Press Release - Financial and Operational Performance of the Company for the quarter ended September 30, 2026

October 15, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza, Bandra-Kurla Complex Phiroze Jeejeebhoy Towers Bandra (E), Mumbai – 400 051 Dalal Street, Mumbai – 400 001 SYMBOL: FEDFINA SCRIP CODE: 544027 Dear Sir/Madam Sub.: Press Release - Financial and Operational Performance of the Company for the quarter ended September 30, 2026 Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed the Press Release on the Financial and Operational Performance of the Company for the quarter ended September 30, 2026. This intimation along with the Press Release is also being uploaded on the Company’s website: https://www.fedfina.com/. We request you to kindly take the same on record. Thanking you, Yours faithfully, For Fedbank Financial Services Limited Parthasarathy Iyengar Company Secretary & Compliance Officer Mem. No.: A21472 Encl.: a/a Registered & Corporate Office: Unit no. 1101, 11th Floor, Cignus, Plot No 71 A, Powai, Paspoli, Mumbai – 400087, Maharashtra. Tel: 022 68520601 ● E-mail: customercare@fedfina.com ● web: www.fedfina.com ● CIN: L65910MH1995PLC364635 FEDBANK Q2 FY27 Press Release FINANCIAL SERVICES LIMITED Empowering Emerging India with Easy Access to Loans Q2 FY 27 PAT of ₹130.8 Cr, up 63.1% YoY ; delivers ROA of 2.8% and ROE of 17.0% Mumbai, 15th October, 2026: Fedbank Financial Services Limited, a leading retail focused NBFC specializing in Loan Against Property and Gold Loans, announces its financial results for the Second Quarter (Q2 FY27) Financial Highlights • Net Interest income is up 37.4% YoY to ₹403.7 Cr in Q2 FY27. • Operating Profit is up 47.5% YoY to ₹205.1 Cr in Q2 FY27. • Profit After Tax is up 63.1% YoY to ₹130.8 Cr in Q2 FY27. Numbers/Percentages have been rounded-off • AUM increased by 36.6% YoY to 22,035 Cr in Q2 FY27. • Disbursements for Q2 FY27 came in at ₹ 6,676 Cr, growth of 28.3 % YoY. Press Release 1 ( ₹ C r ) In te re s t In c o m e In te re s t E x p e n s e s N e t In te r e s t In c o m e (C o r e N e t G a in o n D ire c t A s s ig n m N e t In te re s t In c o m e O th e r In c o m e N e t T o ta l In c o m e O p e ra tin g E x p e n s e s O p e r a tin g P r o fit C re d it C o s t P r o fit B e fo r e ta x T a x E x p e n s e s P r o fit A fte r T a x S h a re h o ld e r’s F u n d B o o k V a lu e P e r S h a re (₹ ) ( ₹ C r ) A s s e t U n d e r M a n a g e m e n t D is b u r s e m e n ts e n t 2 F Y 2 6 5 0 1 .1 2 1 3 .8 2 8 7 .2 6 .6 2 9 3 .9 2 8 .3 3 2 2 .2 1 8 3 .2 1 3 9 .0 3 1 .5 1 0 7 .5 2 7 .3 8 0 .2 2 7 0 9 .8 7 2 .5 2 F Y 2 6 1 6 ,1 3 6 5 ,2 0 5 1 F Y 2 6 5 7 .4 2 7 2 .7 3 8 4 .8 -1 2 .9 3 7 1 .9 2 5 .7 3 9 7 .6 2 1 0 .0 1 8 7 .5 3 4 .1 1 5 3 .5 3 9 .1 1 1 4 .4 3 0 0 2 .8 8 0 .1 1 F Y 2 2 1 ,1 3 6 6 ,7 6 0 2 F Y 2 6 9 3 .2 2 8 8 .3 4 0 4 .8 -1 .2 4 0 3 .7 2 7 .8 4 3 1 .5 2 2 6 .4 2 0 5 .1 2 7 .1 1 7 8 .0 4 7 .3 1 3 0 .8 3 1 6 5 .0 8 4 .4 2 F Y 2 2 2 ,0 3 5 6 ,6 7 6 Q o Q 5 .4 % 5 .7 % 5 .2 % -9 0 .9 % 8 .5 % 8 .2 % 8 .5 % 7 .8 % 9 .4 % -2 0 .5 % 1 6 .0 % 2 0 .8 % 1 4 .3 % 5 .4 % 5 .3 % Q o Q 4 .2 % -1 .2 % Y o Y 3 8 .3 % 3 4 .8 % 4 0 .9 % -1 1 7 .7 % 3 7 .4 % -1 .9 % 3 3 .9 % 2 3 .6 % 4 7 .5 % -1 4 .1 % 6 5 .6 % 7 3 .0 % 6 3 .1 % 1 6 .8 % 