BSECompany Update5 Oct 2026 · 5 Oct 2026, 12:16 pm

Interim Business Update - September 2026

CreditAccess Grameen Ltd · 541770

✦ AI Summary▲ PositiveResults

CreditAccess Grameen Ltd has released an interim business update for September 2026, reporting a balanced business momentum with improving asset quality. The company's AUM grew 19.5% YoY to INR 30,946 Cr, with RF AUM reaching INR 7,200 Cr. Disbursements increased 19.4% YoY to INR 6,355 Cr, and borrower additions reached 2.3 Lakh. Asset quality improved, with PAR buckets at their lowest levels over the past 10 quarters.

Analysis Scores

Earnings Impact8/10
Growth Catalyst6/10
Governance Concern1/10
Regulatory Risk1/10
Balance Sheet Risk2/10
Liquidity Impact9/10
Market Sentiment8/10

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CreditAccess Grameen Ltd - 541770 - Interim Business Update - September 2026

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Ref: CAGL/EQ/2026-27/103 October 05, 2026 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalal Street Bandra Kurla Complex, Bandra (East) Mumbai - 400001 Mumbai - 400051 Scrip code: 541770 Scrip code: CREDITACC Dear Sir/Madam, Sub.: Interim Business Update - September 2026 Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015, please find enclosed Interim Business Update - September 2026 for your information and record. Request you to take this intimation on record. Thanking you, Yours’ Truly For CreditAccess Grameen Limited Deepti Ramani Company Secretary & Compliance Officer Encl.: As above CreditAccess Grameen Limited Leading Rural Focused Inclusive Financing Platform Tested By Cycles, Strengthened By Purpose Interim Business Update September 2026 www.creditaccessgrameen.in Balanced Business Momentum With Improving Asset Quality Balanced Business Momentum Sep-25 Jun-26 Sep-26 YoY % AUM (INR Cr) 25,904 30,319 30,946 19.5% RF Share % 11% 21% 23% - Key Q2 FY27 Highlights: Q2 FY26 Q1 FY27 Q2 FY27 YoY % ❑ Balanced business momentum in a seasonally weaker Q2 Disbursements (INR Cr) 5,322 6,107 6,355 19.4% Borrower Additions (Lakh) 2.2 2.5 2.3 6.6% ✓ 2.3 Lakh new borrowers added Branch Network 2,209 2,276 2,326 5.3% ✓ RF AUM of INR 7,200 Cr (vs. INR 6,258 Cr in Q1) ✓ Secured Book grew 18% QoQ to INR 695 Cr Improving Asset Quality ✓ Strong traction in 2-Wheeler AUM, crossing INR 60 Cr (vs. INR 20 Cr in Q1) PAR Buckets Jun-26 Sep-26 PAR 0+ % 2.2% 2.1% PAR 30+ % 1.9% 1.6% ❑ Minor increase in monthly PAR accretion rate due to PAR 60+ % 1.6% 1.3% ✓ Excess rainfall/ heavy flooding in Aug-26/ Sep-26 across PAR 90+ % 1.5% 1.1% certain regions in Bihar, Uttar Pradesh, Chhattisgarh, and Madhya Pradesh PAR Trend Jun-26 Sep-26 ✓ Seasonal festivities in a few operating geographies Top 5 States PAR 0+ PAR 90+ PAR 0+ PAR 90+ Karnataka 2.4% 1.6% 1.9% 1.1% ✓ X-Bucket CE continued to remain strong at 99.71% in Sep-26 Maharashtra 2.0% 1.3% 2.1% 1.1% Tamil Nadu 2.2% 1.4% 2.1% 1.2% ✓ H1 FY27 asset quality performance remains within the guided range Madhya Pradesh 2.9% 1.9% 3.1% 1.6% Bihar 3.0% 2.1% 2.7% 1.4% Others 1.7% 1.1% 1.7% 0.8% Total 2.2% 1.5% 2.1% 1.1% www.creditaccessgrameen.in Asset Quality Trend Back to Pre-Crisis Levels Monthly PAR 15+ Accretion Rate Broadly Stable, Within Guided Range 0.91% 0.95% 0.84% 0.41% 0.46% 0.47% 0.20% 0.18% 0.16% 0.21% 0.21% 0.26% 0.07% Apr-24 Jun-24 Sep-24 Dec-24 Mar-25 Jun-25 Sep-25 Dec-25 Mar-26 Jun-26 Jul-26 Aug-26 Sep-26 PAR Buckets At Lowest Levels Over The Past 10 Quarters 6.8% 6.9% 5.9% 4.9% 5.5% 4.7% 4.4% 5.1% 4.9% 3.8% 4.3% 4.1% 3.7% 3.8% 3.0% 2.5% 3.3% 3.1% 3.4% 2.2% 2.1% 1.7% 2.4% 3.3% 3.3% 2.5% 2.7% 1.4% 1.4% 1.8% 2.6% 2.5% 2.9% 2.3% 1.6% 1.9% 1.6% 1.7% 1.3% 1.2% 1.5% 0.9% 1.1% 1.1% Q4 FY24 Q1 FY25 Q2 FY25 Q3 FY25 Q4 FY25 Q1 FY26 Q2 FY26 Q3 FY26 Q4 FY26 Q1 FY27 Q2 FY27 PAR 0+ PAR 30+ PAR 60+ PAR 90+ www.creditaccessgrameen.in For Further Queries: Nilesh Dalvi Chief Financial Officer Contact No – 9819289131 Email Id – nilesh.dalvi@cagrameen.in Sahib Sharma DGM – Investor Relations Contact No – 7066559383 Email Id – sahib.sharma@cagrameen.in www.creditaccessgrameen.in