Outcome of Board Meeting

fare #tar ar INVESTOR SERVICES CELL Ref. No.: ISC/404/2026-27 Date: 15.10.2026 The Vice President The Vice President National Stock Exchange of India Limited BSE Limited "Exchange Plaza", Bandra Kurla Complex, Phiroze Jeejeebhoy Towers Bandra East, Dalal Street, Mumbai - 400 051. Mumbai - 400 001. NSE Symbol : INDIANB Scrip Code: 532814 Dear Sir/ Madam, Subject: Outcome of Board Meeting- Approval of Unaudited (Reviewed) Standalone and Consolidated Financial Results of the Bank for the Second Quarter and Half Year of FY 2026-27 gnded pn September 30, 2026 and Fund Raising Plan other than Equity Capital In terms of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we have to inform you that the Board of Directors of the Bank in its meeting held on date i.e. 15.10.2026, inter alia, approved the following: 1. Unaudited (Reviewed) Standalone and Consolidated Financial Results of the Bank including Segment Results for the Second Quarter and Half Year of FY 2026-27 ended on September 30, 2026. 2. Fund raising plan of the Bank other than Equity Capital as detailed below: (a) Raising Long Term Infrastructure Bonds aggregating upto Rs.5000 Crore in one or more tranches during the current or subsequent financial years based on the requirement, for financing/refinancing of Infrastructure and Affordable Housing in compliance with applicable RBI guidelines and other applicable laws, rules and regulations. (b) Raising AT 1/ Tier-2 Capital aggregating upto Rs.2000 Crore through issuance of Basel Ill Compliant AT 1 / Tier 2 Bonds in one or more tranches during the current or subsequent financial years based on the requirement. We are enclosing a copy of the following: (i) Unaudited (Reviewed) Standalone and Consolidated Financial Results of the Bank for the Second Quarter and Half Year of FY 2026-27 ended on September 30, 2026 along with Segment Results, Cash Flow Statement, Statement of Assets & Liabilities and Limited Review Report of Statutory Central Auditors of the Bank. (ii) Nil Statement of Deviation / Variation in utilization of Capital/Funds raised. (iii) Security Cover Certificate as on September 30, 2026. (iv) Disclosure regarding Related Party Transactions on consolidated basis for Half Year ended September 30, 2026. fife arufer: 254-260, 3r um @, gr, R -600 014 Corporate Office: 254-260, Avvai Shanmugam Salai, Royapettah, Chennai -- 600 014 Uta phone: 044-2813 4484/4698, {-Je Email: investors@indianbank.bank.in # le a? roi1ow us,+IlV E@)I] sf&ua 4 «. Indian Bank INVESTOR SERVICES CELL The above Financial Results have been reviewed by the Audit Committee of the Board and approved by. the Board of Directors in its meeting held on date i.e. 15.10.2026. The Board Meeting commenced at 492; 0 Hrs and concluded at / ,4yp Hrs. This is for your information, record and dissemination please. Yours faithfully, For Indian Bank (Dina Nath Kumar) AGM & Company Secretary Encl: a/a um , a»fife arufer: 254-260, 3r lug, -600 014 Corporate Office: 254-260, Avvai Shanmugam Salai, Royapettah, Chennai - 600 014 q Phone: 044-2813 4484/4698, {-?a Email: investors@indianbank.bank.in # ate a roiow us on+V 8@['] if«rat en Ban Reviewed Standalone Financial Results for the Quarter/ Half Year Ended 30th September 2026 Rs. in crores) Ouarter ended Half Year ended Year ended Particulars 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 (Reviewed) (Reviewed) (Reviewed) (Reviewed) (Reviewed) (Audited) 1 Interest earned (a)+(b)+(c)+(d) 19 105.83 18 090.16 16589.94 37 195.99 32 872.65 67 450.71 (a) Interest/ discount on advances/ bills 13970.44 13123.41 11 964.37 27 093.85 23 702.17 48 853.54 (b) Income on investments 4 295.43 4222.47 4016.38 8517.90 7960.94 16 068.25 (c) Interest on balances with Reserve Bank of India 551.41 399.86 427.11 951.27 820.90 1648.78 and other inter bank funds (d) Others 288.55 344.42 182.08 632.97 388.64 880.14 2 Other Income 3952.79 2633.46 2486.63 6586.25 4925.23 9 990.58 3 Total Income (1+2) 23 058.62 20 723.62 19 076.57 43 