1 6 .3 % Y o Y 3 6 .6 % 2 8 .3 % 1 F Y 2 9 9 2 .7 4 3 1 .8 5 6 0 .9 1 .2 5 6 2 .0 5 9 .4 6 2 1 .5 3 5 7 .4 2 6 4 .1 5 6 .2 2 0 7 .8 5 2 .7 1 5 5 .2 2 5 4 7 .4 7 2 .5 1 F Y 2 1 6 ,1 3 6 5 ,2 0 5 1 F Y 2 1 3 5 0 .6 5 6 1 .0 7 8 9 .6 -1 4 .0 7 7 5 .6 5 3 .5 8 2 9 .0 4 3 6 .4 3 9 2 .6 6 1 .1 3 3 1 .5 8 6 .4 2 4 5 .1 2 9 2 6 .1 8 4 .4 1 F Y 2 2 2 ,0 3 5 6 ,6 7 6 Y o Y 3 6 .1 % 2 9 .9 % 4 0 .8 % -1 3 1 0 .2 3 8 .0 % -1 0 .1 % 3 3 .4 % 2 2 .1 % 4 8 .7 % 8 .7 % 5 9 .5 % 6 4 .0 % 5 8 .0 % 1 4 .9 % 1 6 .3 % Y o Y 3 6 .6 % 2 8 .3 % FEDBANK Q2 FY27 Press Release FINANCIAL SERVICES LIMITED Empowering Emerging India with Easy Access to Loans Key Financial Ratios • QoQ Gross Stage III and Net Stage III are up by 27bps and 22 bps to 1.8% and 1.2% respectively. • Our credit cost for Q2 stands at 0.6%. Key Operational Information *Excludes apprentices employed under NAPS scheme • Branch count stood at 831, spread across 18 states and union territories. About Fedbank Financial Services Limited: Fedbank Financial Services Limited, also known as Fedfina, is a Mumbai-based, retail-focused non-banking finance company (NBFC). Fedfina, promoted by Federal Bank Limited, was established in 1995 and received its NBFC license in 2010. Fedfina is a leading retail focused NBFC specializing in Loan Against Property and Gold Loans. The company's operations are built on a collateralized lending model targeting the emerging self-employed customer segment. Fedfina maintains a significant presence across India, extending to 18 states and union territories. As of September 2026, it operates 831 branches. For further details and product portfolio, please visit www.fedfina.com For details please contact: investor@fedfina.com Disclaimer: Certain statements in this document that are not historical facts are forward looking statements. Such forward-looking statements are subject to certain risks and uncertainties like government actions, local, political, or economic developments, technological risks, and many other factors that could cause actual results to differ materially from those contemplated by the relevant forward-looking statements. Fedbank Financial Services Ltd. will not be in any way responsible for any action taken based on such statements and undertakes no obligation to publicly update these forward-looking statements to reflect subsequent events or circumstances Press Release 2 a tio s o s t to In c o m e e tu r n o n A v e r a g e tu r n o n A v e r a g r o s s N P A e t N P A R A R p e r a tio n a l In fo ra n c h e s m p lo y e e s * s e ts u ity tio n 2 F Y 2 5 6 .9 % 2 .4 % 1 2 .0 % 1 .9 % 1 .3 % 2 1 .6 % 2 F Y 2 6 9 9 4 ,8 9 4 1 F Y 2 5 2 .8 % 2 .6 % 1 5 .4 % 1 .6 % 1 .0 % 2 0 .7 % 1 F Y 2 7 5 7 5 ,3 7 6 2 F Y 2 5 2 .5 % 2 .8 % 1 7 .0 % 1 .8 % 1 .2 % 2 1 .0 % 2 F Y 2 8 3 1 5 ,9 2 0 Q o Q - 3 6 b p s 2 4 b p s 1 5 3 b p s 2 7 b p s 2 2 b p s 2 5 b p s Q o Q 9 .8 % 1 0 .1 % Y o Y - 4 3 9 b p s 4 3 b p s 4 9 6 b p s - 8 b p s - 1 2 b p s - 6 8 b p s Y o Y 1 8 .9 % 2 1 .0 % 1 F Y 2 5 7 .5 % 2 .3 % 1 1 .8 % 1 .9 % 1 .3 % 2 1 .6 % 1 F Y 2 6 9 9 4 ,8 9 4 1 F Y 2 5 2 .6 % 2 .7 % 1 6 .2 % 1 .8 % 1 .2 % 2 1 .0 % 1 F Y 2 8 3 1 5 ,9 2 0 Y o Y - 4 8 7 b p s 3 9 b p s 4 4 2 b p s - 8 b p s - 1 2 b p s - 7 0 b p s Y o Y 1 8 .9 % 2 1 .0 %