Allotment of Securities

Ref: CAGL/EQ/2026-27/102 October 01, 2026 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalal Street Bandra Kurla Complex, Bandra (East) Mumbai - 400001 Mumbai - 400051 Scrip code: 541770 Scrip code: CREDITACC Dear Sir/Madam, Sub.: Intimation under Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (the "SEBI Listing Regulations") Further to our intimation dated December 10, 2025 and pursuant to Regulation 30 and other applicable provisions of the SEBI Listing Regulations, as amended from time to time, we would like to inform you that the Executive, Borrowings & Investment Committee ("Committee") of the Board of Directors of the Company in its meeting held today i.e., October 01, 2026, has, inter-alia, approved the allotment of 21,500 (twenty one thousand and five hundred) senior, secured, rated, listed, redeemable, transferable, taxable, non-convertible debentures denominated in Indian Rupees ("INR"), having a face value of INR 1,00,000 (Indian Rupees One Lakh) each and an aggregate nominal value of INR 215,00,00,000 (Indian Rupees Two Hundred and Fifteen Crore) ("Debentures") on a private placement basis (the "Issue"). Further, the details required to be disclosed as per the master circular issued by the Securities and Exchange Board of India ("SEBI") bearing reference number SEBI/HO/49/14/14(7)2025-CFD- POD2/I/3762/2026 dated January 30, 2026, on "Master circular for compliance with the provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 by listed entities" are enclosed herewith as Annexure I. This is for your information and record. Thanking you, Yours’ Truly For CreditAccess Grameen Limited Deepti Ramani Company Secretary & Compliance Officer Annexure I Sr. Particulars Remarks 1. Type of securities issued (viz. Senior, secured, rated, listed, redeemable, transferable, taxable, equity shares, convertibles etc.) non-convertible debentures 2. Type of issuance (further public The Debentures (as defined below) have been allotted by the offering, rights issue, depository Company on a private placement basis. receipts (ADR/GDR), qualified institutions placement, preferential allotment etc.) 3. Total number of securities offered 27,500 (twenty seven thousand and five hundred) senior, secured, rated, listed, redeemable, transferable, taxable, non- convertible debentures denominated in Indian Rupees ("INR"), having a face value of INR 1,00,000 (Indian Rupees One Lakh) each and an aggregate nominal value of INR 275,00,00,000 (Indian Rupees Two Hundred and Seventy Five Crore) including a green shoe option of up to 9,000 (nine thousand) senior, secured, rated, listed, redeemable, transferable, taxable, non- convertible debentures denominated in Indian Rupees, having a face value of INR 1,00,000 (Indian Rupees One Lakh) each and an aggregate nominal value of INR 90,00,00,000 (Indian Rupees Ninety Crore) 4. Size of the Issue INR 215,00,00,000 (Indian Rupees Two Hundred and Fifteen Crore) 5. Post Allotment of Securities – 21,500 (twenty one thousand and five hundred) senior, secured, Outcome of Subscription rated, listed, redeemable, transferable, taxable, non-convertible debentures denominated in Indian Rupees, having a face value of INR 1,00,000 (Indian Rupees One Lakh) each and an aggregate nominal value of INR 215,00,00,000 (Indian Rupees Two Hundred and Fifteen Crore) ("Debentures") 6. Whether proposed to be listed? If Yes. The Debentures are proposed to be listed on the Wholesale yes, name of the stock exchange(s) Debt Market segment of BSE Limited. 7. Tenure of Instrument – Date of Date of allotment: October 01, 2026 ("Deemed Date of Allotment and Date of Maturity Allotment") Date of maturity: September 30, 2028 ("Final Redemption Date") Tenure: 24 (twenty four) months from the Deemed Date of Allotment. 8. Coupon/Interest offered, schedule Coupon/interest offered: of payment of coupon/interest and principal 9.15% (nine decimal one five percent) per annum (fixed), payable quarterly ("Interest Rate"), subject to any step up in accordance with the terms of the DTD. Interest Payment Dates: The interest/coupon in respect of the Debentures is payable by the Company on a quarterly basis in accordance with the Transaction Documents (as defined below). Principal Payment Date: The principal amounts in respect of the Debentures are payable by the Company on the Final Redemption Date in accordance with the Transaction Documents (as defined below). 9. Charge/security, if any, created The Debentures and the outstanding amounts in respect of the over the assets Debentures shall be secured on or prior to the Deemed Date of Allotment by way of (a) a first ranking exclusive and continuing charge to be created in favour of the debenture trustee ("Debenture Trustee") pursuant to an unattested deed of hypothecation executed or to be executed by the Company in a form acceptable to the Debenture Trustee over certain identified book debts/receivables of the Company as described therein (the "Hypothecated Assets"), and (b) such other security interest as may be agreed between the Company and the holders of the Debentures. The value of the Hypothecated Assets shall at all times, commencing from the Deemed Date of Allotment and until the Debentures are fully redeemed, be at least 1.10 (one decimal one zero) times the value of the outstanding principal amounts along with accrued interest thereon in respect of the Debentures. 10. Special right/interest/privileges None. attached to the instrument and changes thereof All rights/interests/privileges of the holders of the Debentures are set out in the DTD executed between the Company and the Debenture Trustee and the other transaction documents executed/to be executed in respect of the Debentures (together with the DTD, the "Transaction Documents"). 11. Delay in payment of interest / On the occurrence of any payment default (as set out in the principal amount for a period of DTD), the Company agrees to pay penal charges at 2% (two more than three months from the percent) per annum over the Interest Rate for the Debentures due date or default in payment of on the outstanding principal amounts from the date of the interest / principal; occurrence of such payment default until such payment default is cured or the relevant Debentures are fully redeemed by the Company (whichever is earlier), on each interest payment date occurring during the aforementioned period. 12. Details of any letter or comments Not Applicable. regarding payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any; 13. Details of redemption of The Debentures shall be redeemed on a pari passu basis by the preference shares indicating the Company by making the payment of the outstanding principal manner of redemption (whether amounts on the Final Redemption Date in accordance with the out of profits or out of fresh issue) DTD and the other Transaction Documents. and debentures 14. Any cancellation or termination of Not Applicable. proposal for issuance of securities including reasons thereof