General Updates

October 5, 2026 Ref.: SSFB/CS/57/2026-27 National Stock Exchange of India Limited BSE Limited The Listing Department The Corporate Relationship Department Exchange Plaza, C-1, Phiroze Jeejeebhoy Towers, Block G, Bandra Kurla Complex, Dalal Street, Bandra (E), Mumbai - 400051 Fort, Mumbai - 400 001 Symbol: SURYODAY Scrip Code: 543279, 960033 Dear Sir/Madam, Sub: Disclosure under Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Regulation 8 read with Schedule A of the SEBI (Prohibition of Insider Trading) Regulations, 2015 Pursuant to Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Regulation 8 read with Schedule A of the SEBI (Prohibition of Insider Trading) Regulations, 2015, we hereby share the following information as on September 30, 2026: All figures in ₹ Crore, unless otherwise indicated Particulars Q2FY27 Q1FY27 Q-o-Q Q2FY26 Y-o-Y Gross Advances* 14,972 14,376 4.2% 11,124 34.6% Disbursement 3,095 2,954 4.8% 2,430 27.4% Disbursement 2,625 2,552 2.9% 2,053 27.8% (excluding SCF) Total Deposit 16,184 14,634 10.6% 11,991 35.0% - Retail 13,670 12,781 7.0% 10,316 32.5% - Bulk 2,514 1,852 35.7% 1,675 50.1% CASA 3,142 3,072 2.3% 2,477 26.8% CASA [%] 19.4% 21.0% 20.7% CE - 1 EMI [%]# 97.7% 97.8% 95.5% CE – Current bucket [%]@ 99.1% 99.2% 98.9% CE – IF [%]^ 99.3% 99.2% 98.6% GNPA [%]3 2.9% 6.5% 9.3% *Gross Advances includes IBPC #Includes total collection (capped at 1 EMI) from non-NPA accounts made during the period @Includes total collection from zero bucket accounts made during the period ^ IF zero bucket collection efficiency SURYODAY SMALL FINANCE BANK LIMITED Registered Office: 1101, Sharda Terraces, Plot. 65, Sector 11, CBD Belapur, Navi Mumbai – 400614, Maharashtra Tel: 022-41856700 Corporate Office: 7th Floor, Seawoods Grand Central, Tower No. 1, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai – 400 706 E Mail: info@suryodaybank.com / Web: https://suryoday.bank.in/ CIN: L65923MH2008PLC261472 / GSTIN NO: 27AAMCS5499J1ZG Management Commentary 1. Gross Advances stood at ₹14,972 Crore after considering a write-off of ₹591 Crore, reflecting ~35% YoY growth, while disbursements for the quarter grew by ~27% YoY to ₹3,095 Crore. The Bank’s Deposits registered ~35% YoY growth, with CASA growing ~27% YoY. 2. The Bank continues to cover its eligible portfolio under Credit Guarantee Scheme as a prudent risk management practice. 3. The breakup of GNPA, NNPA & CGFMU claimable as of September 30, 2026, is provided below All figures in ₹ Crore Description Amount GNPA 438.31 Provision 135.77 NNPA 224.51 Balance Claimable under CGFMU 180.00 Please note that the numbers mentioned above as on quarter ended on September 30, 2026, are provisional Unaudited numbers and are subject to review / approval by the Audit Committee and Board of Directors. It is also subject to limited review by the Statutory Auditors of the Bank. This intimation shall be available on the Bank’s website at: https://suryoday.bank.in/investor- corner/#disclosure-to-stock-exchanges . The above is submitted for your kind information and appropriate dissemination. Thanking You, For Suryoday Small Finance Bank Limited Geeta Krishnan Interim Company Secretary & Compliance Officer SURYODAY SMALL FINANCE BANK LIMITED Registered Office: 1101, Sharda Terraces, Plot. 65, Sector 11, CBD Belapur, Navi Mumbai – 400614, Maharashtra Tel: 022-41856700 Corporate Office: 7th Floor, Seawoods Grand Central, Tower No. 1, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai – 400 706 E Mail: info@suryodaybank.com / Web: https://suryoday.bank.in/ CIN: L65923MH2008PLC261472 / GSTIN NO: 27AAMCS5499J1ZG