Investor Presentation

Date: June 30, 2026 To, To, Department of Corporate Services, Listing Department, BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange plaza, Plot No. C/1, G Block Dalal Street Bandra Kurla Complex, Bandra East, Mumbai - 400001 Mumbai – 400051 Scrip Code: 543333 Scrip Symbol: CARTRADE ISIN: INE290S01011 Dear Sir/Madam, Sub: Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Investors Presentation Pursuant to Regulation 30 (read with Para A of Part A of Schedule III) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we enclosed herewith the copy of Investor Presentation. The same is also made available on the website of the Company at https://www.cartradetech.com/ The above is for your information and record. Yours faithfully For CarTrade Tech Limited Lalbahadur Pal Company Secretary and Compliance officer Mem. No. A40812 Enclosed: a/a noitatneserP rotsevnI hceT edarTraC Investor Presentation June 30, 2026 noitatneserP rotsevnI hceT edarTraC Safe Harbor This presentation and the accompanying slides (the “Presentation”), which have been prepared by CarTrade Tech Limited (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securities, and shall not form the basis or be relied on in connection with any contract or binding commitment whatsoever. No offering of securities of the Company will be made except by means of a statutory offering document containing detailed information about the Company. This Presentation has been prepared by the Company based on information and data which the Company considers reliable, but the Company makes no representation or warranty, express or implied, whatsoever, and no reliance shall be placed on, the truth, accuracy, completeness, fairness and reasonableness of the contents of this Presentation. This Presentation may not be all inclusive and may not contain all of the information that you may consider material. Any liability in respect of the contents of, or any omission from, this Presentation is expressly excluded. Certain matters discussed in this Presentation may contain statements regarding the Company’s market opportunity and business prospects that are individually and collectively forward-looking statements. Such forward-looking statements are not guarantees of future performance and are subject to known and unknown risks, uncertainties and assumptions that are difficult to predict. These risks and uncertainties include, but are not limited to, the performance of the Indian economy and of the economies of various international markets, the performance of the industry in India and world-wide, competition, the company’s ability to successfully implement its strategy. The Company’s future levels of growth and expansion, technological implementation, changes and advancements, changes in revenue, income or cash flows, the Company’s market preferences and its exposure to market risks, as well as other risks. The Company’s actual results, levels of activity, performance or achievements could differ materially and adversely from results expressed in or implied by this Presentation. The Company assumes no obligation to update any forward-looking information contained in this Presentation. Any forward-looking statements and projections made by third parties included in this Presentation are not adopted by the Company and the Company is not responsible for such third-party statements and projections. noitatneserP rotsevnI hceT edarTraC Consumer Group Remarketing Group OLX India New &Used Cars Two Wheelers Phygital Auction Services Online Auction Services Inspection Services Used Classifieds Business Online platforms for customers, dealers, and Online-offlineauction platform used by Inspection and Online classifiedsplatform across 12 OEMs to buy and sellnew and used consumers, business sellers, dealers, and valuation services categories (include Auto, Real estate, vehicles seamlessly. Powered by tech-enabled fleet owners Mobiles/ Electronics, Furniture,etc). ERP and CRM solutions. noitatneserP rotsevnI hceT edarTraC INNOVATION DRIVES GROWTH AND PROFITS 3 years Growth Story [FY 2023 to FY 2026] Delivered 50%+ YoY EBITDA growth in each of the last 12 Consecutive Quarters COMPOUNDING AT SCALE CAPITAL STRENGTH SHAREHOLDER VALUE Revenue CAGR 29% Share Price CAGR 62% ₹1,244 Cr 47 EBITDA CAGR 98% EPS CAGR 86% CASH RESERVES PAT CAGR 82% Debt Profile | Zero Debt Cash Balance Change | ~ 300 Crores (FY26) STRUCTURAL MARGIN EXPANSION Return On Equity 10% 33% FY23 FY24 FY25 FY26 Earnings Per Share Profit after tax ₹244 Cr - Among India’s most profitable listed digital platforms noitatneserP rotsevnI hceT edarTraC Our Strengths 150 million unique customers on three different platforms Massive & Brand & Unmatched Market Proprietary Robust Growing TAM Leadership Platform Scale Leadership Data and Tech Business Model • Large, • #1 New Auto • 76M+ Monthly • 63% of India’s • Decades of Asset-light, High underpenetrated marketplace unique visitors used car listings proprietary data margin business:-- markets • #1 Used Auto • >95% Organic • 2.3B+ chats • Cross-platform • Revenue 3yr • Strong digital network effects ecosystem traffic (deep CAGR – 29% tailwinds • 1.7 M+ Auctions a engagement) on • Unified tech • Profits 3yr • Auto TAM – • #1 Phygital OLX backbone year CAGR - 82% $14Bn+ V me ah ri kc ele tpA lau cc etion • 500+ physical • ~25M+ sellers | u pln al to fc ok rmin gcross- • Strong EBITDA • Used Product locations across ~75M+ buyers synergies margins - TAM –$22Bn + • #1 Used Goods 90 cities • 200K+ auction 33% marketplace bidders ~$36Bn Market for Across B2B, B2C, >150M unique Driving liquidity & 15+ Agentic AI High-return Auto and Used C2C and C2B annual users across conversion at scale solutions across business delivering Products transactions EACH platforms platforms 10% ROE Scale × Trust × Profitability × Network Effects x Tech = Market Leadership noitatneserP rotsevnI hceT edarTraC THE OPPORTUNITY Leadership | Intelligence | Transactions Connecting trusted marketplaces, proprietary intelligence, partnership and transaction layers. Marketplace Leadership Intelligence & Trust Asset-light Transaction Enablement Scaled marketplaces · Trusted brands AI agents · Proprietary data Partner-led finance · escrow · logistics • New Auto platform • Used Auto ecosystem • Matchmaking intelligence • Loan and finance enablement • Used-goods marketplace • Price and offer intelligence • Escrow / SafePay • Auction and remarketing phygital • Verification and trust signals • Logistics fulfilment platform • Condition check and inspection • Retail and reservation tools • Deep dealer, OEM and partner network Our DNA Brand Leadership Customer First Asset-Light Proprietary data Network Effects Operating Leverage Ecosystem Plays B2C C2B C2C Retail Partnerships FinTech noitatneserP rotsevnI hceT edarTraC New Auto Used Auto OLX India CARTRADE NEW AUTO New Auto Journey noitatneserP rotsevnI hceT edarTraC New Auto The AI Companion for Every Step of New-Car Buying GUIDED JOURNEY 17 steps, one guided flow From showroom visit to delivery: with an AI assistant integrated at every step. See how any trim differs from the showroom's display car Test-drive checklist with captured, comparable notes Community price validator- understand if your quote is at market Compare trims vs. the display car Test-drive checklist & notes noitatneserP rotsevnI hceT edarTraC New Auto The AI Companion for Every Step of New-Car Buying AI-based video guides for car buyers Turn our scores, reviews and 360° views into short videos that reach buyers where they already watch and bring new, discoverable traffic back. 1 Powered by our moat 2 Built for reach (the job) 3 Lean & low-risk • Scripts generated from specs + [Showing first 8,000 characters — download PDF for full document]