Investor Presentation

CflGEOJIT PEOPLE YOU PROSPER WITH 22.07.2026 To, To, The Manager, The Manager, Listing Department, Listing Department, National Stock Exchange of India Limited, BSE Limited, 'Exchange Plaza', C-1, Block- G, Phiroze JeejeebhoyT owers, Bandra-KurlaC omplex Dalal Street, Sandra (E), Mumbai - 400 051 Mumbai - 400 001. Ph. No. 022-26598100 Ph. No.022 22721233 Scrip Code: GEOJITFSL-EQ Scrip Code: 532285 Dear Sir/Madam, Sub: Earnings Update Ql FY27 -Shareholders'P resentation Pursuant to Regulation 30 and 46 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 a copy of the presentation on Earnings Update - Q1FY27 is enclosed herewith . Thanking you, For Geojit Financial Services Limited Liju K Johnson Company Secretary Geojit Financial Services Ltd, Registered Office: 34/659·P, Civil Line Road, Padivattom, Kochi, 682024, Kerala, India. Phone: 0484 400 1000, 0484 641 1000. Website: www.geojit.com /gfsl. Email:mailus@geojit.com. Corporate Identity Number: L67120KL1994PLC008403 . SEBI Registration Numbers - Investment Adviser: INA200002817 . Portfolio Manager: INP000003203 . Alternative Investment Fund(AIF): IN/AIF3/24-25/1738. AMFI Registered Mutual Fund Distributor ARN: 0098 (Date of Initial Registration : 9 May 2002, Current Validity: up to 8 May 2027). !RDA Corporate Agent (Composite) Number: CA0226. GEOJIT FINANCIAL SERVICES Q1FY27 | Investor Presentation A Trusted Partner in Wealth Creation for four decades Company Business Overview Overview Table of Contents Geojit Industry 2.0 Overview Financial Highlights Thank You COMPANY OVERVIEW A 39-Year Legacy Shaping Long term Wealth Relationships • Geojit Financial Services Ltd. is a leading integrated investment services and wealth management firm, serving retail, HNI and NRI clients • Pioneer in technology-led broking and advisory, with a strong focus on annuity-oriented revenue growth • Well-diversified presence across India and GCC markets, supported by a scalable digital-first platform To be a trusted wealth partner To empower customers with research-backed by enabling smart, disciplined advisory, diversified investment solutions and and sustainable investing for technology-driven access, focusing on long- VISION MISSION long-term wealth creation term, recurring wealth creation 20 39 525 offices 16.96 lakh + 3,578 states ₹1.11 lakh crore + Years + 3 Customer Assets Experience across India & Clients Employees Why We Are Different The Geojit Model Who We Serve • India’s aspirational savers — people who have trusted FDs, gold, and real estate, now seeking smarter financial pathways with guidance • 79% of our branches and 77% of our clients are in Tier 2 & Tier 3 cities, where the advice gap is widest and the opportunity is greatest How We Are Different Advice-Led • For a broker, a transaction is the end Platform-Enabled • For Geojit, a transaction is the means — the entry point into a long-term wealth relationship Relationship-Built • Financial Consultants and Dealers guide clients from fixed deposits to disciplined SIP investing What This Creates • Clients who stay and invest more over time • Clients whose SIP ticket size grows because they trust the advice • Our model is built for stability, not spikes. In volatile markets, our clients don’t redeem. "For a broker, transaction is the end. For Geojit, transaction is the means to the End." How Geojit Is Different From Other Retail Broker Geojit is increasingly positioned as an assisted, phygital wealth and distribution platform ( ₹ in Crores ) Other broker lens Geojit lens Transaction-led Assisted-led F&O / churn dependent Cash / delivery-oriented Digital-Only and Physical-Only Phygital Metro concentrated Tier 2/3 rooted Limited products Cross-sell wealth platform Limited NRI capability Higher earnings cyclicality Increasing recurring mix A trusted local network, diversified product stack and growing recurring revenues create a differentiated platform for long-term wealth participation. Full-fledged NRI capability Our Differentiated Advantage