Bank of India has informed the exchange about Credit Rating of EMTN.

Bank of ndla W1 TOE. Ref. No.:HO:IRC:SVM:2026-27:226 'fttW Date: 30.09.2026 Scrip Code: BANKINDIA Scrip Code: 532149 The Vice President — Listing The Vice-President — Listing Department, Department, BSE Ltd., National Stock Exchange of India Ltd., 25, P.J. Towers, Dalal Street, Exchange Plaza, Mumbai 400 001. Bandra Kurla Complex, Bandra East, Mumbai 400 051 q(cid:9) -u(cid:9) Err Dear Sir / Madam, Intimation of Credit Rating of the Euro Medium Term Note Programme Pursuant to Regulations 30, including other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, read with Schedule III("listing Regulations"), this is to inform you that credit rating agencies have assigned ratings on 29th September, 2026 to Euro Medium Term Note Programme of USD 1 Billion established by the Bank on 28th September 2026. The details are as under: Rating Agency Rating Fitch Rating BBB- S&P Global Rating BBB The copy of detailed ratings reports are enclosed. This is for your information and appropriate dissemination. 1-Eddizi Yours faithfully, (Usha Ramsinghani) *TA- TA-a Company Secretary Classification: Public vtrF 0144 (14 :fthrwliiv (cid:9) at(cid:9) , 41-5, It- wircr)(cid:9) T--f TV, oKi(cid:9) 14- - 400 051 Head Office: Investor Relations Cell, Star House - I, 8th Floor, C-5, G-Block, Bandra Kurla Complex, Bandra (East), Mumbai - 400 051 Ph.: (022) 6668 4490/91 Email: headoffice.share@bankofindia.bank.in S&P Global Ratings RatingsDirect® Bank of India's US$1 Billion Medium-Term Note Program Rated 'BBB' September 28, 2026 Primary Contact SINGAPORE (S&P Global Ratings) Sept. 29, 2026--S&P Global Ratings today assigned its 'BBB' long- term issue rating to Bank of India's US$1 billion medium-term note program, under which it proposes Shinoy Varghese to issue senior unsecured notes. Singapore 65-6597-6247 We have equalized the rating on the program with the issuer credit rating on Bank of India shinoy.varghese1 (BBB/Stable/A-2). This reflects our expectation that notes issued under the program shall rank equally @spglobal.com with all of the bank's other senior unsecured obligations. The notes would constitute direct, unconditional, unsubordinated, and unsecured obligations of Bank of India. Additional Contact Bank of India may also issue index-linked notes under the program. Under our rating criteria, we do not Deepali V Seth Chhabria rate notes if principal payments are linked to fluctuations in equity, commodity prices, or indices. Mumbai 912261373187 Related Criteria deepali.seth @spglobal.com • Criteria | Financial Institutions | General: Risk-Adjusted Capital Framework Methodology, May 5, 2026 • General Criteria: Hybrid Capital: Methodology And Assumptions, Oct. 13, 2025 • Criteria | Financial Institutions | Banks: Banking Industry Country Risk Assessment Methodology And Assumptions, Dec. 9, 2021 • Criteria | Financial Institutions | General: Financial Institutions Rating Methodology, Dec. 9, 2021 • General Criteria: Environmental, Social, And Governance Principles In Credit Ratings, Oct. 10, 2021 • General Criteria: Group Rating Methodology, July 1, 2019 • General Criteria: Methodology For Linking Long-Term And Short-Term Ratings, April 7, 2017 • General Criteria: Rating Government-Related Entities: Methodology And Assumptions, March 25, 2015 • General Criteria: Principles Of Credit Ratings, Feb. 16, 2011 Related Research • Bank of India Ltd. Assigned 'BBB/A-2' Ratings; Outlook Stable, Sept. 7, 2026 www.spglobal.com/ratingsdirect September 28, 2026 1 Bank of India's US$1 Billion Medium-Term Note Program Rated 'BBB' Certain terms used in this report, particularly certain adjectives used to express our view on rating relevant factors, have specific meanings ascribed to them in our criteria, and should therefore be read in conjunction with such criteria. Please see Ratings Criteria at https://disclosure.spglobal.com/ratings/en/regulatory/ratings-criteria for further information. A description of each of S&P Global Ratings' rating categories is contained in "S&P Global Ratings Definitions" at https://disclosure.spglobal.com/ratings/en/regulatory/article/-/view/sourceId/504352. Complete ratings information is available to RatingsDirect subscribers at www.capitaliq.com. All ratings referenced herein can be found on S&P Global Ratings' public website at www.spglobal.com/ratings. www.spglobal.com/ratingsdirect September 28, 2026 2 Bank of India's US$1 Billion Medium-Term Note Program Rated 'BBB' Copyright © 2026 by Standard & Poor’s Financial Services LLC. All rights reserved. No content (including ratings, credit-related analyses and data, valuations, model, software or other application or output therefrom) or any part thereof (Content) may be modified, reverse engineered, reproduced or distributed in any form by any means, or stored in a database or retrieval system, without the prior written permission of Standard & Poor’s Financial Services LLC or its affiliates (collectively, S&P). The Content shall not be used for any unlawful or unauthorized purposes. 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