00 om ond concluded ot '12:57 pm. The submission moy pleose be token on record in terms of Regulotions 30, 33, 52, ond other opplicoble provisions of SEBI (Listing Obligotions ond Disclosure Requirements) Regulotions, 20 5. Further, we enclose the following :- (i) Security Coveroge Certificote os on 301t, September, 2026 for unsecured listed debt securities of the bonk. [Reg 54 of SEBI LODR] (ii) Stotement of utilizotion ond deviotion/voriotion in ulilisotion of issue proceeds.[Reg 32(l) ond Reg 52(7]/(7A) of SEBI LODR] (iii) Declorotion of Unmodified Opinion. The Finonciol results will be mode ovoiloble on the Bonk's Website under the following link : httos://uco.bonk.inlfinonciol-results Yours sincere For U Bo upto) ny Secrelory ncl - As stoted UCO Bonk. Finonce Deportment, Heod Office, 3d Floor, 02, lndio Exchonge Ploce, Kolkoto - 700 001 Phone: 033 - 41557 227, E-moil: hosor.colculto@uco.bo nk.in Follow UCO Bark onTwltter: !l{DE kollkii! Facebook officiaLUCoE:nk InstaSram: Official.ucobank: Littkedln: IICO.IBANIC You Tube: lrco Bapk orncial Head Office : 10, B.T.M.Sarani, Kolkata - 700 001 Website : www.uco.bank.in UNAUDITED (REVIEWED) FINANCIAt RESULTS FOR THE QUARTER/HALF YEAR ENDED 30 September 2026 Quarter Ended Half Year Ended Year Ended SL Particulars 30-Gl-2026 30-06-2025 30-09-202s ,0-09-2025 30-09-2025 31-03-2026 (Reviewed) (Reviewed) (Reviewed) (Reviewed) (Reviewed) (Audited) 1 lnterest Earned (a)+(b)+(cl+(d) 7,28,6t2 6,99,600 5,53,717 t4,28,232 12,97,3L8 26,28,135 (a) lnterest / discount on advances / balls 5,39,192 5,Lr,822 4,62,5t2 10,51,014 9,11,701 18,59,547 (b) lncome on investments 1,64,3t5 1,65,356 1,61,518 3,29,67L 3,t7,979 6,47,L78 (c) lnterest on balances with RBI & other inter- 24,085 2L,337 27,309 45,476 62,981 1,12,180 bank funds (d) fthers 1,040 1,091 2,278 2,737 4,651 9,230 2 Other lncome 88,776 1,68,624 88,422 2,57,400 1,88,142 3,45,961 3 Total lncome (1+2) 8,L7,40A 8,68,224 7,42,t39 16,85,632 14,85,450 29,74,098 4 lnterest Expended 4,39,992 4,18,764 4,00,445 8.58,756 8,03,723 16,08,498 5 OperatinR Expenses (i) + (ii) 1,90,180 1,68,505 L,80,r74 3,58,685 3,64,191 7,22,706 (i) Employees Cost L,20,752 1,16,195 7,27,403 2,36,947 2,49,O38 4,74,t46 {ii) Other Operatinq Expenses 69,428 s2,311 58,97L t,27,739 1.15.153 2,48,560 6 Total Expenditure (4+5) (excludinB Provisions and 6,30,L72 5,87,270 5,80,819 L2,L7,442 tL,57,9L4 23,tt,2U Contingencies) Operating Profit (Before Provisions and 7 t,87,216 2,80,954 1,5t,320 4,68,190 3,77,546 6,42,894 Contineencies) (3-5) Provisions (other than current tax) and 80,767 23,451 58,814 L,M,22a L,20,420 2,05,545 ContinEencies (Net) of which provasions for Non Performing Assets 44,428 25,417 40,485 69,845 86,752 L,36,262 9 Exceptional ltems Profit(+)/tossG) from Ordinary Activities before 10 1,06,469 2,57,493 1,02,506 t,6r,962 1,97,t25 4,37,t49 tax (7-8-9) 11 Provision for Taxes 27,905 ,.,91,860 40,530 2,19,755 74,405 1,50,553 Net Profit(+l/toss(-) from Ordinary Activities after L2 tax (lGU) 78,564 65,532 61,976 7,44,197 1,22,720 2,76,786 13 Extraordinary items (net of tax expense) 14 Net Profit(+)/Loss (-) for the Deriod (12-13) 74,564 65,532 61,976 t,44,t97 r,22,720 2,76,785 15 Paid-uo Eouitv Shrre Caoital [Fa.e Value { 1Ol- r2,53,955 12,53,956 12,53,956 12.53.956 12.53.956 r2,53.956 Reserues ercludint Revaluation Reserues (as 15 17,55,007 t7,56,007 L5,4L,U4 17,56,@7 t5,4L,U4 t7,56.007 shown in the Balance Sheet of previous year) L7 Analytical Ratios (i) Percentage of shares held by Govt. of lndia 90.95% 90.95% 90.95% 90.95% 90.95% 90.9s% (ii) Caoital Adequacv Ratio: