Press Release

October 09, 2026 BSE Limited National Stock Exchange of India Limited Corporate Relationship Department The Listing Department, 25th Floor, Phiroze Jeejeebhoy Towers, Exchange Plaza, Dalal Street, Fort, Bandra- Kurla Complex, Bandra (East), Mumbai - 400 001. Mumbai - 400 051. BSE Scrip Code: 524000 NSE Symbol: POONAWALLA Dear Sir / Madam, Subject: Press Release - Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("SEBI Listing Regulations”) Pursuant to Regulation 30 and other applicable provisions of the SEBI Listing Regulations, please find enclosed press release on the Unaudited Financial Results and Performance of the Company for the quarter ended September 30, 2026. Kindly take the above intimation on record. Thanking You, Yours faithfully, For Poonawalla Fincorp Limited Shabnum Zaman Company Secretary ACS-13918 Classification | INTERNAL PRESS RELEASE AUM stood at ₹74,008 crore PAT growth of 21.8% QoQ to ₹375 crore Mumbai, October 09, 2026: The Board of Directors of Poonawalla Fincorp Limited, a non-deposit taking systemically important NBFC, focusing on consumer and MSME finance, today announced its unaudited financial results for the quarter ended September 30, 2026. Poonawalla Fincorp reported AUM of ₹74,008 crore. RoA strengthened to 2.18%, Credit cost at 2.19%, a reduction of 21 bps and NII grew by 12.3% QoQ to ₹1,589 crore during the quarter. Financial highlights for the quarter ended September 30, 2026: ➢ Assets Under Management (AUM) stood at ₹74,008 crore ➢ PAT at ₹375 crore in Q2FY27 vs ₹308 Crore in Q1FY27 ➢ Net Interest Margin (NIM) (inc. fees and other income) at 9.26% in Q2FY27 vs 9.10% in Q1FY27, improved 16 bps QoQ ➢ Return on Assets (RoA) stood at 2.18% in Q2FY27 vs 1.98% in Q1FY27 and 1.81% in Q4FY26 ➢ Credit cost as a percentage to average AUM is at 2.19% in Q2FY27 vs 2.40% in Q1FY27 ➢ Asset quality: GNPA stood at 1.20% in Q2FY27 vs 1.37% in Q1FY27 ➢ NNPA stood at 0.61% in Q2FY27 vs 0.70% in Q1FY27 ➢ Net Interest Income (inc. fees and other income) at ₹1,589 Crore, up 12.3% QoQ ➢ PPoP at ₹877 crore, up 11.8% QoQ in the quarter ended September 30, 2026 ➢ Secured to Unsecured on-book mix at 52:48 ➢ Stage 1 Assets stood at 97.9% of on-book assets in Q2FY27 vs 97.6% in Q1FY27 ➢ Capital Adequacy Ratio at 18.68% (Tier-1 at 17.15%) as on September 30, 2026, well above the regulatory requirement of 15% providing enough headroom for growth ➢ Liquidity buffer stood at ₹6,526 crore as of September 30, 2026 ➢ Cost of Borrowing at 7.76% for this quarter, 4 bps higher than Q1FY27 ➢ 42 new AI projects have been added this quarter, bringing the total to 143 cutting-edge AI projects, of which 84 projects have been successfully implemented Commenting on the results, Mr. Arvind Kapil, Managing Director and CEO, Poonawalla Fincorp, said, “This quarter marks a decisive inflection point in establishing a highly resilient, self-sustaining earnings engine through simultaneous, structural improvements across our four core performance vectors. We have delivered disciplined AUM expansion while enriching total realizations via NIM and fee income optimization, demonstrating strong pricing power across core and newly incubated verticals. Concurrently, continuous asset quality refinement has driven credit costs lower from an already formidable baseline, translating directly into a structural lift in our Return on Assets (RoA). Accelerated by our rapidly maturing proprietary AI layer, these foundational, cross-vector gains reinforce the compounding power and long-term sustainability of our franchise” About Poonawalla Fincorp Limited Poonawalla Fincorp Limited (“the Company”) is a Cyrus Poonawalla group promoted non-deposit taking systemically important non-banking finance company (ND-SI-NBFC), registered with the Reserve Bank of India (RBI). The Company started operations nearly three decades back and is listed on the BSE Limited (BSE) and the National Stock Exchange of India Limited (NSE). The Company has AUM of ₹74,008 crore as on September 30, 2026, and employs 7,313 people as of September 30, 2026. The company’s financial services offerings include Loan Against Property, Gold Loans, Prime Personal Loans, Education Loans, Consumer Durable Loans, Business Loans, Instant Consumer Loans, Commercial Vehicle Loans, Mid-Market, Pre-Owned Car Finance, Loans for Professionals, Machinery Loans and Shopkeeper Loans. For more information, please log on to: www.poonawallafincorp.com For media queries contact: corporatecommunications@poonawallafincorp.com