Certificate form CFO on utilization of CP proceeds

October 07, 2026 BSE Limited, P.J. Towers, Dalal Street, Mumbai - 400 001 Dear Sir/Madam, Sub: Certificate from CFO on utilization of Commercial Paper issue proceeds for the quarter ended 30th September 2026 Pursuant to the terms mentioned in Chapter XVII of the SEBI Master Circular no. SEBI/HO/DDHS/DDHS-PoD/P/CIR/2025/0000000137 dated 15th October 2025, with respect to issue and listing of Non- convertible Securities, Securitized Debt Instruments, Security Receipts, Municipal Debt Securities and Commercial Paper, please find enclosed herewith the quarterly certificate from the Chief Finance Officer of the Company confirming that the proceeds from the issue Commercial Papers were utilized for purposes as disclosed in the Disclosure Document and that other listing conditions were adhered to, for the quarter ended 30th September 2026. Kindly take the same on your records. Thanking You, Yours Faithfully, for Muthoot Microfin Limited Neethu Ajay Chief Compliance Officer & Company Secretary Membership No: A34822 BSE Limited, P.J. Towers, Dalal Street, Mumbai - 400 001 Subject: Certificate pursuant to Chapter XVII of the SEBI Operational Circular dated August 10, 2021, as amended for the quarter ended September 30, 2026 Dear Sir/ Madam, Pursuant to the SEBI Operational circular on framework for listing of CP dated August 10, 2021, as amended from time to time, it is hereby confirmed that during the quarter ended September 30, 2026, the proceeds of the Commercial Papers issued by the Company are used for the purposes disclosed in the offer documents of respective issuances and in adherence to other listing conditions specified in the said chapter. We request you to kindly take on record the above information. for Muthoot Microfin Limited Praveen T Chief Financial Officer Date: October 07, 2026 Place: Ernakulam