General Updates

October 7, 2026 The Manager, The Manager, National Stock Exchange of India Ltd., BSE Limited, Exchange Plaza, C-1, Block G, 25th Floor, P. J. Towers, Bandra Kurla Complex, Dalal Street, Bandra East, Mumbai-400051 Mumbai-400001 Symbol: SATIN Scrip Code: 539404 Sub: Business update of M/s Satin Creditcare Network Limited (“the Company”) Ref: Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (“SEBI Listing Regulations”) Dear Sir/Madam, Pursuant to Regulation 30 of SEBI Listing Regulations and in terms of other applicable laws, if any, please find enclosed herewith Business update for Q2FY27 of the Company. This is for your information and record. Thanking you. Yours faithfully, For Satin Creditcare Network Limited (Vikas Gupta) Company Secretary & Chief Compliance Officer Encl: A/a DREAM BIG, DELIVER BIGGER Business Update Q2 FY27 Progressing with Purpose, Delivering with Consistency • Maintained strong growth trajectory despite seasonal Q2 softness, with consolidated AUM scaling to ~₹16,600 crore and standalone AUM reaching ~₹13,600 crore. AUM (₹ crore) As on Sep 30, 2026 As on Sep 30, 2025 YoY As on Jun 30, 2026 Consolidated ~16,600 12,687 ~31% 15,935 Standalone ~13,600 11,044 ~23% 13,312 Non MFI Share 20% 15% 19% • Consolidated disbursements reached ₹7,192 crore in H1 FY27, registering 48% YoY growth. YTD Disbursements (₹ crore) H1 FY27 H1 FY26 YoY Consolidated 7,192 4,868 48% Standalone 6,109 4,487 36% Quarterly Disbursements (₹ crore) Q2 FY27 Q2 FY26 YoY Q1 FY27 Consolidated 3,697 2,626 41% 3,495 Standalone 3,101 2,421 28% 3,008 • Improvement in Asset Quality, reflected in lower GNPA. GNPA % As on Sep 30, 2026 As on Sep 30, 2025 YoY Standalone 1.9% 3.5% -158 bps Note: Numbers are provisional Progressing with Purpose, Delivering with Consistency • Raised ₹2,628 crore in Q2 FY27 via diversified debt instruments, underscoring strong institutional trust. • Marginal Cost of Borrowing* reduced by 55 bps YoY to 10.28% in Q2 FY27. • X-Bucket Collection Efficiency for Q2 FY27 stood at ~99.8%. • New Borrowers to the tune of ~1.9 lakhs added in Q2 FY27, expanding the total standalone client base to 33.3 lakhs. • 39 new branches added in Q2 FY27 expanding the network to 1,876 branches at standalone level. • Team strength reached 16,535, registering 8% YoY growth at standalone level. * Marginal Cost of Borrowing is excluding sub-debt DREAM BIG, DELIVER BIGGER Please note - The information given in this presentation includes provisional unaudited numbers and is subject to be reviewed by statutory auditors of the company and approval by the audit committee and board of directors of the company For further details, please contact: Ms. Aditi Singh Ms. Shilpa Bajaj Chief Strategy Officer Lead – Investor Relations Tel: (124) 4715400 Tel: (124) 4715400 Email: aditi.singh@satincreditcare.com Email: shilpa.bajaj@satincreditcare.com