Credit Rating

Date: 26/06/2026 The General Manager, The Manager, Listing Operations Listing Department, Department of Corporate Services National Stock Exchange of India Limited, BSE Limited Exchange Plaza, 5th Floor, Plot No. C/1, P. J. Towers, Dalal Street, Fort, G Block, Bandra-Kurla Complex, Bandra (E), Mumbai- 400 001 Mumbai- 400 051 Stock Code: 532891 Stock Code: PURVA Dear Sir/ Madam, Sub: Intimation for reaffirmation of Credit Rating of Provident Housing Limited, Material Wholly Owned Subsidiary of the Company Ref: Regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 We write to inform you that ICRA Limited, vide its letter dated June 26, 2025, has reviewed the Credit Rating for Rs. 1,000 Crores bank facilities of Provident Housing Limited, Material Wholly Owned Subsidiary of Puravankara Limited and reaffirmed the long-term Rating at [ICRA] A- (Stable) and short- term Rating at [ICRA] A2+. The letter received from ICRA Limited is available on the website of the Company and is attached herewith for your perusal. This is for your information and records. Thanking you, Yours sincerely, For Puravankara Limited (Sudip Chatterjee) Company Secretary & Compliance Officer Membership No.: F11373 ICRA Limited ICRA/ProvidentHousingLimited/26062026/1 Date: June 26, 2026 Mr.NeerajGautam CFO-PuravankaraGroup Provident Housing Limited 130/1, Ulsoor Road, Bangalore-560042 DearSir, Re: ICRA'sCreditRatingforbelowmentionedInstrumentsofProvidentHousingLimited AspertheRatingAgreement/StatementofWorkexecutedwithICRALimited, RatingCommittee has taken the following rating actions for the mentioned instruments of your company. Instrument RatedAmount(Rs.Crore) RatingAction[1] Unallocatedlimits 1.00 [ICRA]A-(Stable)/[ICRA]A2+;Reaffirmed Unallocatedlimits 387.82 [ICRA]A-(Stable);Reaffirmed Short-term-Fund-based-Short-termloan 55.00 [ICRA]A2+;Reaffirmed Long-term-Fund-based-Termloan 556.18 [ICRA]A-(Stable);Reaffirmed Total 1,000.00 The aforesaid rating(s) will become due for surveillance within one year from the date of rating communication letter. However, ICRA reserves the right to review and/or, revise the above rating(s) at any time based on new information becoming available, orthe required information not being available, or other circumstances that ICRA believes could have an impact on the rating(s). Therefore, request the lenders and investors to visit ICRA website at www.icra.in for latest rating(s) of the company. The rating(s) are specific to the terms and conditions of the instruments as indicated to us by you, and any change in the terms or size of the same would require a review of the rating(s) by us. In case there is any change in the terms and conditions or the size of the rated instrument, the same must be brought to our notice before the instrument is used by you. In the event such changes occur after the rating(s) have been assigned by us and their use has been confirmed by you, the rating(s) would be subject to our review, following which there could be a change in the rating(s) previously assigned. Notwithstanding the foregoing, any change in the over-all limit of the instrument from that specified in this letter, would constitute an enhancement that wouldnot be covered by or under the said Rating Agreement. The rating(s) assigned must be understood solely as an opinion and should not be treated, or cause to be treated, as recommendation to buy, sell, or hold the rated instrument availed/issued by your company. [1]Completedefinitionsoftheratingsassignedareavailableatwww.icra.in. Sensitivity Label : Restricted You are also requested to forthwith inform us about any default or delay in repayment of interest or principal amount of the instrument rated, as above, or any other debt instruments/ borrowing and keep us informed of any other developments which may have a direct or indirect impact on the debt servicing capability of the company including any proposal for re- schedulement or postponement of the repayment programmes of the dues/ debts of the company with any lender(s) / investor(s), or occurrence of any significant development that could impact the ability of the company to raise funds such as restriction imposed by any authority from raising funds through issuance of debt securities through electronic bidding system. Further, you are requested to inform us immediately as and when theborrowinglimitfortheinstrument rated,asabove,or asprescribedbytheregulatoryauthority(ies) is exceeded. Welookforwardtoyourcommunicationandassureyouofourbestservices. Withkindregards Yours sincerely For ICRA Limited AnupamaReddy VicePresidentandCo-GroupHead anupama.reddy@icraindia.com Sensitivity Label : Restricted Annexure DetailsofBankLimitsRatedbyICRA InstrumentName Amount(Rs.Crore) Rating RatingAssignedOn NotApplicable UnallocatedLimits 387.82 [ICRA]A-(Stable) June24,2026 NotApplicable UnallocatedLimits 1.00 [ICRA]A-(Stable)/[ICRA]A2+ June24,2026 IndusIndBankLimited OverDraftFacilities 25.00 [ICRA]A2+ June24,2026 IndusIndBankLimited OverDraftFacilities 30.00 [ICRA]A2+ June24,2026 ICICIBankLimited TermLoans 0.18 [ICRA]A-(Stable) June24,2026 PiramalCapitalandHousingFinanceLimited TermLoans 112.18 [ICRA]A-(Stable) June24,2026 PiramalCapitalandHousingFinanceLimited TermLoans 50.13 [ICRA]A-(Stable) June24,2026 IndusIndBankLimited TermLoans 79.87 [ICRA]A-(Stable) June24,2026 IndusIndBankLimited TermLoans 70.00 [ICRA]A-(Stable) June24,2026 ARKAFincapLimited TermLoans 20.00 [ICRA]A-(Stable) June24,2026 ICICIBankLimited TermLoans 223.82 [ICRA]A-(Stable) June24,2026 Total 1000.00 Sensitivity Label : Restricted