782.24 37 797.88 77 441.29 4 Interest Expended 11 386.95 10 655.40 10 038.98 22 042.35 19 962.82 40 535.79 5 Operating Expenses (a) + (b) 4581.63 4510.93 4 201.08 9 092.56 8 228.27 16 989.40 (a) Employees cost 3036.21 3070.58 2 651.18 6 106.79 5263.44 10 760.29 (b) Other Operating expenses 1 545.42 1 440.35 1549.90 2 985.77 2 964.83 6 229.11 Total Expenditure (4+5) 6 15 968.58 15 166.33 14 240.06 31 134.91 28 191.09 57 525.19 excludina provisions and contingencies) Operating Profit (3-6) 7 7090.04 5557.29 4 836.51 12647.33 9 606.79 19 916.10 Profit before Provisions and Continaencies) 8 Provisions (other than tax) and Contingencies 2222.40 1195.72 738.60 3418.12 1429.60 3512.38 of which provisions for Non-Performing Assets 370.20 375.62 382.21 745.82 769.45 1 832.61 9 Exceptional iterns 0.00 0.00 0.00 0.00 0.00 0.00 Profit from ordinary activities before tax 10 4867.64 4 361.57 4097.91 9 229.21 8177.19 16 403.72 7-8-9) Provision for Taxes 11 1 405.40 1088.48 1079.69 2493.88 2186.15 4 248.07 (Tax expenses/ (reversal)) Net Profit from Ordinary Activities after tax 12 3462.24 3273.09 3018.22 6735.33 5991.04 12155.65 (10-11) 13 Extraordinary items (net of tax expense) 0.00 0.00 0.00 0.00 0.00 0.00 14 Net Profit for the period (12-13) 3462.24 3273.09 3018.22 6 735.33 5 991.04 12 155.65 Paid-up equity share capital 15 1 346.96 1 346.96 1 346.96 1 346.96 1 346.96 1 346.96 Face Value of each share - Rs.10/-) Reserves excluding Revaluation Reserves 16 69 876.76 69 876.76 60 762.20 69 876.76 60 762.20 69 876.76 (as per balance sheet of previous accounting year) 17 Analytical Ratios (i) Percentage of shares held by Government 73.84% 73.84% 73.84% 73.84% 73.84% 73.84% of India () Capital Adequacy Ratio (Basel III) 16.21% 17.58% 17.31% 16.21% 17.31% 17.93% (a) Common Equity Tier (CET) 1 Ratio 15.18% 16.51% 14.80% 15.18% 14.80% 16.40% (b) Additional Tier 1 Ratio 0.00% 0.00% 0.47% 0.00% 0.47% 0.00% (ii) Earnings Per Share (Rs.) (Face Value of each share - Rs.10/-) (a) Basic and diluted EPS before Extraordinary items (net of tax expenses) for the period, for the +25.70 +24.30 +22.41 +50.00 44,48 90.24 year to date and for the previous year (b) Basic and diluted EPS after Extraordinary items for the period, for the year to date and for 25.70 24.30 +22.41 50.00 44.48 90.24 the previous year if«a wan ea Reviewed Standalone Financial Results for the Quarter/ Half Year Ended 30th September 2026 (Rs. in crores) SL. Quarter ended Half Year ended Year ended No. particulars 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 (Reviewed) (Reviewed (Reviewed) (Reviewed) (Reviewed) (Audited) (iv) NPA Ratios: (a) Amount of gross non-performing assets 11 612.52 12 710.34 16 134.66 11612.52 16 134.66 13 190.02 (b) Amount of net non-performing assets 982.90 990.22 982.98 982.90 982.98 964.88 (c) % of Gross NPAs 1.61 1.86 2.60 1.61 2.60 1.98 () % of Net NPAs 0.14 0.15 0.16 0.14 0.16 0.15 (v) Return on Assets (average) (annualised %) 1.31 1.31 1.32 1.31 1.33 1.31 (v) Debt Equity Ratio 0.66 0.35 0.38 0.66 0.38 0.34 (vii) Total Debt to Total Assets (%) 7.21 4.78 4.58 7.21 4.58 4.73 (viii) Capital Redemption Reserve/ Debenture NIL NIL NIL NIL NIL NIL Redemption Reserve (ix) Outstanding Reedemable Preference Shares NIL NIL NIL NIL NIL NIL (x) Networth 72 062.67 68 792.77 62 950.90 72 062.67 62 950.90 65 627.59 (xi) Operating Profit Margin (%) 30.75 26.82 25.35 28.89 25.42 25.72 (xii) Net Profit Margin (%) 15.01 15.79 15.82 15.38 15.85 15.70 Not annualised Debt represents borrowing with residual maturity of more than one vear Total Debt represents total borrowings of the Bank Note; Figures of previous periods have been regrouped/reclassified wherever considered necessary to conform to current period classification %or t' J -0G Saket Saurav eAnbumani Santanu Bal Sunll Jain Asst. General Manaaer Asst. General Manager Dy. General Manager General Manager - CFO on loae ---- -A Mini TM Shiv Bajrang Singh Ashutosh Choudhury «V [Showing first 8,000 characters — download PDF for full document]