General Updates

October 02, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza Phiroze Jeejeebhoy Towers Bandra Kurla Complex Dalal Street Mumbai – 400051 Mumbai – 400 001 Symbol : EQUITASBNK Scrip Code : 543243, 976218, 976979 & 978223 Dear Sir Sub: Disclosure under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015-Business update for the quarter ended September 30, 2026 In accordance with the applicable clauses of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 we would like to inform the following with respect to Bank's Deposits and Advances for the quarter ended September 30, 2026. I. Quarterly Updates: September June 30, 2026 September Particulars YoY QoQ 30, 2025 (Unaudited) 30, 2026 (In Rs. Crores unless specified otherwise) % % (Unaudited) (Provisional) Gross Advances* 39,123 47,641 ^50,694 29.58% 6.41% Micro Finance & Micro Loans$ 3,392 6,018 ^6,331 86.65% 5.20% Non- Micro Finance & Micro Loans 35,731 41,623 ^44,363 24.16% 6.58% Total Deposits 44,094 48,976 52,483 19.03% 7.16% CASA 13,622 12,307 13,480 (1.04%) 9.53% CASA Ratio (%) 31% 25% 26% Cost of Funds (%) 7.35% 7.05% 7.12% *Gross Advances includes IBPC/Securitized/Assigned portfolio of Rs. 3,171 Crore as on September 30, 2026 and Rs. 2,126 Crore as on June 30, 2026 $Micro Finance & Micro Loans Advances includes purchase of Agri assets from other Regulated Entities under Direct Assignment (DA) in Q3FY26. DA outstanding stood at ₹579 Crore as of September 30, 2026 compared to ₹837 Crore as of June 30, 2026. Excluding this DA, Overall bank Advances grew by 28.10% YoY & 7.08% QoQ ^These figures are subject to change based on technical write-offs Advances: Gross Advances grew by 29.58% YoY & 6.41% QoQ in Sep’26 Quarter on the back of robust disbursements of ~Rs. 7,461 Crore, a growth of 38.66% YoY & 9.98% QoQ. During the quarter, the bank sold its NPAs (Non-Performing Assets) amounting to Rs. 110 Crore across Retail, AHF and MSE segments to an Asset Reconstruction Company (ARC). II. CD Ratio September- June-26 September- 25 (Unaudited) 26 Particulars (Unaudited) (Provisional) CD Ratio (%) 84.09% 92.93% 90.55% CD Ratio (%) (after reducing Refinance 78.52% 81.25% 80.29% borrowings from advances) Please note that the figures set out above are provisional and should be read together with the related comments and are subject to review by the Joint Statutory Auditors of the Bank and approval by the Audit Committee and the Board of Directors of the Bank. Accordingly, these numbers are subject to change. Kindly take the above information on record. Thanking you, Yours faithfully, For Equitas Small Finance Bank Limited N Ramanathan Company Secretary