Committee Meeting Updates

MCSL/SEC/26-27/105 June 22, 2026 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalal Street, Bandra Kurla Complex, Bandra (E), Mumbai - 400 001, Maharashtra Mumbai - 400 051, Maharashtra Scrip Code (Equity) - 511766 Trading Symbol - MUTHOOTCAP Scrip Code (Debenture & CP) - 975282, 975513, 975662, 976146, 976183, 976213, 976233, 976282, 976363, 976458, 976806, 976898, 976933, 976965, 729732, 729733 and 730251 Dear Sir / Ma’am, Sub: Outcome of Meeting of the Debenture Issue and Allotment Committee Pursuant to the applicable Regulations of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, please note that the Debenture Issue and Allotment Committee of the Board of Directors of Muthoot Capital Services Limited (“the Company”), at its Meeting held on Monday, June 22, 2026, at the Registered Office of the Company at 3rd Floor, Muthoot Towers, M.G. Road, Kochi - 682 035, Kerala, approved issue of Senior, Secured, Rated, Listed, Redeemable, Taxable, Transferrable, Non-Convertible Debentures up to Rupees One Hundred and Fifty Crores, on Private Placement basis, within the limits as approved by the Board. The relevant details of the issuance as required under SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, are given as Annexure I. Further, it may be noted that the Meeting commenced at 5:00 p.m. and concluded at 6:00 p.m. This is for your kind information and record. Thanking You, Yours Faithfully, For Muthoot Capital Services Limited Deepa G Company Secretary & Compliance Officer (Membership No.: A68790) Muthoot Capital Services Limited, Registered Office: 3rd Floor, Muthoot Towers, M.G. Road, Kochi - 682 035, Kerala P: +91-484-6619600, 6613450, F: +91-484-2381261, Email: mail@muthootcap.com, www.muthootcap.com CIN: L67120KL1994PLC007726 Annexure I Particulars Details Type of Securities proposed to be issued Senior, Secured, Rated, Listed, Redeemable, Taxable, Transferrable, Non-Convertible Debentures (“NCDs”) Type of Issuance Private Placement Total Number of Securities proposed to be 15,000 NCDs of Face Value of ₹ 1,00,000 issued or the total amount for which the each, aggregating up to ₹ 150 Crores (Rupees Securities will be issued (approximately) One Hundred and Fifty Crores only) Size of Issue The proposed issue will be up to ₹ 150 Crores (Rupees One Hundred and Fifty Crores only) within the limits as approved by the Board. Whether proposed to be listed? If yes, name of Yes, on BSE Limited the stock exchange Tenure of the Instrument 24 months Deemed Date of Allotment June 29, 2026 Deemed Date of Maturity June 29, 2028 Coupon / interest offered and Schedule of Coupon Rate: 9.25% per annum payment of coupon / interest and principal Coupon Frequency: Quarterly Principal Payment Frequency: Bullet Charge / security, if any, created over the Pari Passu with existing secured creditors on assets standard loan receivables and current assets (both present and future) in favour of the Debenture Trustee, to be held on pari passu basis among the present and/or future NCD holders holding, as may be applicable, with a minimum asset coverage ratio of 1.1 times of the value of the outstanding amounts of the Debentures and it shall be maintained at all times until the redemption of the Debentures. Special right / interest / privileges attached to Not Applicable the instrument and changes thereof Delay in payment of interest / principal Default interest rate shall be 1% (One amount for a period of more than three percent) over and above the Coupon Rate per months from the due date or default in annum, for the defaulting period, in the event payment of interest / principal the Issuer fails to make any payments of Interest and/or principal redemption to the Muthoot Capital Services Limited, Registered Office: 3rd Floor, Muthoot Towers, M.G. Road, Kochi - 682 035, Kerala P: +91-484-6619600, 6613450, F: +91-484-2381261, Email: mail@muthootcap.com, www.muthootcap.com CIN: L67120KL1994PLC007726 Particulars Details Debenture Holders on their respective due dates. Details of any letter or comments regarding Not Applicable payment / non-payment of interest, principal on due dates, or any other matter concerning the security and / or the assets along with its comments thereon, if any Details of redemption of preference shares The terms as may be mutually agreed indicating the manner of redemption (whether between the parties. out of profits or out of fresh issue) and debentures Muthoot Capital Services Limited, Registered Office: 3rd Floor, Muthoot Towers, M.G. Road, Kochi - 682 035, Kerala P: +91-484-6619600, 6613450, F: +91-484-2381261, Email: mail@muthootcap.com, www.muthootcap.com CIN: L67120KL1994PLC007726