Certificate under SEBI (Depositories and Participants) Regulations, 2018

July 22, 2026 BSE Limited National Stock Exchange of India Limited P.J. Towers, Exchange Plaza, 5th Floor, Plot No. C/1, G Block, Dalal Street, Bandra - Kurla Complex, Bandra (E), Mumbai- 400 001 Mumbai - 400 051 Scrip Code: 543386 Symbol: FINOPB Dear Sir/ Madam, Sub: Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 Pursuant to Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018, please find enclosed herewith the certificate received from KFin Technologies Limited, the Registrar and Transfer Agent of Fino Payments Bank Limited (“Bank”) in respect of the Equity Shares of the Bank for the period from April 01, 2026 to June 30, 2026. Kindly take the same on record. Thanking You Yours faithfully, For Fino Payments Bank Limited Basavraj Loni Company Secretary & Compliance Officer Place: Navi Mumbai Encl: a/a Fino Payments Bank Limited Registered Office: Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai - 400 706 | CIN : L65100MH2007PLC171959 | Tel: (+91 22) 7104 7000 | Website: www.fino.bank.in | Email: cs@fino.bank.in R:/KFIN/ FINO/74(5) DATE:8/7/2026 FINO PAYMENTS BANK LIMITED 8TH FLOOR, TOWER 1, MINDSPACE JUINAGAR TTC INDUSTRIAL AREA, MIDC SHRIWANE JUINAGAR, NAVI MUMBAI 400706 Sub: Confirmation Certificate in the matter of Regulation 74(5) of Securities and Exchange Board of India (Depositories and Participants) Regulations, 2018. Dear Sir/Madam, Pursuant to Regulation 74(5) of Securities and Exchange Board of India (Depositories and Participants) Regulations, 2018, we hereby confirm that no Demat/Remat request has been processed during the quarter ended June, 2026. Request to kindly take the above on record. Thanking you, Yours faithfully, KFIN TECHNOLOGIES LIMITED Dnyanesh Gharote Vice President