Financial Results as on June 30, 2026

CSFB No. 2026-27/215 July 23, 2026 BSE Limited National Stock Exchange of India Limited Listing Compliance The Listing Department, Phiroze Jeejeebhoy Towers Exchange Plaza, Dalal Street Bandra Kurla Complex, Mumbai 400 001 Mumbai - 400 051 Maharashtra Maharashtra Scrip Code: 544120 Symbol: CAPITALSFB Subject: Outcome of Board Meeting of Capital Small Finance Bank Limited ("the Bank") held on July 23, 2026 Ref: Regulation 30 and 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("Listing Regulations") Respected Sir/Madam, In continuation to our letter dated July 13, 2026 intimating about the Board meeting, it is hereby informed that the Board of Directors of the Bank at its meeting held July 23, 2026 has inter-alia, considered and approved the following: 1. Approved the Un-audited Financial Results of the Bank for the Quarter ended June 30, 2026. A copy of Unaudited financial results of the Bank for the quarter ended June 30, 2026 along with the Limited review report thereon issued by M/s GSA & Associates LLP, Chartered Accountants, Statutory Auditors of the Bank and the line items prescribed under the Listing Regulations is enclosed herewith as Annexure – 1. The Financial Results are being uploaded on the website of the Bank at the link https://www.capital.bank.in/investors/financial-results and will also be published in the newspapers. Further, Investor Presentation of the above mentioned Results is enclosed herewith as Annexure – 2 and the same may also be accessed on the website of the Bank at the link: https://www.capital.bank.in/investors/financial-results The Board meeting commenced at 10:00 a.m and concluded at 03:50 p.m. We request you to take note of the results in terms of the all applicable provisions of the Listing Regulations. This is for your information and records. Thanking You, Yours faithfully, For Capital Small Finance Bank Limited Amit Sharma Company Secretary & Compliance Officer Membership No.: F10888 Encl: as above G S A & Associates LLP Chartered Accountants Independent Auditors’ Limited Review Report on the Unaudited Financial Results of Capital Small Finance Bank Limited for the Quarter ended June 30, 2026, pursuant to the Regulation 33 of the Securities and Exchange Board of India (Listin Obligation and Disclosure Requirements) Regulations, 2015 (as amended) The Board of Directors, Capital Small Finance Bank Limited 1 We have reviewed the accompanying Statement of Unaudited Financial Results of Capital Small Finance Bank Limited (“the Bank™) for the quarter ended June 30, 2026 (“the Statement”), attached herewith, being submitted by the Bank pursuant to the requirement of Regulation 33 of the Securities and Exchange Board of India (Listing Obligation and Disclosure Requirements) Regulations, 2015 (as amended) (“Listing Regulations™), except for the disclosures relating to Pillar 3 as at June 30, 2026, including Leverage Ratio, Liquidity Coverage Ratio and Net Stable Funding Ratio as have been disclosed on the Bank's website and in respect of which a link has been provided in Note 13 of the Statement and have not been reviewed by us. The preparation of the Statement in accordance with the recognition and measurement principles laid down in Accounting Standard 25 “Interim Financial Reporting” (“AS 25”) as prescribed under scction 133 of the Companies Act, 2013 (“the Act”), as amended, read with the relevant rules issued thereunder, the relevant provisions of the Banking Regulation Act, 1949, the circulars, guidelines and directions issued by the Reserve Bank of India (“RBI”) from time to time (“the RBI Guidelines”) and other accounting principles generally accepted in India and in compliance with the Listing Regulations, is the responsibility of the Bank’s management and has been approved by the Board of Directors of the Bank. Our responsibility is to express a conclusion on the Statement based on our review. ‘We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410, “Review of Interim Financial Information performed by the Independent Auditor of the Entity” issued by the Institute of Chartered Accountants of India. This Standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free of material misstatement. A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing specified under Section 143(10) of the Act and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying Statement, together with the notes thereon, prepared in accordance with the recognition and measurement principles laid down in AS 25, prescribed under section 133 of the Act, read with relevant rules issued thereunder, the RBI Guidelines and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in accordance with the Listing Regulations including the manner in which it is to be disclosed or that it contains any material misstatement or that it has not been prepared in accordance with the relevant applicable guidelines/ prudential norms issued by the Reserve Bank of India in respect of income recognition, asset classification, provisioning and other related matters, except for the disclosures relating to Pillar 3 as at June 30, 2026, including Leverage Ratio, Liquidity Coverage Ratio and Net Stable Funding Ratio, as have been disclosed on the Bank's website and in respect of which a link has been provided in Note 13 of the Statement and have not been reviewed by us. Head Office : 16, DDA Flats, GF, Panchsheel-Shivalik Mor, Near Malviya Nagar, New Delhi - 110 017 Tel. : 011-41811888, E-mall : admin@gsa.net.in LLP Registration No. AAS-8863 (Formerly known as GSA & Assoclates) Branches at Delhi, Gurugram and Akhnoor (Jammu) 5. Other Matter a. The statement includes comparative financial figures of the Bank for the quarter fndcdv.lune 30, 2025, which h?ve been reviewed by the predecessor auditor vide their report dated July 24, 2025, in which the predecessor auditor has expressed unmodified conclusion. b, The statement also includes comparative financial figurcs of the Bank for the quarter afld year cndgd Mm"ch 31, 2026, which have been audited by the predecessor auditor vide their report dated April 29, 2026, in which the predecessor auditor has expressed an unmodified opinion. Our conclusion is not modified in respect of these matters. For GSA & Associates LLP Chartered Accountants Firm Registration No.: 000257N, Tanuj Chugh Parmer Membership No. 529619 Place: New Delhi Date: July 23, 2026 UDIN - 26529619JWDDDB9804 CAPITAL SMALT FINANCE BANK TIMITED Registered Office: MIDAS Corporate Park, 3'd Floor, 37, G.T. Road, Jalandhar - 144001, Punjab Tel.:0181-5051111, 5052222 | Fax: 0181-50533331E-mail: investorrelations@capitalbank.co.ln CIN: 165110P81999P1C022634 Statement of Unaudited Financial Results for the Quarter ended June 30, 2026 Quarter ended Year ended s. Particulars June March June March No 30,2{126 31" 2026 30,2025 31, 2026 Unaudlted Audited Unaudlted Audlted 1 lnterest Earned (a)+(b)+(c)+(d) 28,818 27,3L4 24,709 1,04r960 (a) lnterest/discount earned on advances/bills 22,860 21,579 19,491 82,615 (b) lncome on lnvestments 3,459 3,335 3,156 13,095 (c) lnterest on balances with Reserve Bank of lndia and other interbank funds 2,4t1 2,325 2,OO4 8,914 (d) others 79 75 47 236 2 Other lncome (refer note 9) 2,6L2 2,578 2,288 9,927 3 Total lncome {1)+(2) 31,430 29,892 26,996 [Showing first 8,000 characters — download PDF for full document]