Allotment of Securities

October 12, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza, Corporate Relations Department, Plot No. C/1, G Block, 1st Floor, New Trading Ring, Bandra - Kurla Complex, Bandra (East), P. J. Towers, Dalal Street, Mumbai - 400 051. Mumbai - 400 001. Symbol: LTF Security Code No.: 533519 Kind Attn: Head – Listing Department / Dept of Corporate Communications Sub: Allotment of Non-Convertible Debentures on private placement basis Dear Sir / Madam, Pursuant to Regulation 30 and other applicable provisions of Securities and Exchange Board of India (“SEBI”) (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”), read with SEBI master circular dated January 30, 2026, SEBI (Issue and Listing of Non- Convertible Securities) Regulations, 2021, the General Information Document dated March 13, 2026 and Key Information Document dated October 07, 2026, we wish to inform that the Company has allotted 80,000 (Eighty Thousand) subordinated, unsecured, rated, listed, redeemable, non-convertible debentures of the face value of Rs. 1,00,000 (Rupees One Lakh only) on a private placement basis, in dematerialised form for cash for an aggregate nominal value of Rs. 800,00,00,000 (Rupees Eight- Hundred Crores only), to the identified investors on October 12, 2026. The required details in relation to the issue are annexed below. We request you to take the aforesaid on records. Thanking you, Yours faithfully, For L&T Finance Limited Apurva Rathod Company Secretary and Compliance Officer Encl: as above Annexure Particulars Terms of Debentures Issuer L&T Finance Limited Instrument/Type of Subordinated, unsecured, rated, listed, redeemable, non-convertible securities issued debentures (“NCDs”) or (“Debentures”) Type of Issuance Private placement Total number of 50,000 (Fifty Thousand) subordinated, unsecured, rated, listed, redeemable, securities offered non-convertible debentures of a face value of Rs. 1,00,000 (Indian Rupees One Lakh only) each having a base issue size of Rs. 500,00,00,000 (Indian Rupees Five Hundred Crores Only) with an option to retain oversubscription upto 1,00,000 (One Lakh) subordinated, unsecured, rated, listed, redeemable, non-convertible debentures of a face value of Rs. 1,00,000 (Indian Rupees One Lakh only) each having a green shoe option of upto Rs. 1000,00,00,000 (Indian Rupees One Thousand Crores Only) collectively aggregating upto Rs. 1500,00,00,000 (Indian Rupees One Thousand Five Hundred Crores Only) Allotment 80,000 (Eighty Thousand) subordinated, unsecured, rated, listed, redeemable, non-convertible debentures of a face value of Rs. 1,00,000 (Indian Rupees One Lakh only) are issued on a private placement basis, in dematerialised form for cash for an aggregate nominal value of Rs. 800,00,00,000 (Rupees Eight Hundred Crores only) Listing The Debentures are proposed to be listed on the Negotiated Trade Reporting Platform (“NTRP”) under New Debt Market of the National Stock Exchange of India Limited Original Tenor 3651 days Residual Tenor Not Applicable Date of Allotment October 12, 2026 Date of Maturity/ October 10, 2036 Redemption Coupon Rate 8.57% p.a.; First Coupon payable on October 12, 2027 and annually thereafter Final Coupon payment to be made on October 10, 2036 Schedule of payment No. of of coupon Cash Coupon Payment Days in Coupon Payout Amount (in Flows Date* Coupon Date* Rupees) Period Tuesday, October 12, Tuesday, October 12, 8,570.0000 Coupon 365 2027 2027 Thursday, October Thursday, October 12, 8,570.0000 Coupon 366 12, 2028 2028 Friday, October 12, Friday, October 12, 8,570.0000 Coupon 365 2029 2029 Saturday, October Monday, October 14, 8,570.0000 Coupon 365 12, 2030 2030 Sunday, October Monday, October 13, 8,570.0000 Coupon 365 12, 2031 2031 Tuesday, October Tuesday, October 12, 8,570.0000 Coupon 366 12, 2032 2032 Wednesday, Wednesday, October 8,570.0000 Coupon 365 October 12, 2033 12, 2033 Thursday, October Thursday, October 12, 8,570.0000 Coupon 365 12, 2034 2034 Particulars Terms of Debentures Friday, October 12, Friday, October 12, 8,570.0000 Coupon 365 2035 2035 Friday, October 10, Friday, October 10, 8,523.1694 Coupon 364 2036 2036 *The above table is in accordance with the SEBI Master Circular and as amended from time to time. Note: Interest payments would be rounded off to the nearest rupee. (In the event any due date is a holiday, payments will be made in accordance with the Business Day Convention as set under Section 3 of the Key Information Document) Schedule of payment of principal No. of Cash Principal due for Principal Payout Amount (in Days from Flows Payment Date* Rupees) Issue Date Principal Friday, October 10, 3,651 Friday, October 10, 1,00,000.0000 2036 2036 *The above table is in accordance with the SEBI Master Circular and as amended from time to time. (In the event any due date is a holiday, payments will be made in accordance with the Business Day Convention as set under Section 3 of the Key Information Document) Charge / Security, if Not Applicable any created over the assets Special right / interest / Nil privileges attached to the instrument and changes thereof Delay in payment of In case of default in payment of coupon rate and/ or principal redemption on interest / principal the due dates, additional interest of @ 2% p.a. over the coupon rate shall be amount for a period of payable by the Company for the defaulting period. more than three months from the due date or default in payment of interest/ principal Details of any letter or Not Applicable comments regarding payment/non- payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if Details of redemption NCDs will be redeemed at redemption price of Rs. 1,00,000 (Rupees One of debentures Lakh only) per NCD on the Date of Maturity.