Updates

July 23, 2026 To, To, The Listing Department The Listing Department BSE Limited, National Stock Exchange of India Ltd., Phiroze Jeejeebhoy Towers, Dalal Street, Exchange Plaza, Bandra Kurla Complex, Mumbai – 400001 Bandra (East), Mumbai – 400051 Scrip Code: 544574 Symbol: TATACAP Dear Sir / Madam, Sub.: Business Responsibility and Sustainability Report for FY 2025-26 Ref.: Tata Capital Limited (“the Company”) Pursuant to Regulation 34(2)(f) of the Securities and Exchange Board of India (Listing Obligations & Disclosure Requirements) Regulations, 2015, we are submitting herewith the Business Responsibility and Sustainability Report (“BRSR”) for FY 2025-26, along with Independent Reasonable Assurance Report on the BRSR Core Indicators, provided by SGS India Private Limited, which also forms part of the Annual Report for FY 2025-26. The same is also available on the website of the Company at www.tatacapital.com. This is for your information and records. Thanking you. Yours faithfully, For Tata Capital Limited Sarita Kamath Chief Legal and Compliance Officer & Company Secretary Encl.: As above. BUSINESS RESPONSIBILITY AND SUSTAINABILITY REPORT SECTION A: GENERAL DISCLOSURES I. Details of the Listed Entity 1 Corporate Identity Number (CIN) of the Listed Entity L65990MH1991PLC060670 2 Name of the Listed Entity Tata Capital Limited 3 Year of incorporation 1991 4 Registered office address 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, Maharashtra-400013 5 Corporate address 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, Maharashtra-400013 6 E-mail investors@tatacapital.com 7 Telephone 022 6606 9000 8 Website www.tatacapital.com 9 Financial year for which reporting is being done FY 2025-26 10 Name of the Stock Exchange(s) where shares are listed National Stock Exchange of India Limited and BSE Limited 11 Paid-up Capital ` 4,244.87 crore (Equity Share Capital) 12 Contact Person Name of the Person Mr. Mayukh Maiti Telephone 022 6606 9000 Email address investors@tatacapital.com 13 Reporting boundary - Are the disclosures under this Consolidated Basis – The report covers the Indian operations for report made on a standalone basis (i.e., only for the Tata Capital Limited (TCL) and its two wholly owned subsidiaries entity) or on a consolidated basis (i.e. for the entity and i.e. Tata Capital Housing Finance Limited (TCHFL) and Tata all the entities which form a part of its consolidated Securities Limited (TSL), collectively referred as ‘Tata Capital’. financial statements, taken together) 14 Name of assurance provider SGS India Private Limited 15 Type of assurance obtained Reasonable Assurance on BRSR Core Indicators II. Product/Services 16. Details of business activities (accounting for 90% of the turnover): Description of Main % Turnover of the S.No. Description of Business Activity Activity Entity 1 Financial services - The Company serves a wide range of financing needs through 97.5% lending three main customer segments: Retail, SME and Corporate. 17. Products/Services sold by the entity (accounting for 90% of the entity’s Turnover): % of Total Turnover S.No. Product/Service NIC Code contributed 1 Non-Banking Financial Company engaged in lending and allied 641906 97.5% activities (Retail, SME and Corporate Finance) 100 Annual Report 2025-26 Company Overview Statutory Report Financial Statements 02-33 34-154 155-550 III. Operations 18 Number of locations where plants Number of Locations No. of Offices Total and/or operations/offices of the Plants entity are situated: National NA** 1477* 1477 International - - 19 Market served by the entity Locations Number a. No. of Locations National (No. of States) 27 International (No. of Countries) - b. What is the contribution of NIL exports as a percentage of the total turnover of the entity? c. A brief on types of customers Since commencing our lending operations, we have served 8.4 million customers up to 31 March 2026. Through our comprehensive suite of 25+ lending products, we