Outcome of Board Meeting

UCO BANK rgqrcqrstfrryrsqr Honours Your Trusl HO/ Fi nonce/Sh or e I 86 I 2026-27 Dole:22.07.2025 Nollonol Slock Exchonge of lndlo Hd. BSE timited "Exchonge Plozo" Phiroze Jeeieebhoy Towers Plot no. C/ l, G Block Dolol Slreei,Fort, Bondro-Kurlo Complex, Bondro (E) Mumboi - 400 001 Mumboi - 400 051 BSE Scrlp Code:532505 NSE Scrip Symbol: UCOBANK Modom/ Deor Sir, Sub : Oulcome ol Boord Meellng under Regulollon 30 ond other oppllcoble regulolions of SEBI (tisting Obligolions ond Disclosure Requiremenls) Regulolions 2015 ("tlsllng Regulolions") We hereby inform lhol the Boord of Drectors of lhe Bonk ot ih meeting held todoy i.e.22"d Jvly, 2026, inler olio, considered ond opproved the Unoudited (Reviewed) Finonciol Resulls of lhe Bonk for lhe quorter ended 30rh Jvne,2O26 ond the copy of lhe some is enclosed. The boord meeling commenced ot 02:30 pm ond concluded ot 04:05 pm. The submission moy pleose be loken on record in terms of Regulolions 30, 33, 52, ond other opplicoble provisions of SEBI (Lisling Obligotions ond Disclosure Requirements) Regulotions, 201 5. Furlher, we enclose the following :- (i) Security Coveroge Certi{icole os on 30th )une, 2026 for unsecured listed debt securities of the bonk. [Reg 54 of SEBI LODR] (ii) Stotement of utilizotion ond deviolion/voriotion in utilisolion of issue proceeds.[Reg 32(1) ond Reg 52(7ll(7 Al of SEBI LODR] (iii) Declorotion of Unmodified Opinion. The Finonciol results will be mode ovoiloble on the Bonk's Website under the following link : htlps://uco.bonk.in/finonciol-resulls Yours sincerely, F CO k ko ) Secrelory - As sloted UCO Bonk, Finonce Deporlmenl, Heod Office, 3d Floor. 02, lndio Exchonge Ploce, Kolkolo - 700 001 Phone: 033 - 44557227, E-mo,iL hosqr.colcutto@uco.bonk.in Follow llCO Ilank on l-wittc facebook: lnstagram: r l.inkedlnr r You '[ube: uco 6at{K Head Omce:10, B.T.MSar.nl, Xolkata - 70Oml webslte : ea*.uco.bank.ln UI{AUDITEO (REVIEWEDI Fll{At{OAL RESUlnt fOR TXE QUARTER E OED301une2025 in Lakh Quarter Ended Year Ended st Particula15 30 June 2025 3l March 2025 30 run€ 2025 31Mar.h 2026 (Reviewed) {audited) (R€viewed) (auditedl 1 lnteren Earned lal+{b}+lcl+ldl 6,99,600 6,65,633 6,43,601 2E,2A,r]s {a} lnterest / dis(ount on ectuances/ bills 5,77,422 4,76,068 4,49,089 18,59,547 (b) lncome on investments 1,65,356 1,63,914 1,56,451 6,4t,17a (c) lnteren on balances with RAI & other inter-bank 21,331 23.862 35,678 1,12,180 tunds ld)others 1,091 1,789 2,313 9,230 2 Other lncome 1,58,524 70,889 99,120 3,45.963 3 Totallncome (1+21 4,64,224 7,35,522 7,43,r2L 29,74,O98 4 lnterest Erpeoded 4,14,7U 4.O4,203 4,O3,214 16,08,498 5 Operatins Erpenses (i) + (ii) 1,68,505 1,74,995 r,83,817 ?,22,706 (i)Emplovees Cost 1,16,195 1,06,807 r,27,63s 4,14,146 (ii) Other ODeratinP Exoenses 52,311 68,188 56,182 2,44,560 Total Expenditure (4+S) (er€luding Provisions and 6 5,47,270 5,79,198 5,87,095 21,3r,204 Continaencies) Op€.adrf, Profit (8€fo.e Provlsions and Contingencies) (:l- 7 2,80,954 1,57,324 1,55,225 5,42,494 Prordilonr (othe. th.n .lrrent taxl .nd ContlnScnd6 23,441 32,613 51,505 2,O5,545 8 It{€ll ofwhich provasirns for Non PerforminS Assets 25,411 21,624 46,267 t,36,262 9 Ixceptionalltems Proft(+)/Lo$(-) lrcm Odln..y Activities bcfore tar (7-8. 10 2,57,493 1,24,7Ll 94,G20 4,17,349 11 Provision lor Taxes 1,91,860 44,596 33,476 L,&,s61 tlet Profir(+l/1.o55{-} from Ordinary Acriviti6 after tax t2 6s,632 80,115 60,744 2,76,746 {rG11) 13 Extraordinarv items lnet oftax eroens€) 74 l{et Profit{+l/Loss {-lto. the period {12-131 65,632 80,115 60,744 2,76,746 15 Paid-up Equity share ca pital (ra.e value I 1ol- eachI 12,53,955 12.S3,955 12,s3,956 12,53,955 Rea€lrel excludlng Rea-aloadon R6erv€5 (as shown in 16 L7,56,N7 17,55,N7 15,4t,844 11,36,N7 the Eahnce Sheel of orevious year) 17 AnalyticalRatios (i)Per.entase of shares held by Govt. of lndia 90.95% 90.95% 90.95% 94.95% (ii) Ca pital Adequacy Ratio: Batel-lll 19_03% 18.61% 18.39% 18.61% (a) Common tquity Tier-l Ratio Lt.22% 16.36% r6.05% 1636% (b) Additiona I Tier'l Ratio o.22% 0.23% o.30% 0.23% {iii) Earnins Per share (EPs) (in {) lNot Annualised} a) Basic end diluted EPS before Extraordinary items (net of tar expense) for the period, for the year to date 0.52 0.64 0.48 2.27 and for the orevious vear. b) Easic and diluted EPS after Extraordinary items for the p€riod, forthe year to date and forthe previous year. 0.s2 0.64 0.48 2.21 (av) NPA R.taos a)AmountofGross NPA 5,6,716 5,69,020 5,91,152 5,69,020 b)Amount of Net NPA 61.571 70,791 99,160 70,191 c)% of Gross NPA 2.08% 2.71% 2.63% 2.lt% o.25% o.27% o.45% o.27% (v) Oebt Equity Ratio 0.13 0.70 0.83 0.70 (vi)NetWorth )1,15,348 24,46,221 22,22,201 24,46.221 (vii) Total Debt to Total assets 0.06 0.06 o.o7 0.06 (viii) Return on Ass€ts (Annualised) (%) 0.68% o.a1% o_1t% o.19% (ix) Capital Redemptlon Res€rve / Oeb€nture Redemption Regerve (x) Outstandins Red€emable Preference Shares Not Applicable (xi) Debt S€rvice Corerate Sitio {xii} lnteren Service Coveraae Ratio (xiii) Operatin8 MerBin (96) lopentlng Profft/rotal 32.36% 21-36% 21.o2% 21.62% Income) ln( cx oiv m) N e)et Profit Margln (%) {Net Profit after tax/Iotal 7 -56% 10.88% 8-'t t% 9.31% R o Ct/1I abG ,j Cd FR 8567c 'i FRN O FR Nl ei. wr0 0e2 J8 iiltN 0159 ED ACC UNAUOITED {REVIEWED) FIf{AIICIAT RESUI,TS FOR THE QUARTER ENDED 30JUne 2026 PART: A AUS|NESS SEGME TS (r in bkhl sl. Quaner