Shareholders meeting

June 30, 2026 The Manager, The Manager, The Manager, The Manager, Listing Department, Listing Department, Listing Department, Listing Department, BSE Limited, The National Stock India International NSE IFSC Limited Phiroze Jeejeebhoy Exchange of India Exchange (IFSC) Limited Unit-1201, 12th Floor, Towers, Limited, 1st Floor, Unit No. 101, The Brigade International Dalal Street, Exchange Plaza, 5th Signature Building No. 13B, Financial Centre, Block-14, Mumbai 400 001 Floor, Plot C/1, G Block, Road 1C, Zone 1, GIFT SEZ, Road 1C, Zone 1, GIFT SEZ, BSE Scrip Code: 532636 Bandra - Kurla Complex, GIFT City, Gandhinagar, GIFT City, Gandhinagar, Bandra (E), Gujarat – 382050 Gujarat – 382355 Mumbai 400 051 India INX Symbol: 500058 NSE Symbol: IIFL Subject: Notice of the 31st Annual General Meeting and Annual Report for the Financial Year 2025-26 Dear Sir/Madam, Pursuant to the provisions of Regulation 34 read with other applicable provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”), please find enclosed the following: a) Notice of the 31st Annual General Meeting (“AGM”) of the Company scheduled to be held on Friday, July 24, 2026, at 11:30 a.m. (IST) through Video Conferencing (“VC”)/ Other Audio Visual Means (“OAVM”); b) Annual Report of the Company, including Business Responsibility and Sustainability Report for Financial Year 2025-26. Further, the Notice of the AGM along with the Annual Report of the Company for the Financial Year 2025-26 is sent by electronic mode to all the Members of the Company whose e-mail addresses are registered with the Company, Depositories, Registrar to an Issue and Share Transfer Agent (“RTA”) of the Company and the physical copies of the same will be provided to the Members on request. Pursuant to Regulation 36 of Listing Regulations, a letter providing a Weblink and Quick Response Code to access the Notice of the AGM and the Annual Report for the Financial Year 2025-26, is sent to those Members who have not registered their e-mail addresses with the Company, Depositories or RTA. The Notice of the AGM and the Annual Report for FY 2025-26 is also hosted on the Company’s website at www.iifl.com, on the websites of the Stock Exchanges i.e. BSE Limited and National Stock Exchange of India Limited at www.bseindia.com and www.nseindia.com, respectively as well as on the website of MUFG Intime India Private Limited (formerly known as Link Intime India Private Limited) at https://instavote.linkintime.co.in. Kindly take the same on record and oblige. Thanking You, For IIFL Finance Limited Samrat Sanyal Company Secretary & Compliance Officer ACS- 13863 Email Id: csteam@iifl.com Place: Mumbai Encl: As above IIFL Finance Limited CIN No.: L67100MH1995PLC093797 Corporate Office – 802, 8th Floor, Hubtown Solaris, N.S. Phadke Marg, Vijay Nagar, Andheri East, Mumbai 400069 Tel: (91-22) 6788 1000. Fax: (91-22) 6788 1010 Regd. Office – IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, Thane – 400604 Tel: (91-22) 41035000. Fax: (91-22) 25806654 E-mail: csteam@iifl.com Website: www.iifl.com YEARS OF TRUST AND EXCELLENCE IIFL FINANCE LIMITED Integrated Annual Report 2025-26 YEARS OF TRUST AND EXCELLENCE In 1995, a thought took root—quiet, deliberate— Probity “30 Years of Trust and Excellence”— not just a line, but a Research and Services Private Limited, born not in haste, lived truth. Trust, earned quietly, one relationship at a time. but in honesty, in the discipline of asking the Excellence, pursued patiently, through rigour, right questions. through resolve. we unfolded. Insight turned to action, purpose found its Limited— a name carried forward on the strength of trust, on the steadiness of prudence, on the quiet confidence of doing things right. It is better to follow one’s own path, even imperfectly, than to imitate another’s perfectly. Thirty years have passed, and we have continuously reinvented ourselves. We have listened to the pulse of In business, this reflects the power of staying true to one’s a changing India, and learned to move with it— shaping core purpose and values—sustainable success comes ourselves, reshaping our path. From research to reach, from authenticity, not imitation. And now, at the threshold from ideas to impact— gold loans that unlock value, home of a new decade, we step forward— clear in vision, steady loans that help provide shelter, MSME finance that fuels in purpose— rooted in secured lending, strengthened by enterprises, microfinance that carries hope to the governance, carried ahead by the force of technology. edges of possibility. This is not merely time gone by. Ours has never been a journey of chance. It is resilience, It has been chosen— a thoughtful turn towards secured lending, it is reinvention, a portfolio crafted with care, it is responsibility, a framework of governance etched into every step that we have taken. that stands firm, even when cycles shift. A foundation laid with care— not just to Through seasons of uncertainty, we have held our ground— endure, but to rise, to lead, and to become guarding quality, embracing technology, extending our what tomorrow demands. reach without losing our essence. ABOUT THIS REPORT REPORTING SCOPE AND opportunities, strategic priorities, which the statutory reports FORWARD-LOOKING ASSURANCE BOUNDARY and sustainability initiatives. It also were approved. STATEMENTS The financial and non-financial disclosures presented in this Integrated Report highlights the governance and risk The Integrated Annual Report (“Report”) management frameworks that underpin PURPOSE AND This document contains statements have undergone independent assurance and audit processes to enhance the for FY 2025-26 presents a cohesive our operations, covering the Company’s AUDIENCE about expected future events and reliability, accuracy and transparency of the information disclosed. The standalone narrative of IIFL Finance Limited’s core businesses, subsidiaries, and financials of IIFL Finance (‘The and consolidated financial statements have been audited in accordance with This Report explains how IIFL Finance journey in advancing its purpose and investments where we exercise Company’), which are forward-looking. the applicable accounting and auditing standards. Further, the non-financial uses its available resources to achieve delivering sustainable, long-term value. financial control or significant influence. By their nature, forward-looking disclosures, including the Business Responsibility and Sustainability Report its strategic priorities and measure It outlines how we create enduring statements require the Company to (BRSR), have been independently assured by TUV India. The Report also includes value for stakeholders—including REPORTING PERIOD progress against financial and non- make assumptions and are subject assurance on compliance with applicable secretarial and corporate governance financial targets while creating and customers, shareholders, bankers/ to inherent risks and uncertainties. requirements under the Companies Act, 2013 and SEBI (Listing Obligations and This Report covers the period from preserving value. It provides a holistic lenders, regulators, employees and the There is a significant risk that the Disclosure Requirements) Regulations, 2015. April 1, 2025 to March 31, 2026, in line and balanced view of our performance, wider community—while reflecting our assumptions, predictions, and other with the Company’s financial reporting strategy, governance and outlook. COMMUNICATION TOOLS FOR impact beyond financial performance. forward-looking statements may not cycle. It also includes significant This Report is primarily intended for prove to be accurate. Readers are CORPORATE REPORTING The Report provides a balanced developments subsequent to the providers of financial capital but is cautioned not to place undue reliance perspect [Showing first 8,000 characters — download PDF for full document]