Key Business Update Q2 FY2026-27

USFB/CS/SE/2026-27/90 October 03, 2026 National Stock Exchange of India Limited BSE Limited Listing Department Listing Compliance Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Bandra (E) P.J. Tower, Mumbai – 400 051 Dalal Street, Fort, Mumbai – 400 001 Symbol: UJJIVANSFB Scrip Code: 542904 Dear Sir/Madam, Sub: Disclosure under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 Pursuant to Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Regulation 8 read with Schedule A of SEBI (Prohibition of Insider Trading) Regulations, 2015, we hereby share the following information: Key Business Highlights for the Quarter ended September 30, 2026: Deposits: Particulars (₹ in crore) Q2FY27 Q2FY26 Y-o-Y Q1FY27 Q-o-Q Total Deposits 50,649 39,211 29.2% 48,129 5.2% CASA 13,182 10,783 22.2% 12,930 1.9% CASA Ratio (%) 26.0% 27.5% 26.9% CD ratio (Excl. Securitization) (%) 89.97% 87.78% 88.85% Gross Loan Book: Particulars (₹ crore) Q2FY27 Q2FY26 Y-o-Y Q1FY27 Q-o-Q Gross Loan Book* 45,699 34,588 32.1% 42,903 6.5% Group Loan 15,658 13,106 19.5% 15,185 3.1% Individual Loan 6,381 5,464 16.8% 6,186 3.2% Housing (incl. MM) 12,087 8,749 38.2% 11,210 7.8% MSME 3,871 2,559 51.3% 3,470 11.6% FIG 3,615 2,489 45.2% 3,293 9.8% Vehicle Loan 1,081 656 64.7% 1,036 4.4% Gold Loan 1,275 412 209.7% 1,020 25.0% Agri Banking 914 510 79.1% 810 12.8% Others^ 816 643 26.9% 693 17.8% Total Secured Book (₹ crore) 23,773 16,173 47.0% 21,638 9.9% Secured Book (%) 52.0% 46.8% 50.4% Note: Individual Loan, MSME and Others^ include both secured and unsecured products. |^Includes, Staff Loan, OD-FD & others | *Includes Securitization Disbursements: Particulars (₹ crore) Q2FY27 Q2FY26 Y-o-Y Q1FY27 Q-o-Q Disbursements 10,560 7,932 33.1% 9,245 14.2% Group Loan 3,395 3,131 8.4% 3,354 1.2% Individual Loan 1,310 1,128 16.1% 1,228 6.7% Housing (incl. MM) 1,327 1,073 23.7% 1,139 16.5% MSME 765 508 50.6% 497 53.9% FIG 2,456 1,353 81.6% 1,735 41.6% Vehicle Loan 203 165 23.3% 239 -15.1% Gold Loan 506 214 136.0% 467 8.4% Agri Banking 167 135 24.1% 114 46.2% Others^ 431 227 89.8% 473 -8.8% Note: ^Includes, Staff Loan, OD-FD & others Asset Quality: Particulars Q2FY27 Q1FY27 Q2FY26 PAR (%) 3.57% 3.58% 4.45% GNPA (%) 2.10% 2.17% 2.45% *Write-Off (₹ crore) 43 72 213 *Note: Prior numbers reclassified. Micro Banking (GL & IL) Bucket X Collections: Particulars Q2FY27 Q1FY27 Q2FY26 Micro Banking (GL & IL) Bucket X Collection Efficiency (%) 99.72% 99.68% 99.48% The information with reference to Q2FY27 is provisional and subject to an audit / limited review by the statutory auditors of the Bank. We request you to bring the above to the notice of all concerned. This intimation shall be available on the Bank’s website at www.ujjivansfb.bank.in Thanking You, Yours faithfully, For UJJIVAN SMALL FINANCE BANK LIMITED Sanjeev Barnwal Company Secretary & Head of Regulatory Framework