NSEGeneral Updates28 Jun 2026 · 28 Jun 2026, 08:06 pm
General Updates
Life Insurance Corporation Of India · LICI
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Life Insurance Corporation Of India will participate in virtual/physical meetings with investors/analysts from July 1, 2026 to July 15, 2026, to discuss its business and operations.
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Full Announcement
Life Insurance Corporation Of India has informed the Exchange about participation of Corporation in virtual/physical meeting with various investors/analysts from different geographic from July 01, 2026 to July 15, 2026.
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LIC_BOARD_28062026200641_SE_Intimation_Investors_presentation.pdf
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Ref. No. LIC/SE/2026-27/60 Date: June 28, 2026
BSE Limited National Stock Exchange of India Limited
Corporate Relations Department Listing Department
Phiroze Jeejeebhoy Towers Exchange Plaza, Plot No. C/1, G Block
Dalal Street Bandra Kurla Complex
Fort, Mumbai 400 001 Bandra (East), Mumbai 400 051
Maharashtra, India Maharashtra, India
Scrip Code: 543526 Symbol: LICI
Subject: Intimation of schedule of Analyst/ Institutional Investors meetings under Regulation 30 of the
Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations,
2015, as amended
Dear Sir/ Madam,
Pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure
Requirements) Regulations, 2015, as amended (“SEBI Listing Regulations”), we would like to inform you that
the Life Insurance Corporation of India (the “Corporation”) will be participating in virtual/physical meetings,
with various investors/analysts from different geographies, from July 1, 2026 to July 15, 2026.
A copy of the presentation in this regard, marked as Annexure A hereto, is enclosed and is also uploaded and
available on the website of the Corporation at https://licindia.in/fy-2026-271.
This is to further inform that the Corporation will be referring to all publicly available documents for the
discussions.
No unpublished price sensitive information (UPSI) is intended to be discussed or disclosed during the
interactions/meetings.
This is for your information and for the information of your members and the public at large.
You are requested to kindly take the above information on record and treat the same as compliance under the
applicable provisions of the SEBI Listing Regulations. A copy of this intimation is also being made available on
the website of the Corporation at www.licindia.in.
Yours faithfully,
For Life Insurance Corporation of India
(Anshul Kumar Singh)
Company Secretary and Compliance Officer
Enclosed: As mentioned above
Annexure - A
Investor Presentation
June 2026
FY22 FY24 FY26
Net VNB
15.1% 16.8% 21.2%
margin %
Chart Color
0 82 156
Key Business Parameters (1/2)
255 203 8
(INR Cr) Pre-IPO listing / (FY22) FY24 FY25 FY26
4 52 100
Total Premium Income 427,419 475,070 488,148 535,984
250 250 50
Distribution Mix % (Individual New
Business – by Premium)
181 219 255
2022 2024 2026
Agency 96.3% 96.0% 93.9% 91.8% 9 4
119 129 179
Bancassurance, Alternates & Others 3.7% 4.0% 6.1% 8.2%
225 229 202
Product Mix % (Individual New Business –
255 251 095
by Premium)
254 202 139 Non-Participating 29.6% 42.0% 53.3% 60.8%
Participating 70.4% 58.0% 46.7% 39.2%
PAT 4,043 40,676 48,151 57,419 1.85 2.35
Overall Expense Ratio % 14.5% 15.6% 12.4% 11.9%
Source: Corporation data; Figures may not add up to total due to rounding off
Chart Color
0 82 156
Key Business Parameters (2/2)
255 203 8
4 52 100 (INR Cr) Pre-IPO listing / (FY22) FY24 FY25 FY26
250 250 50
IEV 541,492 727,344 776,876 789,185
181 219 255
2022 2024 2026
Total APE 50,390 56,970 56,828 66,961
119 129 179
Net VNB 7,619 9,583 10,011 14,179 0
225 229 202
255 251 095 Net VNB Margin % 15.1% 16.8% 17.6% 21.2%
254 202 139
Solvency % 185.0% 198.0% 211.0% 235.0%
Net Worth 10,409 81,938 126,188 175,356
1.85 2.35
AUM 4,084,833 5,121,887 5,452,297 5,729,396
Source: Corporation data; Figures may not add up to total due to rounding off; VNB: Value of New Business
Chart Color
0 82 156
LIC – Life Insurance Leader with Strong Competitive Advantages
255 203 8
4 52 100
250 250 50
181 219 255
India’s largest life Pan-India distribution Robust product suite
insurance company(1) franchise with focus on margins
119 129 179
225 229 202
255 251 095
