General Updates

October 09, 2026 Ref.: SSFB/CS/60/2026-27 National Stock Exchange of India Limited BSE Limited The Listing Department The Corporate Relationship Department Exchange Plaza, C-1, Block G, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Dalal Street, Fort, Bandra (East), Mumbai-400051 Mumbai-400 001 Scrip Code: 543279, 960033 Symbol: SURYODAY Dear Sir / Madam, Sub: Allotment of Subordinated, Rated, Listed, Unsecured, Transferable, Redeemable, Fully Paid-Up Non-Convertible Debentures, categorized as Basel II Compliant Lower Tier II Capital on private placement basis - Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 Ref: Bank’s intimation vide Letter No. Ref.: SSFB/CS/49/2026-27 dated September 16, 2026 and vide Letter No. SSFB/CS/51/2026-27 dated September 21, 2026 In continuation to the abovementioned intimation and pursuant to Regulation 30 and 51 read with Schedule III of the Securities Exchange and Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) & other applicable provisions, if any, we would like to inform that the Board of Directors of the Bank has approved through resolution passed by circulation today i.e. October 09, 2026, the allotment of 200 Subordinated, Rated, Listed, Unsecured, Transferable, Redeemable, Fully Paid-Up Non-Convertible Debentures, categorized as Basel II Compliant Lower Tier II Capital ( NCDs) at par for an aggregate value of INR 200 Crore at the Coupon rate of 10.05% (ten decimal point zero five percent) per annum, fixed, payable semi-annually, on private placement basis. The details as required under Regulation 30 read with Part A of Schedule III of the SEBI Listing Regulations and SEBI Circular No. SEBI/HO/CFD/CFD-PoD-1/P/CIR/2023/123 dated July 13, 2023, and SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, and other applicable provisions, if any, and other relevant circulars, is provided in Annexure-A. This intimation shall also be made available on the Bank's website at https://suryoday.bank.in/investor-corner/#disclosure-to-stock-exchanges in terms of Regulation 30, 46 and 62 of the SEBI Listing Regulations. The above is submitted for your kind information and appropriate dissemination. Thanking you, Yours truly, For Suryoday Small Finance Bank Limited Geeta Krishnan Interim Company Secretary & Compliance Officer Encl: As above SURYODAY SMALL FINANCE BANK LIMITED Registered Office: 1101, Sharda Terraces, Plot. 65, Sector 11, CBD Belapur, Navi Mumbai – 400614, Maharashtra Tel: 022-41856700 Corporate Office: 7th Floor, Seawoods Grand Central, Tower No. 1, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai – 400 706 E Mail: info@suryodaybank.com / Web: https://suryoday.bank.in/ CIN: L65923MH2008PLC261472 / GSTIN NO: 27AAMCS5499J1ZG Annexure -A The disclosure, as required under Regulation 30 read with Schedule III of the SEBI Listing Regulation and SEBI Circular No. SEBI/HO/CFD/CFD-PoD-1/P/CIR/2023/123 dated July 13, 2023, and SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, and other applicable provisions, if any, and other relevant circulars relating to Raising of capital through issuance of Non-Convertible debentures as under: Sr No. Particulars Details 1 Type of securities proposed to be issued Rated, Listed, Unsecured, Subordinated, (viz. equity shares, convertibles etc.) Transferable, Redeemable, Fully Paid Up, Lower Tier II Non-Convertible Debentures on a Private Placement basis in dematerialised form 2 Type of issuance (further public offering, Private Placement rights issue, depository receipts (ADR/GDR), qualified institutions placement, preferential allotment etc.) 3 Total number of securities proposed to be 200 Subordinated, Rated, Listed, issued or the total amount for which the Unsecured, Transferable, Redeemable, securities will be issued (approximately) Fully Paid-Up, Non-Convertible 4 Size of the issue Debentures, categorized as Basel II Compliant Lower Tier II Capital with face value of Rs, 100,00,000/- ( Rupees One Crore each) for an aggregate value of INR 200 Crore 5 Whether proposed to be listed? If yes, Yes, the Non-Convertible Debentures are name of the stock exchange(s) proposed to be listed on BSE Limited 6 Tenure of the instrument - date of Approved for a tenure not exceeding 10 allotment and date of maturity years Allotment date: October 09, 2026 Maturity date: October 09, 2036 7 Coupon/interest offered, schedule of 10.05% (ten decimal point zero five payment of coupon/interest and percent) per annum, fixed, payable semi- principal; annually. 8 Charge/security, if any, created over the Not applicable as the proposed issuance is assets unsecured 9 Special right/interest/privileges There are no special rights/interest/ attached to the instrument and changes privileges attached to the instrument thereof 10 Delay in payment of interest / principal Not Applicable amount for a period of more than three months from the due date or default in payment of interest / principal 11 Details of any letter or comments Not Applicable regarding payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any 12 Details of redemption of preference Redeemable on maturity shares indicating the manner of redemption (whether out of profits or out of fresh issue) and debentures SURYODAY SMALL FINANCE BANK LIMITED Registered Office: 1101, Sharda Terraces, Plot. 65, Sector 11, CBD Belapur, Navi Mumbai – 400614, Maharashtra Tel: 022-41856700 Corporate Office: 7th Floor, Seawoods Grand Central, Tower No. 1, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai – 400 706 E Mail: info@suryodaybank.com / Web: https://suryoday.bank.in/ CIN: L65923MH2008PLC261472 / GSTIN NO: 27AAMCS5499J1ZG 13 Any cancellation or termination of Not Applicable proposal for issuance of securities including reasons thereto For Suryoday Small Finance Bank Limited Geeta Krishnan Interim Company Secretary & Compliance Officer SURYODAY SMALL FINANCE BANK LIMITED Registered Office: 1101, Sharda Terraces, Plot. 65, Sector 11, CBD Belapur, Navi Mumbai – 400614, Maharashtra Tel: 022-41856700 Corporate Office: 7th Floor, Seawoods Grand Central, Tower No. 1, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai – 400 706 E Mail: info@suryodaybank.com / Web: https://suryoday.bank.in/ CIN: L65923MH2008PLC261472 / GSTIN NO: 27AAMCS5499J1ZG