Half Yearly Report on Listed Privately Placed NCDs as on September 30, 2026.

Ref No: 03/SE/CS/OCT/2026-27 Date: October 05, 2026 Listing Department L i s t i n g & Compliance Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th Floor Dalal Street, Mumbai – 400001 Plot No.C/1, “G” Block Bandra- Kurla Complex Bandra(E), Mumbai- 400051 BSE Scrip Code: 544020 NSE Symbol: ESAFSFB Dear Sir, Sub: Statement Containing Details of International Securities Identification Number for Debt Securities Issued by ESAF Small Finance Bank Limited as on September 30, 2026 Please find enclosed the Statement on details of ISINs in respect of Privately Placed debt securities issued under the Debt Listing Regulation, as required under Chapter VIII – Specifications related to ISIN for debt securities, Clause 9.1 (a) of SEBI Master Circular SEBI/HO/DDHS/DDHS-PoD/P/CIR/2025/0000000137 dated October 15, 2025, for the half year ended September 30, 2026. The intimation shall also be made available in the website of the Bank https://www.esaf.bank.in/investor-relation/?id=disclosure-to-stock-exchanges. Requesting you to take the same on your records. Thanking you. Yours faithfully, For ESAF Small Finance Bank Limited Ranjith Raj. P Company Secretary and Compliance Officer Financial Year 2026-2027 Period for which information is being April - submitted (Apr-Sep/Oct- September Mar): Embedded option if any Amount Maturity Coupon Payment Amount Name of the issuer ISIN No. Issuance date Put Call Outstanding date Rate frequency Issued (In Rs) Option Option (In Rs) Details Details ESAF SMALL FINANCE September 04, May 04, INE818W08099 11.25% Monthly N. A N. A 85,00,00,000 85,00,00,000 BANK LIMITED 2023 2029 ESAF SMALL FINANCE February 29, February 28, INE818W08107 11.10% Annual N. A N. A 60,00,00,000 60,00,00,000 BANK LIMITED 2024 2034 ESAF SMALL FINANCE March 20, April 20, Semi INE818W08123 11.00% N. A N. A 85,00,00,000 85,00,00,000 BANK LIMITED 2024 2030 Annual ESAF SMALL FINANCE March 20, April 20, Semi INE818W08115 11.10% N. A N. A 50,00,00,000 50,00,00,000 BANK LIMITED 2024 2031 Annual ESAF SMALL FINANCE INE818W08131 July 17, 2025 July 17, 2031 11.10% Quarterly N. A N. A 65,00,00,000 65,00,00,000 BANK LIMITED ESAF SMALL FINANCE August 14, May 14, INE818W08149 11.30% Quarterly N. A N. A 50,00,00,000 50,00,00,000 BANK LIMITED 2025 2031 August 10, ESAF SMALL FINANCE November 10, 11.30% INE818W08156 2031 Quarterly N. A N. A 150,00,00,000 150,00,00,000 BANK LIMITED 2025 February 23, ESAF SMALL FINANCE January 23, 11.65% INE818W08164 2032 Quarterly N. A N. A 150,00,00,000 150,00,00,000 BANK LIMITED 2026 ESAF SMALL FINANCE July 25, 2032 11.65% INE818W08172 June 25, 2026 Quarterly N. A N. A 85,00,00,000 85,00,00,000 BANK LIMITED