Outcome of Board Meeting held on October 14, 2026

October14,2026 BSELimited, PhirozeJeejeebhoyTowers, DalalStreet,Mumbai-400001 ScripCode:539494 Subject:OutcomeofBoardMeeting. DearSir/Madam, WewishtoinformyouthattheBoardofDirectorsoftheCompany,atitsmeetingheldtodayi.e. onWednesday,14thJanuary,2026has,interalia,consideredandapprovedthefollowing: Availing of financial facility (the “Loan”) from Bajaj Housing Finance Limited (“BHFL”) on the termsandconditionscontainedintheloanagreementtobeexecutedbetweentheCompanyand BHFL. The Meeting of Board of Directors of the Company commenced at 07:00 pm and concluded at 07:55pm. The details as required under Regulation 30 of SEBI Listing Obligations and Disclosure Requirements) Regulations, 2015 read with the relevant circular issued thereunder are enclosedAnnexureA. Kindlytakethesameonyourrecord. ThankingYou, YoursSincerely For,SmartFinsecLimited RajvinderKaur CompanySecretaryandComplianceOfficer AnnexureA Sl. Particulars Details 1 Name(s) of parties with whom the agreement BajajHousingFinanceLimited(Lender) isentered; SmartFinsecLimited(Borrower) 2 Purposeofenteringintotheagreement; BusinessExpansion 3 Sizeofagreement; 15.60Crores 4 Shareholding, if any, in the entity with whom Nil theagreementisexecuted. 5 Significanttermsoftheagreement(inbrief); Interest@8.75%p.a.(floatingrate) The loan is - given for a maximum period of 144 months. 6 Whether, the said parties are related to promoter / promoter group / group Notapplicable companiesinanymanner.Ifyes,natureof relationship; Whether the transaction would fall within relatedpartytransactions?Ifyes,whetherthe Notapplicable sameisdoneat“arm’slength”; In case of issuance of shares to the parties, Notapplicable detailsofissueprice,classofsharesissued; In case of loan agreements, details of Lender:BajajHousingFinanceLimited lender/borrower, nature of the loan, total amount of loan granted/taken, total amount Borrower:SmartFinsecLimited outstanding, date of execution of the loan agreement/sanction letter, details of the NatureofLoan:LoanagainstProperty(LAP) security provided to the lenders / by the borrowers for such loan or in case Amount of Loan Granted: 15.60 Crores (INR outstanding loans lent to apartyor borrowed FifteenCroresandSixtyLakhsOnly). fromapartybecomematerialonacumulative basis; Totalamountoutstanding:Nil Date of execution of Loan Agreement: 14.10.2026. Details of the security provided to the lenders: First charge over the Company’s property, located at B-10/13 DLF Phase 1, Gurugram-122003. Any other disclosures related to such Nil agreements, viz., details of nominee on the board of directors of the listed entity, potentialconflictofinterestarisingoutofsuch agreements,etc. l) Incaseofrescission,amendmentoralteration, Notapplicable listedentityshalldiscloseadditionaldetailsto thestockexchange(s): i. nameofpartiestotheagreement; ii. natureoftheagreement; iii. dateofexecutionoftheagreement; iv. detailsofamendmentandimpactthereof or reasons of termination and impact thereof