Outcome of Board Meeting

October 12, 2026 BSE Limited, National Stock Exchange of India Limited, 1st Floor, Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1, Block G, Dalal Street, Bandra Kurla Complex, Bandra (E) Mumbai – 400001 Mumbai -400051 Scrip Code: 540065 Scrip Name: RBLBANK Reg: Disclosure under relevant provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (“SEBI Listing Regulations”) Sub: Outcome of Board Meeting Dear Sir/Madam, Pursuant to the applicable provisions of the SEBI Listing Regulations, this is to inform you that the Board of Directors of RBL Bank Limited (“the Bank”) at its meeting held today i.e. on October 12, 2026, has, inter-alia approved the unaudited standalone and consolidated financial results of the Bank, for the quarter and half year ended September 30, 2026, duly considered and recommended by the Audit Committee of the Board. The Board also took note of the Limited Review Reports on unaudited standalone and consolidated financial results for the quarter and half year ended September 30, 2026, by the Joint Statutory Auditors M/s. KKC & Associates LLP, Chartered Accountants (Firm Registration No. 105146W/W100621) and M/s. Singhi and Co., Chartered Accountants (Firm Registration No. 302049E) on the aforesaid financial results. We enclose herewith the unaudited standalone and consolidated financial results for the quarter and half year ended September 30, 2026, along with the Limited Review Reports as mentioned above. Same is enclosed as Annexure I Further, in compliance with the Regulation 46(2) of SEBI Listing Regulations, the information is being hosted on the Bank's Website at https://www.rbl.bank.in/. The meeting of the Board of Directors commenced at 2:04 p.m. and consideration of the item as mentioned above along with few other matters, concluded at 4:28 p.m. The proceedings of the Board Meeting are in progress at the time of filing of this disclosure. Kindly take the same on record. Thanking you, Yours faithfully, For RBL Bank Limited Niti Arya Company Secretary Encl: As above www.rbl.bank.in RBL Bank Limited Controlling Office: One World Center, Tower 2B, 6th Floor, 841 Senapati Bapat Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India I Tel:+91 22 43020600 Registered Office: 1st Lane, Shahupuri, Kolhapur - 416001, India I Tel.: +91 231 6650214 CIN: L65191PN1943PLC007308 . E-mail: customercare@rbl.bank.in bRBLBANK apno ka bank (S~bsidiary Df Emirates NBD Bank P.J.S C j RBL Bank Limited Registered Office: 'Mahaveer', 179/E Ward, Shri Shahu Market Yard, Kolhapur -416005 Corporate Office: One World Center, Tower 2B, 6th Floor, 841, Senapati Ba pat Marg, Lower Pa rel (W), Mumbai -400013 Tel.: +9122 4302 0600, Fax: +9122 4302 0520 Website: www.rbl.bank.in I E-mail: investorgrievances@rbl.bank.in I CIN: L65191PN1943PLC007308 UNAUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED SEPTEMBER 30, 2026 (~in lakh) Standalone . Sr. Quarter ended Half Year ended Year ended Particulars No. 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 Unaudited Unaudited Unaudited Unaudited Unaudited Audited 1 Interest earned (a)+(b)+(c)+{d) 432,209 384,025 350,747 816,234 694,8S6 1,433,555 (a) Interest/discount on advances/bills 335,410 310,714 286,783 646,124 564,028 1,165,995 (b) Income on investments 74,484 53,839 52,083 128,323 106,885 214,544 (c) Interest on balances with Reserve Bank of India and other inter-bank 17,786 14,442 6,363 32,228 13,157 32,271 funds (d) Others 4,529 5,030 5,518 9,559 10,786 20,745 2 Other Income (Refer Note 6) 107,736 95,943 93,270 203,679 200,218 412,140 3 Total Income (1+2) 539,945 479,968 444,017 1,019,913 895,074 1,845,695 4 Interest expended 219\116 218,580 195,679 437,696 391,722 797,601 5 Operating Expenses (i)+(ii) 181,216 169,109 175,499 350,325 360,218 718,179 (i) Employees cost 55,899 51,613 48,482 107,512 95,946 194,406 (ii) Other operating expenses 125,317 117,496 127,017 242,813 264,272 523,773 6 Total Expenditure (4+5) excluding 400,332 387,689 