General Updates

Ref No: 02/SE/CS/OCT/2026-27 Date: October 2, 2026 Listing Department L i s t i n g & Compliance Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th Floor Dalal Street, Mumbai – 400001 Plot No.C/1, “G” Block Bandra- Kurla Complex Bandra(E), Mumbai- 400051 BSE Scrip Code: 544020 NSE Symbol: ESAFSFB Dear Sir / Madam, Sub: Intimation on the upgrading of ESG Score by CareEdge ESG Ratings Pursuant to Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to inform that following the annual review and surveillance of the Bank's Environmental, Social and Governance (ESG) assessment, CareEdge ESG Ratings Limited has upgraded the Bank's ESG score from 75.4 to 77.6, while retaining the rating of "CareEdge-ESG 1". The Rating Rationale indicated in the report is as under: “The ESG score of ESAF Small Finance Bank (ESAF) upgraded from 75.4 (CareEdge-ESG 1) to 77.6 (CareEdge- ESG 1), highlights its leadership position in managing ESG risks through best-in-class disclosures, policies and performance. The rating is accentuated by the bank’s leadership position in workforce diversity and sharp focus towards financial inclusion and sustainability. The rating also factors in the long-term strategies and initiatives that the bank has taken across key ESG functions that are expected to make a notable transition in its sustainability performance. ESAF has demonstrated commitment towards social upliftment by allocation of more than regulatory required corporate social responsibility (CSR) fund allocation, leading to positive impact by supporting a substantial stratum of population and fostering local economic growth. ESAF’s rating has been further strengthened by its governance practices and social stewardship, reinforced by comprehensive regulatory compliance and a robust customer service framework. The bank demonstrates full compliance with SEBI and Companies Act requirements, supported by board-approved policies on sustainable banking, cybersecurity, whistleblower protection, and code of conduct, many of which extend to its suppliers and vendors. Its score is further strengthened by an ISO/IEC 27000-certified cybersecurity framework, ISO 9000 certification, a zero data breach record, and regular internal audits. The bank is actively progressing its climate risk management journey, having developed key elements of its climate governance and risk assessment framework, including a draft climate risk policy, governance report, strategy document, and physical risk assessment, with further enhancements on targets, metrics, and disclosures expected in line with evolving regulatory developments. Additionally, while external evaluation is available for select policies and external expert inputs have supported the development of climate-related frameworks, broader independent review coverage remains evolving.” The complete rating rationale is available on the website of the Bank and the website of the rating agency. Details as per BSE’s Circular No. 20230714-34 dated July 14, 2023, and NSE’s Circular No. NSE /CML/2023/57 dated July 14, 2023, are as under: Date of occurrence of event / information October 01, 2026 Time of occurrence of event / information 04:53 PM The intimation is also made available on the website of the Bank at https://www.esaf.bank.in/investor-relation/?id=disclosure-to-stock-exchanges. Request you to take the same on records. Thanking you, Yours Faithfully, For ESAF Small Finance Bank Limited Ranjith Raj. P Company Secretary and Compliance Officer