Updates

October 5, 2026 BSE Limited National Stock Exchange of India Limited Corporate Relationship Department Exchange Plaza, Plot No. C/1, G Block, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex, Dalal Street, Mumbai 400 001 Bandra (East), Mumbai 400 051 BSE Scrip Code: 500247, 974396, 974682, NSE Symbol: KOTAKBANK, KMB29, KMB30 974924, 975387 India International Exchange (IFSC) Limited NSE IFSC Limited 1st Floor, Unit No. 101, The Signature, Building no. Unit No.1201, Brigade International Financial Centre, 13B, Road 1C, Zone 1, GIFT SEZ, GIFT City, 12th floor, Block-14, Road 1C, Zone -1, GIFT SEZ, Gandhinagar, Gujarat – 382050 Gandhinagar, Gujarat - 382050 India INX Scrip Code: 500082 NSE IX Symbol: KMBL 5.478 Dear Sirs, Sub: Intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 With reference to the captioned subject, we wish to inform you the following with respect to the Bank’s Deposits and Advances for the quarter ended September 30, 2026: Rs. in Crore Particulars 30-Sep-26 30-Jun-26 30-Sep-25 YOY% QOQ% Net Advances - EOP 5,77,094 5,12,249 4,62,688 24.7% 12.7% Net Advances - Average 5,46,963 4,94,854 4,47,809 22.1% 10.5% CASA - EOP 2,49,105 2,31,017 2,23,791 11.3% 7.8% CASA -Average 2,26,469 2,16,898 1,98,250 14.2% 4.4% Total Deposit - EOP 6,51,491 5,72,820 5,28,776 23.2% 13.7% Total Deposit - Average 6,06,234 5,58,891 5,10,138 18.8% 8.5% Above EOP balances as of September 30, 2026 includes: •FCNR(B) deposits aggregating to USD 5.78 billion (~Rs. 55,344 crore), pursuant to the Reserve Bank of India's swap facility for FCNR(B) deposits, converted at prevailing exchange rate as of September 30, 2026. •Advances aggregating to USD 1.68 billion (~Rs. 16,110 crore), against these FCNR(B) deposits by the Bank’s international branches, converted at prevailing exchange rate as of September 30, 2026. Please note that the above information as of September 30, 2026 is provisional and subject to limited review by the Statutory Auditors of the Bank. This intimation is also being uploaded on the Bank's website at the link: https://www.kotak.bank.in/en/investor-relations/governance/sebi-listing-disclosures.html. We request you to disseminate the same on your respective websites. Thanking you, Yours faithfully, For Kotak Mahindra Bank Limited Avan Doomasia President & Company Secretary Kotak Mahindra Bank Ltd. CIN: L65110MH1985PLC038137 Registered Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, T +91 22 61660001 Bandra (E), Mumbai 400051, www.kotak.bank.in Maharashtra, India.