Ended Year Ended l{o. Particulars 30.lune 2026 3l March 2026 30 June 2025 31 Mrrch 2026 (Reviewed) (Audired) (Reviewed) {Audited) 1 SeSment Revenue i) T.easury Operations 2,09,599 1,81,247 2,74,396 8,03,096 ii) Corporate Sanking Operations 3,34,174 2.W,442 2.78,660 10,98,199 iii) Retail Banking Operations 3,14,622 2,70,175 2,45,6791 10,66,637 'a) Digital gankinS 5 13 2a b)other Retailganking \t4,611 2,70,162 2,45,676 10,66,609 iv) Other Bankin8 Operations 5,229 651 4,586 6,177 Total Rewnu€ 8,@221 7,16,52:I 7 Ar)2t 29,74,tX 2 Sagment R6uhs u,u7 i) Ireasury Operations 13,344 48,494 2,14,352 ii) Corporate Banking Ooerations 91.441 20,0,10 21,808 1,00,085 iii) Retail Banking Operations 87,438 19]U 19,732 96,740 ra) Digital Banking (se) (180) (ss) (3s6) b) Clther Retail Eanking 87,497 19,344 19,181 97,86 iv)Other Ban king Operations 657 4,586 6,171 Total 2,57192 ,.21,r@, 94,620 13?,W less: Unallocated Erpenses Proftt g€fore Tax 2,57 492 t 26,18 94,520 4,37,44 Provision forTax 1,91,860 44,596 33,876 1,60,563 Net Profit 65,532 80,112 50,744 2,76,785 3 segment Als€ti ilTreasury Operations r,2t,79,151 1,26,30,674 1,32,17,v4 1,26,30,674 iil CorDorate Banking Operation5 1,42,62,295 1,36,45,772 1,24,02,954 1,36,45,772 iii) Retail BankinB Operations 1,35,52,431 1,32,59,935 1,09,10,601 1,32,s9,93s *a)oiSitalBankins 94 120 101 120 b) other Retail Banking 1,35,52,311 1,32,59,816 1,09,10,500 1,32,59,816 iv) Other Eankin8 Operations 49,119 49,453 45,726 49,463 Total A5s€t3 1,00A?2s3 3,9srsrir4 t,55,7O479 3,9515,8& 4s€8nent uabilhles i)Treasury Operations 1,03,85,120 I,O7,52,471 1,08,24,364 1,O7,52,477 ii) Corporate EankinS Operations 1,52,07,523 1,46,23,421 1,16,97,M3 1,46,23427 iii) Retail Banking Operations r,44,5O,612 1,42,@,941 1,20,49,000 1,42,@,947 'alDiaital Banking 2,114 2,O11 1,788 2,011 bl other Retail SanUng \M,44,494 1,42,O7,876 1,20,47,272 1,42,O7,476 liv) other aankinS operations lror,t UrOttttl.. 4,@,4?,255 3,95.85,8114 3,65,70,429 3,95,85,8/r4 5 Employed i) Treasury Operations 4,80,389 5,54.3,r8 6,M.392 5,54,348 ii) Corporate Eankins Operations 14,98,521 14,05,153 73,76,969 14,O5,153 14,23,931 13,65,422 12,11,2E9 13,65.422 34,02,U1 33,24,922 31,92,649 33,24,922 'The Sanl has dlsclosed dlgital bankirg as a sub seSmenl of lhe retailbanking segm€nt as.equhed by RAI tuidellnes. PART: I GIOGRAPHIC-AI SEGMENTS (( in takh) Quartea Ended Yea. Ended Particulars 30June 2026 3l March 2026 30 rune 2025 3l March 2026 (Reviewed) (Audited) (Reviewed) lAudited) Domestic i)Revenue 8,18,307 6,95,838 6,95,725 21,97,709 ii)Assets 3,76,89,3,r4 3,62,48,651 3,45,81,632 3,62,44,651 lntemrtlodal i) Revenue 49 [Showing first 8,000 characters — download PDF for full document]