Strong Research Robust Proprietary & Advisory Technology Stack Capability In-house platforms Flip, Smartfolios, FundsGenie and Equity/commodity STEPS driving growth, research + Advisory & efficiency and client PMS/AIF offerings experience International Rapidly Scaling Recurring Presence Supporting Revenue Businesses NRI & Global Wealth ~₹26,638 Cr AUM GCC • DIFC ₹63.28 Cr income (Q1FY27) GIFT City access Diversified, End-to-End Strong Distribution- Trusted wealth platform blending Investment Services Led Franchise advisory, tech & relationships for Platform 500+ offices sustainable growth. Broking, Lending, Product Branches in Tier 2/3 locations Distribution, Advisory, PMS, AIF Digital + Physical Access Delivers Strongest Outcomes​ Digital Access (Anytime, Anywhere) ( ₹ in Crores ) Long-term Wealth Creation Research & (Stronger Insights (Data- Outcomes) backed Ideas) Assisted Engagement. (Human Support) Relationship Manager (Trusted Guidance) Physical Presence (500+ Branch Network) Built for Phygital India from Day One DIGITAL PLATFORMS PHYSICAL NETWORK Flip, FundsGenie, 525 offices across India & GCC MyGeojit, Smartfolios 79% of branches & 77% of clients In-House Platform are in Tier 2 & Tier 3 cities Households using both digital and physical channels report the strongest financial outcomes *Digital-only access does not sustain the highest outcome scores anywhere *Survey base: 4,000 households across 18 districts in 7 states Advice-led model supported by 16.96 lakh 525 79% clients offices branches in Tier 2/3 *Source: https://www.moneycontrol.com/news/business/personal-finance/households-with-phygital-channels-demonstrate-stronger-financial-outcomes-report-13969148.html ; PwC India & Dvara Research. Our People Financial Consultants & Dealers: The Backbone of Client Trust Financial Consultants Dealers BSE Branch Managers (FCs) Equity execution & advisory Business Support Executive Sales leadership & performance Wealth & distribution advisors specialists drivers Lead branch operations, drive Primary relationship managers Execution specialists enabling Support execution, team productivity, and ensure driving AUM growth and trades and cross-sell onboarding, and servicing consistent AUM growth product penetration opportunities workflows to enhance through effective sales productivity and enable management and client scalable operations engagement 5.4 Years 5.3 Years 4.3 Years 9.2 Years Average Experience Average Tenure with Average Tenure with Average Tenure with Company Company Company 8.54 Cr Average AUM managed per sales person Customer Stickiness - Moving From Account Ownership to Relationship Depth ( ₹ in Crores ) The strategic opportunity is to convert acquisition into multi-product engagement PMS/AIF/ wealth- management Geojit’s human- relationship assisted network Insurance and provides a platform lending to deepen product attachment penetration over MF/SIP time participation Active broking relationship Client acquisition 30,176 1.11 lakh 16.96 lakh clients added in Q1FY27 Crore+ clients customer assets 20% of the active clients have more than one product Business Update MF Net-Inflow Share* Client Acquisition 0.473% 30,176 (Up from 0.415%) New Clients Increased market share in Equity and Equity-oriented schemes compared to the previous quarter Equity MF Resilience Asset Management AUM Growth (Geojit PMS & AIF AUM) Significant outperformance against the Industry average that witnessed +23% 5% decline in net-inflows during the quarter YoY Growth Source – * AMFI Monthly Data (Official Source) Our Evolution: From Transactions to Wealth Relationships 2020 2022 2023 2024 2025 2026 STEPS financial Digital loan Launched digital Private Wealth Launched AIF Launched digital planning division against shares Loan Against division • Geojit (Yield Plus) & loan against Mutual Funds, Investments Ltd. Non-Discretionary Insurance Policy Geojit IFSC at GIFT PMS City, and FLIP mobile trading platfo [Showing first 8,000 characters — download PDF for full document]