371,178 788,021 751,940 1,515,780 provisions and contingencies 7 Operating Profit before provisions 139,613 92,279 72,839 231,892 143,134 329,915 and contingencies (3-6) 8 Provisions (other than tax) and 76,653 59,928 49,970 136,581 94,202 225,961 Contingencies 9 Exceptional Items - - - - - - 10 Profit (+)/Loss(-) from ordinary 62,960 32,351 22,869 95,311 48,932 103,954 activities before tax (7-8-9) 11 Tax expense 14,783 6,981 5,017 21,764 11,047 21,710 12 Net Profit (+)/Loss(-) from ordinary 48,177 25,370 17,852 73,547 37,885 82,244 activities after tax (10-11) 13 Extraordinary items (net of tax - - - - - - expense) 14 Net Profit (+)/Loss(-) for the period 48,177 25,370 17,852 73,547 37,885 82,244 (12-13) 15 Paid-up equity share capital 155,164 154,856 61,302 155,164 61,302 61,811 (Face Value of~ 10/-each) 16 Reserves excluding revaluation 1,598,631 reserves Page 1 of 12 bRBLBANK apno ka bank (Subsjdlary of Emirates NBD Bank P J 5 C) Standalone Sr. Quarter ended Half Year ended Year ended Particulars No. 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 Unaudited Unaudited Unaudited Unaudited Unaudited Audited 17 Analytical Ratios (i) Percentage of shares held by Nil Nil Nil Nil Nil Nil Government of India (ii) Capital adequacy ratio(%) - 30.10 33.28 14.71 30.10 14.71 14.25 under Basel Ill {Refer Note 5) (iii) Earnings Per Share (EPS) - (Basic and Diluted)~ (a) -Basic EPS before/after 3.11 3.38 2.92 6.38 6.21 13.42 extraordinary items (not annualized) (b) -Diluted EPS before/after 3.09 3.33 2.88 6.32 6.14 13.18 extraordinary items (not annualized) (iv) NPA Ratios {Refer Note 15) (a) Gross NPA 145,612 152,159 237,756 145,612 237,756 167,495 Net NPA 41,543 42,610 57,241 41,543 57,241 44,273 (b) Gross NPA % 1.02 1.30 2.32 1.02 2.32 1.45 Net NPA % 0.29 0.37 0.57 0.29 0.57 0.39 (v) Return on Assets% (annualised) 0.92 0.57 0.48 0.76 0.51 0.53 (vi) Net worth1 . 4,206,136 4,207,897 1,497,696 4,206,136 1,497,696 1,601,370 (vii) Outstanding redeemable preference - - - - - - shares (viii) Capital Redemption Reserve - - - - - - (ix) Debt-equity ratio2 0.31 0.23 0.95 0.31 0.95 1.01 (x) Total debts to Total Assets2 6.01% 5.28% 9.89% 6.01% 9.89% 9.29% 1. Net worth is computed as per the Reserve Bank of India {"RBI") Direction No. RBI/DOR/2025-26/163 DOR.LRG.No.82/13°10-001/2025-26-RBI (Commercial Banks -Asset Liability Management) Directions, 2025 dated November 28, 2025. {including AFS and Cash Flow Rese~ves). 2. Debts represent the total borrowings; Equity represents total share capital, employees stock options outstanding and reserves. UNAUDITED STANDALONE STATEMENT OF ASSETS AND LIABILITIES (~ in Lakh) As at As at As at Particulars 30.09.2026 30.09.2025 31.03.2026 Unaudited Unaudited Audited CAPITAL AND LIABILITIES Capital 155,164 61,302 61,811 Employees stock options outstanding 18,947 16,970 17,527 Reserves and Surplus 4,159,638 1,524,706 1,581,152 Deposits 15,627,197 11,666,739 13,901,758 Borrowings 1,336,874 1,522,421 1,679,449 Other Liabilities and Provisions 936,573 606,633 826,784 Total 22,234,393 15,398,771 18,068,481 ASSETS Cash and Balances with Reserve Bank of India 1,024,683 1,083,881 1,401,160 Balances with banks and money at call and short notice 1,554,627 387,745 905,277 Investments (Net) 4,292,799 2,881,399 3,207,823 Advances (Net) 14,231,408 10,052,857 11,423,194 Fixed Assets 53,901 54,365 56,596 Other Assets I 1,076,975 938,524 1,074,431 Total ~0 22,234,393 15,398,771 18,068,481 e:,HI - 8-~ K l.1.,i'l I[ ..... , ,A ~ 'o-=,SOci ; ~I <\::l-' c9,..., M~ AI ! 0 Ch~ red ) Page 2 of 12 ~I! :,.~.. ~ Accountants ::::: 0redAcco"v-"' - ~ "O/ . RBLBANK apno ka bank (Subsidiary of Ernlrates NBD Bank P.J.S C.j UNAUDITED STANDALONE SEGMENT REPORTING FOR THE QUARTER AND HALF VEAR ENDED SEPTEMBER 30, 2026 (~ in lakh) Standalone Sr. Quarter ended Half Year ended Year ended Particulars No. 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 Unaudited Unaudited Unau [Showing first 8,000 characters — download PDF for full document]