BaseFlll L8.85% L9.O3% tl.89% 18.85% t7.890/o L8.6t% (a) Common Equity Tier-l Ratio L7.06% t7.22% L5.6L% r7.06% L5.6Lvo L6.35% (b) Additional Tier-l Ratio 0.2r% o.22% 0.29% 0.21% 0.29% 0.23% (iii) Earning Per Share (EPS) (in i) (Not Annualised) a) Basic and diluted EPS before Extraordinary items (net of tax expense) forthe period, for the year to date and for the previous year. 0.63 0.52 0.49 1.15 0.98 2.2L b) Basic and diluted EPS after Extraordinary items forthe period, forthe yearto date and for 0.63 0.52 0.49 1.15 0.98 2.2L the previous year. (iv) NPA Ratios a) Amount of Gross NPA 5,63,222 5,66,7t6 5,89,472 5,63,222 5,89,412 5,69,020 b)Amount of Net NPA 57,349 67,57L 96,194 51,349 96,L94 70,797 c) % of Gross NPA L.96% 2.08% 2.56% L.96% 2.s6% 2.77% d) % of Net NPA 0.t8% 0.25% 0.43% 0.18% 0.43% 0.27% (v) Debt Equity Ratio 0.75 0.73 0.66 0.75 0.55 0.70 (vi) Net Worth 27,88,109 27,15,348 23,0L,266 27,88,L09 21,O1,266 24,46,22L (vii) Total Debt to Total Assets 0.06 0.06 0.06 0.06 0.06 0.05 (viii) Return on Assets (Annualised) (%) o.aov" o.68% O.7t/" o.74% 0.710/o o.79% (ix) Capital Redemption Reserve / Debenture Redemption Reserve (x) Outstanding Redeemable Preference Shares Not Applicable (xi) Debt Seruice Coverage Ratio (xii) lnterest 5eruice Coverase Ratio (xiii) Operating Martin (%) (Operating Profit/Total 22.9r% 32.35% 2L.74% 27.78% 2!.38% 27.62./. lncome) (xiv) Net Profit Margin (%) (Net Profit m, ffi& 9.6r./. ffi7.56vo 8.35% 8.55% 8.26.1 9.3t% FRN 8s67C FRN New N 0't 5951 N UNAUDITED (REVIEWED} FINANCIAL RESULTS FOR THE QUARTER/HALF YEAR ENDED 30 SeptembeT 2026 PART:A BUSINESSSEGMENTS sl. Quarter Ended Half Year Ended Year Ended No. Particulars 30-09-2025 30-05-2025 30-09-202s 30-09-2026 30-09-2025 31-03-2026 (Reviewed) (Reviewed (Reviewed) (Reviewed) (Reviewed) (Audited) 1 S€gment Revenue i) Treasury Operations 1,92,538 2,O9,s99 2,03,s68 4,02,L37 4,!7,964 8,03,096 ii) Corporate Banking Operations 3,00,350 3,34,774 2,59,498 6,35,L24 5,38,158 10,98,199 iii) Retail Banking Operations 3.23,895 3,L4,622 2,78,585 6,42,517 5,24,2U 10,66,632 ra) Digital BankinB 5 5 3 10 6 23 b) Other Retail Banking 3,23,890 3,LA,6fi 2,78,582 6,42,507 5,24,258 10,66,609 iv) Other Banking Operations 624 5,229 489 5,853 5,075 6,LlL Total Revenue 8,L7,407 8,68,224 7,42,140 16,85,631 t4,85,$L 29,74,098 2 s€gment Results i) Treasury Operations 66,392 73,344 45,242 t,39,736 93,736 2,34,352 ii) Corporate Bankint Operations 75,706 91,481 27,978 L,07,L87 49,786 1,00,085 iii) Retail Banking Operations 23,746 87,438 28,798 I,LL,tU 48,530 96,740 *a) Digital Banking (70) (se) {61) (12s) ( 115) (3s6) b) Other Retail BankinB 23,8L6 87,497 28,859 7,tt,313 48,546 97,096 iv) Other Banking Operations 624 s,229 489 5,853 5,075 6,L7L Tota I 1,06,458 2,57,492 L,O2,507 3,53,960 L,97,L27 4,t7,148 Less: Unallocated Expenses Profit Before Tax 1,06,468 2,57,492 L,02,507 3,63,950 L,97,L27 4,37,348 Provision for Tax 27,905 1,91,850 40,530 2,19,765 74,406 1,60,563 Net Profit 78,55t 65,632 61,977 1,tt4,195 L,22,72r 2,76,745 3 SeEment Assets i) Treasury Operations 1,26,88,84s L,2L,79,35L 1,30,63,941 1,26,88,845 1,30,63,941 L,26,30,674 ii) Corporate Banking Operations 1,45,81,400 L,42,62,295 L,20,74,97L 1.45,81,400 L,20,74,971 t,36,45,772 iii) Retail Banking Operations 1,46,75,L72 L,35,52,43L 1,77,62,478 L,46,75,L72 L,t7,62,478 1,32,59,93s *a) Digital Banking 102 94 110 L02 t10 720 b) Other Retail Bankint L,46,75,070 r,35,52,337 L,77,62,368 7,46,75,070 L,11,62,368 L,32,59,8L6 iv) Other Banking Operations 50,246 49,t79 46 [Showing first 8,000 characters — download PDF for full document]