cater to a diverse customer base, focusing on the following segments: • Retail Finance: We typically offer to salaried and self-employed individuals and owners of small businesses, a wide range of loans, such as home loans, loans against property, personal loans, business loans, two-wheeler loans, car loans, commercial vehicle loans • SME Finance: We offer supply chain finance, equipment finance, and leasing solutions, term loans, cleantech and infrastructure finance, and developer finance to businesses with latest available turnover of less than or equal to ` 2.5 billion. • Corporate Finance: We offer term loans, cleantech and infrastructure finance, and developer finance to businesses with latest available turnover of more than ` 2.5 billion. We serve our customers through an omni-channel distribution network which combines our pan-India branch network with an extensive network of external partners and our digital platforms. In addition, we have non-lending businesses which comprise (i) distribution of third-party products such as insurance and credit cards, (ii) wealth management services catering to high-net-worth individuals and retail clients, and (iii) private equity (“PE”) business. *Includes Tata Capital Offices and Branches as on 31st March 2026. **Tata Capital is not engaged in any manufacturing activities. IV. Employees 20. Details as at the end of Financial Year: Sr. Total Male Female Particulars No. (A) No. (B) % (B/A) No. (C) % (C/A) a. Employees and workers (including differently abled) Employees 1 Permanent (D) 21704 19801 91% 1903 9% 2 Other than Permanent (E) 8108 6980 86% 1128 14% 3 Total Employees (D+E) 29812 26781 90% 3031 10% Workers 4 Permanent (F) NA NA NA NA NA 5 Other than Permanent (G) NA NA NA NA NA 6 Total Workers (F+G) NA NA NA NA NA Tata Capital Limited 101 Sr. Total Male Female Particulars No. (A) No. (B) % (B/A) No. (C) % (C/A) b. Differently abled employees and workers Differently abled Employees 7 Permanent (D) 15 12 80% 3 20% 8 Other than Permanent (E) 1 1 100% 0 0% 9 Total Differently Abled Employees (D+E) 16 13 81% 3 19% Differently abled Workers 10 Permanent (F) NA NA NA NA NA 11 Other than Permanent (G) NA NA NA NA NA 12 Total Differently Abled Workers (F+G) NA NA NA NA NA Note: The Company does not employ any staff in the workers category. 21. Participation/Inclusion/Representation of women Category Total (A) No. and % of females No. (B) % (B/A) 1 Board of Directors 8 2 25% 2 Key Management Personnel 3 1 33% Note: 1. The above information pertains only to TCL (standalone) as on 31st March 2026. 2. Managing Director & CEO is part of both BoD and KMP 3. Key Management Personnel are as defined under Section 203(1) of the Companies Act, 2013 22. Turnover rate for permanent employees and workers (Disclose trends for the past 3 years) FY 2023-24 FY 2025-2026 FY 2024-25 Category (Turnover rate in the year prior (Turnover rate in current FY) (Turnover rate in previous FY) to the previous FY) Male Female Total Male Female Total Male Female Total Permanent Employees 29% 24% 28% 24% 19% 24% 20% 18% 20% Permanent Workers NA NA NA NA NA NA NA NA NA V. Holding, Subsidiary and Associate Companies (including joint ventures) 23. (a) Names of holding / subsidiary / associate companies / joint ventures Does the entity indicated Indicate whether it is a at column A, participate in Name of the holding / subsidiary / associate % of shares held by listed Sr. No. holding / Subsidiary/ the Business Responsibility companies / joint ventures (A) entity Associate / or Joint Venture initiatives of the listed entity? (Yes/No) 1. Tata Securities Limited Subsidiary 100.00% Yes 2. Tata Capital Housing Finance Limited Subsidiary 100.00% Yes 102 Annual Report 2025-26 Company Overview Statutory Report Financial Statements 02-33 34-154 155-550 Does the entity indicated Indicate whether it is a at column A, participate in Name of the holding / subsidiary / [Showing first 8,000 characters — download PDF for full document]