Technology enabled
254 202 139
customer experience Continuous emphasis on
Long term value creation
driving operational corporate governance
performance
Note: 1. As per First Year Premium data as of March 2026 (published by IRDAI)
May 2022 - India’s largest IPO ever; LIC continues to lead, after 25+ years of
(2) As per moneycontrol.com as on 15.05.2026 2nd Largest public sector company in India by Market Capitalisation2z
Globally 6th largest(1) liberalisation
Chart Color
0 82 156
India’s Largest Life Insurance Company
255 203 8
Distribution &
Market leadersh4i p52 100 Market leadership Scale
Customer
250 250 50
181 219 255 ~ 1.84 Cr ~ 0.15 Cr
#1 2nd #3 FY26 Individual policies sold Agents (Mar-26)
8.3x 5.2x
119 129 179
Largest Life Largest public sector Co. World 3rd strongest of 2nd largest life insurer5 of 2nd largest life insurer6
Insurer in India1 in India by Market Cap2 Insurance Brand3
INR 36,397 44.3%
8.07x
225 229 202
FY26 Average ticket size Mkt. share by agents (Mar-26)
~14.87 lakhs
255 251 095
LIC of India is the World’s 3rd ~ INR 2,60,588 Cr 12.5
254 202 139 Largest 25+
strongest Insurance Brand1 FY26 NBP Policies sold per agent for
FY267
IPO ever in India Years of Market
6.1x
(as of May’22); Globally Leadership
of 2nd largest life insurer5
6th largest4 7.9
56.7%
policies sold per agent for
FY26 Market share the 2nd largest life insurer5
Sustained leadership position with 69+ years of presence in Indian life insurance sector
Source: Corporation data and Life Insurance Council data; Standalone data for FY26 unless otherwise mentioned; Note: 1. As per First Year Premium data as of March 2026 (published by IRDAI); 2. As per moneycontrol.com as on 15.06.2026; 3.
As per Brand Finance Global 500 2025 Report; 4. 6th largest globally in CY22, Evalueserve Global IPO 2022 Market Update 5. Relative to the 2nd largest life insurer by FY26 NBP, AUM; 6. Relative to the 2nd largest life insurer by number of
individual agents as of 31 March 2026; 7. For Agency channel 5
• Can we reduce the size a little of
market leadership section, and
increase of others, little
• And decrease text size of yellow
numbers by a little
Chart Color
0 82 156 Pan-India Distribution Franchise – Omni-channel Network and
Increasing Share of Bancassurance
255 203 8
4 52 100 Snapshot of LIC’s Distribution Capabilities
Presence in 36 States and UTs covering 92% of districts in India2
Premium
250 250 50 36 Covering 92% Collection points 8
3,636 Branch and 0.15 Agents exclusive districts vs 82% 39,1312 (2,487 MICRO Zonal offices
satellite offices4 Cr. to LIC States & combined for Insurance Zonal offices Union Territories
UTs sector (ex-LIC)3
181 219 255 Premium Points) Assam
Jammu & Arunachal
Kashmir; Ladakh Pradesh
119 129 179 92 Bancassurance 1761 Corporate 308 Brokers 167 Insurance Punjab Himachal Pradesh Meghalaya
partnerships Agents Marketing Firms
Chandigarh Uttarakhand Tripura
Haryana
Delhi Delhi Sikkim
225 229 202 Uttar Pradesh
15,29Utt8ar Pradesh Rajasthan
BTihoartal Micro-insurance agents Bihar
Individual New Business Premium Breakdown
Jharkhand
West Madhya Pradesh
255 251 095 Madhya Pradesh Bengal Gujarat West
Pre-IPO listing / (FY22) FY25 FY26 Bengal
Chhattisgarh
Maharashtra Daman & Diu Maharashtra Odisha Mizoram
Dadra &
254 202 139 12% Single state conc Nae garn havt elr i ation Manipur
Telangana Telangana Nagaland
Agency Agency Agency
➔ geographically diversified
Andhra Pradesh
96.3% Bancassurance & 93.9% Bancassurance & 91.8% Bancassurance & Karnataka Puducherry
Andaman &
Alternates Alternates Alternates
Nicobar
2.9% 5.6% 7.5% Tamil Nadu Kerala Tamil Nadu
Digital & Others Digital & Others Digital & Others
Lakshadweep
0.8% 0.5% 0.7%
States divided into separate colors as per respective zone
Agency-led Pan India Distribution Network
Source: Corporation data as of 31st March 2026; Note 1.Including banks; 2. Out of 0.15 Cr. agents; 3. As of March 31, 2025 as per the IRDAI Annual Report 2024-2025. 4. Including four SSS units (not included P&GS units)
Robust agency force
Deliver experience for sales intermediaries… … and Customers
Chart Color
0 82 156
Pan-India Distribution Franchise – Robust Agency Force
255 203 8
4 52 100
Largest agency force in India Agency network with a mix of youth and experienced professionals
250 250 50 Mix of agents by age group
48.0% 49.1% 52.9% 18%
181
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