Press Release

CAN FIN HOMES LIMITED Registered Office No. 29/1, 1st Floor, Sir M N Krishna Rao Road Near Lalbagh West Gate, Basavanagudi Bengaluru – 560 004 Tel: 080-48536192; Fax: 26565746 e-mail: compsec@canfinhomes.com Web: www.canfinhomes.com CIN – L85110KA1987PLC008699 CFHRO SE CS LODR 189/2026 October 09, 2026 ONLINE SUBMISSION National Stock Exchange of India Limited BSE Limited Exchange Plaza, C-1, Block G, Corporate Relationship Department Bandra Kurla Complex, 25th Floor, P J Towers Bandra (E) Dalal Street, Fort Mumbai – 400 051 Mumbai – 400 001 NSE Symbol: CANFINHOME BSE Scrip Code: 511196 Dear Sir/ Madam, Sub: Press Release on the Financial Performance of the Company for the Quarter and Half Year Ended September 30, 2026 Ref: Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ------------ Please find attached herewith the Copy of Press Release on the Financial Performance of the Company for the Quarter and Half Year Ended September 30, 2026. The information is also available on the website of the Company at www.canfinhomes.com This is for your information & records. Thanking you, Yours faithfully, For Can Fin Homes Limited Nilesh Jain Company Secretary M.No.:18320 Encl: As above. CanF inH omesL imited RegisteOrffeidc e: i No.29/M1N, KrishRnaao R oad Can FnHomes Ud BasavanaguBdain,g alore-050640 (SponCAsNoARr"'-. DANK) l#l•i¾IWl•i,i}E-WM•lii•liili Emailp:l anninq@canf.icnohmo mes ?ranslallZ>nrfe am1i n/Q!'li «alily Websitwew:w .cafninhom.ceosm CIN- L85110KA1987PLC008699 09/10/2026 PRESRSE LEASE FINANCIRAELS ULTFSO RT HEH ALYFEA R ENDE3D0 .09.2026 TheB oarodfD irecotfCo arnsF iHno meLsi mi(tCeFdH Li)nt ,h emiere tihneglo dn0 9/10/2h0a2v6e, approtvheFed i nancfiotarhl qesu artaenrd h alyfe aern di3n0g/ 09/2026. FINANCIAL RESULTS The Net profit for the first half year of the current fiscal is Rs.543 Crores, compared to Rs.475 crores for the corresponding previous period, registering an increase by 14 0/o . HighliogfOh ptesr atiPoenraflo rmfaontrch Qeeu artEenrd e3d0 /09/2026 (Rsi.cn r ore) Details H1F Y27 H1F Y26 Growth(%) LoaAns sets 43,539 39,657 10% ProBfeifto Traex 686 609 13% ProAffittTe arx 5 4 3 475 14% Spread 2.80% 2.79% NetI nterMeasrtg in 3.88% 3.83% ROA 2.39% 2.32% ROE 16.91% 17.40% D/ER atio 6.09 6.61 LoaPno rtfolio TheL oapno rtfaotSl eipo2t 0 26s,t oaotdR s.43,c5r3o9r aessa gaiRnss.t,3 695c7r oraesos n S ep2t0 25, recordanii nngc reaosf1e 0 0/o.H ousiLnoga (ni ncluCdRiEnc)go nsti8t3u%to efts h eL oabno oakn d Non-HouLsoianncgso nsti1t%7u.t e LENDINOGP ERATIONS LoaDn isbursements Loadni sbursefmoetrnh tehs a lyfe aern deSde p3t0 2,0 26s,t ooadtR s.4,c9r8o2r ceosm parteoRd s . 4,56c0r orients h ceo rrespopnrdeivnigo us perioa9d %, g rroewfYtlehea crt-ionng(- YY-eoa-rY ). Provisions for Expected Credit Losses As per the requirement of Ind AS 109, provision on advances are to be carried in the Books of account on the basis of ECL. Accordingly, CFHL is required to carry provisions of Rs.417 crores towards expected cred it losses. CFHL is carrying total provision of Rs,525 crores, including Rs. 59 crores as management overlay and Rs. 49 crores under provision for Restructured accounts. Liquidity Position and Liquidity Coverag€ Ratio. CFHL has been maintajning the required liquidity, both on Balance Sheet and off-Balance Sheet in the form of documented undrawn Bank limits to meet its commitments. The Liquidity Coverage Ratio as of 30/09/2026, stood at 291,24o/o as against the stipulated Ratio of 100o/o. The documented undrawn Bank lines stood at Rs. 2,571 crores as of 30/09/2026 which, along with internal accruals, will take care of business commitments for next 3 months. DEPOSITS CFHL's Deposit portfolio stood at Rs. 239 crores. To further strengthen the deposit portfolio, CFHL is offering 7.50o/o rate of interest for a 36 months'tenured Cumulative Deposits. Senior citizens will earn 0.25 o/o additional rate of interest. CFHL's Fixed Deposit programme is rated "AAA" by ICRA with Stable Outlook. CFHL's short term borrowings comprising Commercial papers (Cps) is rated '.A1+,, by "CARE,,and .'ICRA,, and Long-Term Debt and Sub Ordinate Debt Instruments are rated "AAA stabte" by "CARE', and ,,ICRA,,. RETAIL ETWORK CFHL has its geographical presence across India with 274 Branches/Offices spanning 21 States / Union Territories. TECHNOLOGY DEVELOPMENT our technology transformation project, TETAS, has achieved a milestone. All functional applications, technical solutions, infrastructure services, and security services are now fully live across the organization. The entire platform operates on robust enterprise-g rade cloud infrastructure suppofted by reliable networking and modern IT service management tools to ensure high scalability and optimized cost structures at scale. Underpinning this is a fully operational three-tier digital framework encompassing modern business applications-rang ing from core LOS, LMS, and HRlvls to Risk, Deposits, and Document Management. Furthermore, the environment is comprehenslvely protected by advanced, end-to-end security services, featuring round-the-clock threat monitoring, data leak safeguards, dedicated database protection, and strict access controls. The platform is engineered with embedded AI capabilities, positioning the organization for a seamlessly integrated AI ecosystem while continuing to maintain strict adherence to regulatory compliance standards at every layer. BASAVANAGI]OI