Credit Rating

Secretarial Department SEC/LODR/248/2026-27 10.10.2026 To National Stock Exchange of India Limited BSE Limited 5th Floor, Exchange Plaza Phiroze Jeejeebhoy Towers Bandra (East) Dalal Street, Mumbai – 400001 Mumbai – 400051 Ref.: Scrip Symbol: FEDERALBNK/Scrip Code: 500469 Sub: Intimation regarding affirmation of Credit Rating Dear Sir/Madam, Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to inform you that CARE Ratings Ltd has re-affirmed the issuer rating and re-affirmed credit rating to the Tier-II Bonds and Infrastructure Bonds of the Bank as mentioned below. Facilities/Instruments Amount (₹ crore) Rating1 Rating Action Issuer rating 0.00 CARE AA+; Stable Reaffirmed Infrastructure Bonds 1,500.00 CARE AA+; Stable Reaffirmed Tier-II bonds 200.00 CARE AA+; Stable Reaffirmed Tier-II bonds 500.00 CARE AA+; Stable Reaffirmed Tier-II bonds 1,000.00 CARE AA+; Stable Reaffirmed The final rating rationale issued by the rating agency was received by the Bank from the agency on October 09, 2026. A copy of the rating rationale is available on the website of the Bank at https://www.federal.bank.in/disclosures-to-shareholders. Kindly take the above information on record. Thank you. Yours faithfully, For The Federal Bank Limited Samir P Rajdev Company Secretary Federal Bank | 6th Floor, Federal Towers, Bank Junction, Aluva | Kerala | 683101 Phone: 0484- 2622263| E-mail: secretarial@federalbank.co.in | Website: www.federal.bank.in CIN: L65191KL1931PLC000368